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Providing Coverage for: • Massage Therapists • Yoga Instructors • Cosmetologists • Estheticians • Nail Technicians • Animal Massage • Reflexologists • Dance Instructors

The need for massage insurance is real, even if some practitioners of massage therapy and bodywork find it hard to believe this profession needs a safety net. The truth is, nearly every business needs some kind of insurance policy.

This fact is further emphasized when you realize that many of the massage and bodywork industry’s state governing boards, and professional membership organizations require touch therapists to secure massage insurance.

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The main components you should be looking for in a high quality massage insurance policy are protection from possible incidents, accidents and client claims. For starters, make sure the program you sign up for offers what is called professional liability insurance, which is also known as malpractice insurance.

Malpractice insurance will protect you from a scenario where a client claims injury or damage due to a lack of competence or skill on your part. Although it may be incredibly difficult to imagine any one of your clients making such a claim, it can be hard to predict, especially when it comes to each new client who enters your session space. The peace of mind that comes with massage insurance means you never have to worry about it.

The Liability master policy is issued to the Insurance Plus Risk Purchasing Group, members of which are also members of Protection Plan Association, Inc. The Equipment master policy is issued to Protection Plan Association, Inc. on behalf of its members.The ID Fraud master policy is issued to Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. Protection Plan, Inc. d/b/a Massage Magazine Insurance Plus is the insurance partner for Massage Magazine and Protection Plan Association, Inc. members. Annette Ayers and Debra Aragon are licensed agents.William Gallagher Associates Insurance Brokers, Inc., Boston, MA, a 50-state licensed broker, is the broker for all coverage under the Massage Magazine Insurance Plus program.Coverage under the Massage Magazine Insurance Plus program is underwritten by certain underwriters at Lloyd’s of London, rated “A+” by Standard & Poors and Fitch Ratings and “A” by A.M. Best.