Massage Magazine Insurance Plus
More Affordable. More Coverage.
For $169 per year or as low as $16 for twelve months, our massage therapy insurance covers over 450 modalities, and costs 30% less than the competition. Learn more about how our massage liability insurance beats the competition.
Insurance Policies
$169 - 1 Year
Our professional policy is tailored by years of experience just for massage therapists. We provide perks and benefits other companies don't - like free CEs, coverage for more than 450 modalities and disciplines, and more.
$149 - Part-Time
Work less hours? Pay lower rates. This policy is designed for beauty and bodywork professionals who work fewer than 10 hours per week but still want high-quality massage insurance coverage.
$289 - 2 Year
Protect yourself with our two-year policy that saves you $49 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?



massage therapist trusted
Your Member Benefits
450+ Modalities
You shouldn't have to call your insurance company every time you learn a new skill. That's why we've worked hard to make sure our policy covers hundreds of modalities.
Massage Insurance For Every Phase Of Your Career
Choose your plan below, and get immediate coverage in as little as two minutes for over 450 modalities.
1 Year
Professional Rate
Save $10 with this first year introductory rate and take advantage of everything we have to offer.
$179
$
169
/1yr
2 year
professional rate
Save 17% when you get a 2 year policy and worry about renewals half as much.
$338
$
289
/2yr
1 year - part-time
professional rate
Do you work fewer than 10 hours/week? Save $20 on one year of coverage with our part-time professional rate
$
149
/1yr
Liability Insurance Limits
1 Additional Insured: $10 | Unlimited Additional Insureds: $30
Some massage insurance policies will offer different coverage limits based on your career status. This would mean that if you are a part-time massage therapist or in school to become one, you may have less coverage than a full-time one.
We don’t believe in offering different coverage limits which is why all of our policies have the same limits. Full-time, part-time, or a student, all insurance members enjoy the same great coverage. Our massage insurance program prices are based on where you are in your career.
Professional Liability Insurance: Also known as "malpractice insurance" or "errors and omissions insurance," covers claims related to professional negligence, including instances like burns from hot stones or injuries during a deep tissue massage.
General Liability Insurance: Provides protection from claims that may not directly stem from your professional services. For example, if a client simply tripped and fell on your property, this coverage would protect you from the financial fallout of the lawsuit.
Provides protection against claims related to injuries or damages caused by a product used in your treatment, such as if a client had an allergic reaction from the oil, lotion or other similar product.
This coverage can help protect you if you’re accused of libel, slander, or false advertising.
A type of insurance that provides protection for those who rent or lease a workspace. This type of coverage offers protection against any damage that occurs to the rented or leased premises as a result of the therapist's business activities or actions of their clients.
Provides protection against identity theft and threat incidents that would put personal information at risk. Typically includes credit monitoring, dark web scans, and recovery services if your information is jeopardized.
This provides protection for vital equipment that is stolen or damaged due to theft. If your massage table is stolen, or was damaged while someone attempted theft, stolen equipment coverage will provide coverage for the cost of the replacing or repairing the item.
Why Choose Massage Magazine Insurance Plus?
MASSAGE Magazine, a publication with over 35 years of trust in the industry, developed Massage Magazine Insurance Plus (MMIP) to provide a single, national massage liability insurance policy for health, wellness, and beauty professionals.
No matter the discipline, you need professional liability insurance that protects you in the event of a lawsuit. Our massage insurance is priced up to 30% lower than most other policies PLUS we offer the most comprehensive coverage and benefits around—all at no extra cost to you.
What Our Members Say
I have used Massage Magazine Insurance Plus for years! Excellent, friendly service and easy renewal process, in addition to affordable rates. In my experience, customer service has always been able to easily resolve any questions or issues with a single phone call. Highly recommend!
Anna
Although I have never had to make a claim, I have been insured by Insurance Plus since around 1998. I find it meets my commercial needs, extremely affordable compared to other standard insurers available with coverage that gives me a sense of confidence that I am protected. I will continue to be a faithful client.
Helen
I've been very happy with Insurance Plus for my liability insurance needs for nearly a decade. Reasonable pricing, easy process for starting and renewing this coverage, and accessible documents. As a Reiki Master who offers other modalities, I have been pleased with Massage Magazine Insurance Plus and feel grateful.
