In the state of Florida, you need a license to practice as a massage therapy professional. You’ll also need to purchase massage liability insurance before you can be admitted in to work in most health associations in Florida. It will also be difficult for any professional bodyworker to find a job in some medical institutions without carrying a massage insurance policy.
As a professional massage therapist with a practiced eye and deft hands, you may never think that anything could go wrong with your professional service, especially if this service is backed by years of experience. The moment you get into your massage practice, all you think about is wellness. With this kind of health-oriented mentality, you may also assume all will be well. Of course, all may have been going very well over the years. However, accidents do happen in every profession; and while everything may be running smoothly for you, risks still exist. Some individuals, too, may use the slightest error or negligence on your part to claim damages that may even have resulted from other causes. That is precisely the reason why you need to protect yourself and your profession.
Some people may not give serious importance to massage practitioner insurance because they have never had any serious complaints from clients. Some may even dismiss this kind of insurance, which can be a very serious mistake. You can lose a lot of money and suffer reputation damage if a client complains that he or she feels some pain due to a massage session you administered. Clients can sue you for using massage oils that affect their health in the slightest manner. In some circumstances, a professional touch therapist can be sued for “slip and fall” accidents that occurred on his or her property. The right insurance coverage can help you handle these claims and lawsuits resulting from your practice.
Professional, also known as malpractice, insurance covers you in occasions where you are sued for professional negligence or malpractice. This coverage works for you if a client sues you for injuries or accidents during treatment. You’ll need product liability insurance in the event that the products you use with clients for healing purposes cause damage to them. General liability insurance provides protection against claims associated with accidents occurring on your property, such as a slip, fall and subsequent broken bone, for instance.
Massage Magazine Insurance Plus includes all of the aforementioned coverage types, offering massage therapists the most comprehensive insurance solution at the most affordable rate—only $159 per year. Click here to enroll today and receive immediate coverage; or check out our professional insurance center for more information about our program.
By securing liability insurance for massage, you protect your profession and increase the chances of being hired by reputable medical employers. Carrying an insurance policy will also provide proof to clients of your professionalism and dedication to the services you offer. Clients want to be sure that the professionals to whom they entrust their health take such complete care in every aspect of the massage practice.