One price includes coverage for: • Massage Therapists • Yoga Instructors • Cosmetologists • Estheticians • Nail Technicians • Animal Massage • Reflexologists • Dance Instructors

Therapist Liability Insurance

When you open a space in your home to massage and bodywork clients, your home becomes a place of business. More than likely, you are taking tax deductions each year on this space, along with any tools of the trade, classes and other purchases necessary for your practice.

Continuing along this line of thought, you can see why having a therapist liability insurance policy in place is simply another box to check off on the path to a solid, successful practice. Fortunately, payment for this policy also may be written off on your taxes.

This is not to say that therapist liability insurance has to be pricey. In fact, the annual fee for this type of policy is quite minimal, especially when you consider the level of protection a quality therapist insurance program provides.

Often for less than $200 per year, a massage therapist or bodyworker can have the peace of mind that comes with a high quality therapist liability insurance policy. For the touch therapist who works from home, this is across the board coverage.

The Liability master policy is issued to the Insurance Plus Risk Purchasing Group, members of which are also members of Protection Plan Association, Inc. The Equipment master policy is issued to Protection Plan Association, Inc. on behalf of its members.The ID Fraud master policy is issued to Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. Protection Plan, Inc. d/b/a Massage Magazine Insurance Plus is the insurance partner for Massage Magazine and Protection Plan Association, Inc. members. Annette Ayers and Debra Aragon are licensed agents.William Gallagher Associates Insurance Brokers, Inc., Boston, MA, a 50-state licensed broker, is the broker for all coverage under the Massage Magazine Insurance Plus program.Coverage under the Massage Magazine Insurance Plus program is underwritten by certain underwriters at Lloyd’s of London, rated “A+” by Standard & Poors and Fitch Ratings and “A” by A.M. Best.