Get Instant Massage Insurance + Free Continuing Education
Pro Policy $169/yr.
Crystal's Story
“My advice to other massage therapists: Don’t listen to your friends. You do need insurance. Especially if it’s your first year out of school, because you don’t learn everything until you’re actually in the field. If I listened to everybody else, I would have lost my house, my career, everything... Thankfully, I had Massage Magazine Insurance Plus, and it saved me.”
- Crystal J., LMT - Lafayette, LA
When Crystal had a claim filed against her, she would have had to pay $25,600 out of pocket. Luckily she was covered by Massage Magazine Insurance Plus. Her $159 policy covered it all!
Accidents Can Happen
Regardless of your training or experience, accidents can happen. Whether a client has a bad reaction to a massage lotion or topical, injures themselves in the lobby, or some other unforeseen event happens, you want to know that your professional and personal lives are protected. That is why Massage Magazine Insurance Plus exists, to give massage therapists peace of mind.
Without insurance, a legal claim can cost an LMT a good reputation, thousands of dollars, and may ultimately put a body work professional out of business.
Liability Insurance Coverage
For the low annual rate of $169.00, you’ll receive the most comprehensive liability coverage available to massage therapists and other health, wellness, and beauty professionals! Our program includes professional liability (malpractice), general liability (trip and fall), and product liability coverage, as well as rental damage insurance.
Plus, we offer occurrence form coverage, meaning any claim filed after your policy expires will still be covered, as long as the actual incident took place while your policy was active.
| Coverage | Limit Per Occurrence | Limit Per Year |
|---|---|---|
| Professional & General Liability | $2,000,000 | $3,000,000 |
| Product Coverage | $2,000,000 | $2,000,000 |
| Rental Damage Insurance | $100,000 | $100,000 |
Bonus Benefits
We Offer What Others Don't
Your massage liability insurance policy protects you and your practice. Massage Magazine Insurance Plus (MMIP) provides perks and benefits that other liability insurance companies don’t offer. Compare MMIP to the competition and see why our massage liability insurance outweighs other massage insurance companies.
AMTA |
ABMP |
|||||
| Occurrence-Form Coverage | ✓ | Yes | ✓ | Yes | ✓ | Yes |
|
Professional Liability Insurance
(Malpractice) |
✘ |
$2 Million Per Occurrence
$6 Million Individual Annual Aggregate
($10 Million Shared Limit) |
✓ |
$2 Million Per Occurrence
$6 Million Individual Annual Aggregate |
✓ |
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate |
|
General Liability Insurance
(Trip & Fall) |
✘ |
$2 Million Per Occurrence
$6 Million Individual Annual Aggregate
($10 Million Shared Limit) |
✓ |
$2 Million Per Occurrence
$6 Million Individual Annual Aggregate |
✓ |
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate |
|
Products Individual Annual Aggregate |
✘ |
$6 Million
($10 Million Shared Limit) |
✓ |
$6 Million |
✓ | $2 Million |
|
CE Hours Included |
✘ |
No |
✓ |
Yes |
✓ | Yes |
|
Hour Qualification |
✘ |
500 hours |
✘ |
500 Hours—Prof. or Certified
100 Hours—Practitioner level |
✓ | No Hours Required for Insurance |
|
Required CE hours |
✘ |
48/4 Years |
✘ |
16/2 Years Certified Level |
✓ | No Hours Required for Insurance |
|
Rental Damage Coverage |
✘ |
100,000 (Fire/Water Legal Liability)
General Liability Limits May Apply |
✘ |
$100,000 (Fire/Water Legal Liability)
General Liability Limits May Apply |
✓ | $100,000 |
| Stolen Equipment | ✘ | Optional—Add $100 | ✘ | Optional—Add $95 | ✓ | $1,000 *$250 deductible |
| Identity Protection Plan | ✘ | Optional—10% Discount on Lifelock | ✘ | No | ✓ | Yes |
|
Annual Fee |
$235/yr Professional
$89 first-year Graduate Rate |
$199/yr Professional |
$169/yr Professional
$40 first-year Student |
|||
| NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by MMIP as to the accuracy or completeness of this information. | Buy Policy | |||||
| AMTA | ABMP | MMIP | |
| Occurence-Form Coverage | ✓ | ✓ | ✓ |
| Professional Liability Insurance (Malpractice) ?AMTA has a shared aggregate policy. | ✓* | ✓ | ✓ |
| General Liability Insurance (Trip & Fall) ?AMTA has a shared aggregate policy. | ✓* | ✓ | ✓ |
| Products Individual Annual Aggregate ?AMTA has a shared aggregate policy. | ✓* | ✓ | ✓ |
| CE hours Included | ✘ | ✓ | ✓ |
| Hour Qualification | ✘ | ✘ | ✓ |
| Required CE hours | ✘ | ✘ | ✓ |
| Rental Damage Coverage ?AMTA and ABMP Liability Limits may apply. | ✓* | ✓* | ✓ |
| Stolen Equipment | ✘ | ✘ | ✓ |
| Identity Protection Plan | ✘ | ✘ | ✓ |
| Annual Fee | $235 | $199 | $169 |
| Buy Policy | |||
What Our Customers Say
Amanda Andrews, LMT
Brookville, OH
"I’ve always trusted and appreciated Massage Magazine and VALUEable information/education it presented. I didn’t hesitate to purchase insurance from them!"
"Massage Magazine Insurance Plus+ thank you so much for this valuable product at a great price and coverage of modalities that others want to charge you more for!"
Melissa Curtis, LMT
Lakeland, FL
Melissa Curtis, LMT
Lakeland, FL
"Massage Magazine Insurance Plus+ thank you so much for this valuable product at a great price and coverage of modalities that others want to charge you more for!"
Amy Arendt, LMT
"I have been so happy with this company! The staff is so helpful and friendly, I love the emails, product information and overall quality service I have received! Thank You."
