Practicing superb safety within your massage business includes securing massage insurance
Most professional massage therapists and bodyworkers, similar to any other successful professional, are quite mindful of the safety of their clients. After all, no one wants a client or customer to suffer any kind of harm while on the property of the business, while receiving goods and services, or because of one of those goods or services.
For the professional touch therapist, much of this mindfulness simply means staying aware, at all times, of the state of your practice, from the front door and bathroom to the massage table and lubricants. However, there are certain times when you may need to turn up the volume on your awareness of safety issues in order to keep each client safe.
One of the times when there may be a bit more of a risk for a client to get hurt on your property is when there is inclement weather, such as rain, ice or snow. During such times, the professional massage therapist or bodyworker needs to be on high alert for potential safety hazards, such as slick ice, puddles on the floor and so on.
This is also where having comprehensive massage insurance coverage comes into play. No practitioner would ever want to put his or her clients at risk, but accidents happen. With massage insurance coverage, touch therapists receive coverage for general liability cases—cases where a client suffers an injury due to an accident that took place on your property or in your session room.
Another time when there may be a bit more of a risk to clients is any time you are working with items that could, potentially, cause harm. For example, if you perform any techniques that involve heat, such as a hot stone massage, you will need to be extra careful about checking the temperature to make sure it will not scald the client’s skin.
These types of situations also call for a solid massage insurance coverage policy. With massage therapy liability insurance, you not only get coverage for general liability but also for product liability—when a client files a claim for damage or injury due to a product used in your practice.
The fact is, even when you are especially vigilant about the safety of all your products and tools, you never know when one of these items could lead to an unexpected injury. For example, your massage table could break down out of nowhere, causing your client to slip off and break a wrist, or a certain massage lubricant could result in a severe allergic reaction.
This is why securing massage insurance coverage is so important for you and your practice. In a sense, massage liability insurance serves as a catch-all safety net for any of these scenarios that might slip through the cracks and result in a legal claim.