Low Cost Coverage
Massage liability insurance is not the only thing offered by MMIP. In addition to the following benefits, our clients have access to a friendly, knowledgeable customer support system. MMIP clients are covered as soon as the application is processed.
| Benefits | Coverage Description | Coverage Limits |
|
Professional Liability Insurance |
Covers claims made for injuries due to misconduct or lack of ordinary skill. | $2 million per occurrence / $3 million annual aggregate |
| General Liability Insurance (Trip and Fall) |
Covers claims for injuries that occur at your place of work, including trip and fall. | $2 million per occurrence / $3 million annual aggregate |
| Product Liability Insurance | Covers claims made against you for damage or injury resulting from a product you use on clients. | $2 million per occurrence / $2 million annual aggregate |
| Rental Damage Insurance | Covers damage to the space you work in. | $100,000 |
| Lost/Stolen Equipment Insurance |
Covers cost of replacing lost or stolen equipment used in your practice |
$1,000 |
| Identity Protection Insurance | Reimburses you for expenses incurred as a result of identity fraud | $15,000 |
| FREE Monthly Newsletter | Receive timely and relevant information about the massage industry on a monthly basis | |
| FREE Business Website |
Receive a FREE website to promote your business and manage your practice |
|
| FREE Directory Listing |
List your company or your name in the MMIP directory on the MASSAGE Magazine web site. |
* $5,000 Animal Massage Limit For Any One Animal
* MMIP does not cover claims of sexual intimacy, sexual molestation, sexual or physical assuault, sexual abuse, sexual harassment or exploitation.
MMIP is underwritten by Lloyd’s of London, an Excess & Surplus lines insurer. Click here for the percentage of your premium that is paid as a surplus lines tax to the state in which you reside.
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