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If you are renting space, your landlord may require massage therapist liability insurance to protect against risk of someone falling or getting injured on Graduation from massage therapy school is over, and it is time to get things in motion and start seeing paying clients.

Before you see your first patient, however, you have some business issues to attend to — one being massage liability insurance to protect you and your practice. Getting a good massage therapist liability insurance policy is very important.

You can, of course, forgo any massage therapist liability insurance and assume the entire risk. You can do this as long as you can be assured you will not suffer a major loss. However, since risk is impossible to predict, a better option is to pass any risks you feel would be detrimental to you and your family to a massage liability insurance carrier.

A few hours invested upfront shopping for the best, most appropriate massage liability insurance options can save you money in premiums or claims down the road. With massage therapist liability insurance, keep in mind you usually get what you pay for.

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The Liability master policy is issued to the Insurance Plus Risk Purchasing Group, members of which are also members of Protection Plan Association, Inc. The Equipment master policy is issued to Protection Plan Association, Inc. on behalf of its members.
The ID Fraud master policy is issued to Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc.
Protection Plan, Inc. d/b/a Massage Magazine Insurance Plus is the insurance partner for Massage Magazine and Protection Plan Association, Inc. members. Annette Ayers and Debra Aragon are licensed agents.
William Gallagher Associates Insurance Brokers, Inc., Boston, MA, a 50-state licensed broker, is the broker for all coverage under the Massage Magazine Insurance Plus program.
Coverage under the Massage Magazine Insurance Plus program is underwritten by certain underwriters at Lloyd’s of London, rated “A+” by Standard & Poors and Fitch Ratings and “A” by A.M. Best.

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Massage Liability insurance
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