One price includes coverage for: • Massage Therapists • Yoga Instructors • Cosmetologists • Estheticians • Nail Technicians • Animal Massage • Reflexologists • Dance Instructors

Holistic Insurance

What your holistic insurance plan will look like depends heavily on the type of bodywork practice you are about to open or are currently running. Whether you work alone or employ other practitioners plays a major role in this planning process. Either way, though, it’s important to think about your business from every angle.

For starters, it is incredibly important to enroll in a solid holistic insurance program. This is the “safety net” needed in almost every business venture, and even more so by those businesses that deal with the public on a daily basis. There is no doubt massage therapists and bodyworkers are dealing with the public, and they’re doing so in a hands-on, one-on-one, intimate setting. Therefore, holistic insurance is quite key to the overall security of your practice.

Holistic insurance should offer a number of benefits to you and your practice. For starters, it should protect you against the possibility of a client claiming malpractice, which is damage or injury due to incompetence or lack of skills.

A holistic insurance policy also should offer general liability protection, which means coverage in case a client is accidentally injured on your property, during a trip, slip, fall or other such accident.

The Liability master policy is issued to the Insurance Plus Risk Purchasing Group, members of which are also members of Protection Plan Association, Inc. The Equipment master policy is issued to Protection Plan Association, Inc. on behalf of its members.The ID Fraud master policy is issued to Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. Protection Plan, Inc. d/b/a Massage Magazine Insurance Plus is the insurance partner for Massage Magazine and Protection Plan Association, Inc. members. Annette Ayers and Debra Aragon are licensed agents.William Gallagher Associates Insurance Brokers, Inc., Boston, MA, a 50-state licensed broker, is the broker for all coverage under the Massage Magazine Insurance Plus program.JDM & Associates serves as excess and surplus lines broker for the Massage Magazine Insurance Plus Program in the state of Washington.Professional Liability and Commercial General Liability coverage under the Massage Magazine Insurance Plus program is underwritten by Medical Protective, a Warren Buffett / Berkshire Hathaway Company, which has the healthcare liability industry's highest financial ratings from A.M. Best (A++) and Standard & Poor's (AA+).