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Massage therapist insurance

Regardless, as a professional practitioner of massage therapy or another form of bodywork, it is imperative that you protect yourself and your business by purchasing the right massage therapist insurance. There are so many ways that strong massage therapist insurance can help safeguard your success, with the safety net stretching from client complaints all the way to property damage.

If you are still questioning whether you, as a practitioner of healing touch, may need massage therapist insurance, it is necessary to consider a few sample situations. For instance, a client could come to you complaining of neck pain, which you address during the hands-on session. He seems pleased and relaxed as he leaves the session room, but a few days later you receive a troubling phone call. Apparently the neck pain has grown worse since the massage, and he believes your hands-on work is to blame.

As silly as this might sound, no one can predict how a client might behave following a session, especially a new client you don’t know well. It is with these “loose cannon” clients that massage therapist insurance can come in so handy. If a situation such as the above occurred with a touch therapist who was carrying the right massage therapist insurance, she could simply call her insurance carrier to be guided through the process of handling this complaint, which would fall under the malpractice heading of professional massage therapist insurance.

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The Liability master policy is issued to the Insurance Plus Risk Purchasing Group, members of which are also members of Protection Plan Association, Inc. The Equipment master policy is issued to Protection Plan Association, Inc. on behalf of its members.
The ID Fraud master policy is issued to Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc.
Protection Plan, Inc. d/b/a Massage Magazine Insurance Plus is the insurance partner for Massage Magazine and Protection Plan Association, Inc. members. Annette Ayers and Debra Aragon are licensed agents.
William Gallagher Associates Insurance Brokers, Inc., Boston, MA, a 50-state licensed broker, is the broker for all coverage under the Massage Magazine Insurance Plus program.
Coverage under the Massage Magazine Insurance Plus program is underwritten by certain underwriters at Lloyd’s of London, rated “A+” by Standard & Poors and Fitch Ratings and “A” by A.M. Best.

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Massage Liability insurance
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