Erika
How We Stack Against the Competition
MMIP |
AMTA |
ABMP |
Hands on Trade |
Insure Bodywork |
||||||
Occurrence-Form Coverage | ✓ | Yes | ✓ | Yes | ✓ | Yes | ✓ | Yes | ✘ | No |
Professional Liability Insurance
(Malpractice) |
✓ | $2 Million Per Occurrence
$3 Million Individual Annual Aggregate |
✘ | $2 Million Per Occurrence
$6 Million Individual Annual Aggregate
($10 Million Shared Limit) |
✓ | $2 Million Per Occurrence
$6 Million Individual Annual Aggregate |
✓ | $2 Million Per Occurrence |
✓ | $2 Million Per Occurrence
$3 Million Individual Annual Aggregate |
General Liability Insurance
(Trip & Fall) |
✓ | $2 Million Per Occurrence
$3 Million Individual Annual Aggregate |
✘ | $2 Million Per Occurrence
$6 Million Individual Annual Aggregate
($10 Million Shared Limit) |
✓ | $2 Million Per Occurrence
$6 Million Individual Annual Aggregate |
✓ | $2 Million Per Occurrence
$3 Million Individual Annual Aggregate |
✓ | $2 Million Per Occurrence
$3 Million Individual Annual Aggregate |
Products Individual Annual Aggregate |
✓ | $2 Million | ✘ | $6 Million
($10 Million Shared Limit) |
✓ | $6 Million |
✓ | $2 Million |
✓ | $3 Million per year |
CE Hours Included |
✓ | Yes | ✘ | No |
✓ | Yes |
✘ | No |
✘ | No |
Hour Qualification |
✓ | No Hours Required for Insurance | ✘ | 500 hours |
✘ | 500 Hours—Prof. or Certified
100 Hours—Practitioner level |
✘ | No |
✘ | No |
Required CE hours |
✓ | No Hours Required for Insurance | ✘ | 48/4 Years |
✘ | 16/2 Years Certified Level |
✘ | No |
✘ | No |
Rental Damage Coverage |
✓ | $150,000 | ✘ | 100,000 (Fire/Water Legal Liability)
General Liability Limits May Apply |
✘ | $100,000 (Fire/Water Legal Liability)
General Liability Limits May Apply |
✘ | No |
✘ | $300,000 |
Stolen Equipment | ✓ | $2,000 *$250 deductible | ✘ | Optional—Add $100 | ✘ | Optional—Add $95 | ✘ | No |
✘ | No |
Identity Protection Plan | ✓ | Yes | ✘ | Optional—10% Discount on Lifelock | ✘ | No | ✘ | No |
✘ | No |
Annual Fee |
$169/yr Professional
$40 first-year Student |
$235/yr Professional
$89 first-year Graduate Rate |
$199/yr Professional
$229/yr Certified |
$154/yr Professional
$75/yr Student |
$96/yr Professional
$67/yr Student |
|||||
Get Covered | NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by MMIP as to the accuracy or completeness of this information. |
MMIP | AMTA | ABMP | Hands on Trade | Insure Bodywork | |
Occurence-Form Coverage | ✓ | ✓ | ✓ | ✓ | ✘ |
Professional Liability Insurance (Malpractice) | ✓ | ✓* | ✓ | ✓ | ✓ |
General Liability Insurance (Trip & Fall) | ✓ | ✓* | ✓ | ✓ | ✓ |
Products Individual Annual Aggregate | ✓ | ✓* | ✓ | ✓ | ✓ |
CE hours Included | ✓ | ✘ | ✓ | ✘ | ✘ |
Hour Qualification | ✓ | ✘ | ✘ | ✘ | ✘ |
Required CE hours | ✓ | ✘ | ✘ | ✘ | ✘ |
Rental Damage Coverage | ✓ | ✓* | ✓* | ✘ | ✘ |
Stolen Equipment | ✓ | ✘ | ✘ | ✘ | ✘ |
Identity Protection Plan | ✓ | ✘ | ✘ | ✘ | ✘ |
Annual Fee | $169 | $235 | $199/$229 | $154 | $96 |
Get Insured |
NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by MMIP as to the accuracy or completeness of this information.
* AMTA has a shared aggregate policy.
* For customers in the state of Indiana professional liability limits are increased to $2 million per occurrence and $6 million individual annual aggregate for massage therapy services only; General liability limits are increased to $2 million per occurrence and $8 million individual annual aggregate for massage therapy services only.
MASSAGE
State License Requirements
We want to make finding the information you need easy. That's why we've put together this easy guide to the requirements of all 50 states.
Massage Magazine Insurance Plus FAQs
What is massage insurance?
Do I need massage liability insurance?
What is Massage Magazine Insurance Plus?
What kind of liability insurance does Massage Magazine Insurance Plus provide?
How much does Massage Magazine Insurance Plus liability insurance cost for massage therapists?
What does Massage Magazine Insurance Plus' massage liability insurance cover?
What does “per occurrence” mean in reference to my liability coverage?
How soon will my coverage take effect?
What's the difference between the part-time policy and full-time policy?
What type of insurance does a massage therapist need?
What does “additional insured” mean?
What does adding an additional insured do?
Does Massage Magazine Insurance Plus offer continuing education for massage therapists?
When should I buy insurance?
How should I compare massage liability insurance?
Do you have massage insurance that covers massage therapy students?
How can I get started with massage insurance at Massage Magazine Insurance Plus?
Does this cover my employees as well?
Why do you not need my license number to get insured?
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