One price includes coverage for: • Massage Therapists • Yoga Instructors • Cosmetologists • Estheticians • Nail Technicians • Animal Massage • Reflexologists • Dance Instructors

Massage Liability Insurance

Some thoughts on massage liability insurance:

• Massage liability insurance should be forever on your mind. You should never buy a massage liability insurance policy, file it, and forget it. Review your insurance needs with your agent at least every two years. If your needs decrease, lower the coverage amount. Don’t ever carry and pay for protection you don’t need.

• Become an educated consumer of massage liability insurance. Shop carefully for a company and take a very close look at the products the company offers. Massage Liability Insurance products can vary greatly; know what you are buying.

• Use a good massage liability insurance company. Check ratings of massage liability insurance carriers with some of the major rating bureaus, such as A.M. Best Company, Weiss Ratings, Standard & Poor’s, or Moody’s Investment Services.

Properly evaluating your options can help you make the correct decision, a decision that is right for you, a massage liability insurance that is right for you and your practice and one that will result in lower costs, smaller tax bills, happy patients, and, most importantly, an increasingly more profitable practice.

The Liability master policy is issued to the Insurance Plus Risk Purchasing Group, members of which are also members of Protection Plan Association, Inc. The Equipment master policy is issued to Protection Plan Association, Inc. on behalf of its members.The ID Fraud master policy is issued to Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. Protection Plan, Inc. d/b/a Massage Magazine Insurance Plus is the insurance partner for Massage Magazine and Protection Plan Association, Inc. members. Annette Ayers and Debra Aragon are licensed agents.William Gallagher Associates Insurance Brokers, Inc., Boston, MA, a 50-state licensed broker, is the broker for all coverage under the Massage Magazine Insurance Plus program.Coverage under the Massage Magazine Insurance Plus program is underwritten by certain underwriters at Lloyd’s of London, rated “A+” by Standard & Poors and Fitch Ratings and “A” by A.M. Best.