One price includes coverage for: • Massage Therapists • Yoga Instructors • Cosmetologists • Estheticians • Nail Technicians • Animal Massage • Reflexologists • Dance Instructors

Massage Therapists insurance

As you set out to find the right coverage and protection for you and your practice, it may be a good idea to get out a pen and a piece of paper in order to create a list of all the features you want and need in a liability insurance program. This way, you can compare the features that different policies offer, as well as their various prices.

The main components you should be looking for in a high quality massage therapists insurance policy are protection from possible incidents, accidents and client claims. For starters, make sure the program you sign up for offers what is called professional liability insurance, which is also known as malpractice insurance.

Massage therapists insurance will protect you from a scenario where a client claims injury or damage due to a lack of competence or skill on your part. Although it may be incredibly difficult to imagine any one of your clients making such a claim, it can be hard to predict, especially when it comes to each new client who enters your session space. The peace of mind that comes with massage therapists insurance means you never have to worry about it.

Another vital component of any massage therapy insurance policy you select should be general liability insurance, which is sometimes dubbed “trip and fall” insurance. As the name implies, this part of your policy will protect you in case a client has an accident on your property, such as slipping on ice or a slick floor or tripping over a pile of linens.

The Liability master policy is issued to the Insurance Plus Risk Purchasing Group, members of which are also members of Protection Plan Association, Inc. The Equipment master policy is issued to Protection Plan Association, Inc. on behalf of its members.The ID Fraud master policy is issued to Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. Protection Plan, Inc. d/b/a Massage Magazine Insurance Plus is the insurance partner for Massage Magazine and Protection Plan Association, Inc. members. Annette Ayers and Debra Aragon are licensed agents.William Gallagher Associates Insurance Brokers, Inc., Boston, MA, a 50-state licensed broker, is the broker for all coverage under the Massage Magazine Insurance Plus program.Coverage under the Massage Magazine Insurance Plus program is underwritten by certain underwriters at Lloyd’s of London, rated “A+” by Standard & Poors and Fitch Ratings and “A” by A.M. Best.