One price includes coverage for: • Massage Therapists • Yoga Instructors • Cosmetologists • Estheticians • Nail Technicians • Animal Massage • Reflexologists • Dance Instructors

Therapists Insurance

On top of the terrifying idea of a malpractice claim being filed against you by your clients, there are other occurrences that therapists insurance can cover.

General liability should be part of the protective umbrella of a high quality therapists insurance policy. This portion of your policy covers any instances in which a client might have an accident while on your property. Whether it is a slip on an icy sidewalk, or a trip on the edge of that throw rug, you want to be covered in case the client decides to bring a suit against you due to accidental injury.

Along these same lines, your therapists insurance policy should protect you from claims of injury or damage due to the use of certain tools or products on a client. This might mean a burn from a hot rock or an allergic reaction to one of the ingredients in your massage cream and nearly anything in between. With therapists insurance, you should have no reason to worry about the slim possibility of such a situation.

The Liability master policy is issued to the Insurance Plus Risk Purchasing Group, members of which are also members of Protection Plan Association, Inc. The Equipment master policy is issued to Protection Plan Association, Inc. on behalf of its members.The ID Fraud master policy is issued to Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. Protection Plan, Inc. d/b/a Massage Magazine Insurance Plus is the insurance partner for Massage Magazine and Protection Plan Association, Inc. members. Annette Ayers and Debra Aragon are licensed agents.William Gallagher Associates Insurance Brokers, Inc., Boston, MA, a 50-state licensed broker, is the broker for all coverage under the Massage Magazine Insurance Plus program.Coverage under the Massage Magazine Insurance Plus program is underwritten by certain underwriters at Lloyd’s of London, rated “A+” by Standard & Poors and Fitch Ratings and “A” by A.M. Best.