California Massage Therapy Insurance
Understanding the Cost of Massage Therapy Insurance in California
1 year full-time Professional Rate
Cost to you: $0.46/day
2 year full-time
Cost to you: $0.39/day
1 year part-time
Cost to you: $0.41/day
California Massage License Guidelines
California has a voluntary certification that is granted by the California Massage Therapy Council. It requires 250 hours for a CMP (Certified Massage Practitioner), with 100 hours in physiology and anatomy, health and hygiene, contraindications, and business and ethics, from approved schools. For the title of CMT (Certified Massage Therapist), California requires 500 or more hours, with 250 from approved schools and the remainder from either approved schools or continuing education providers.
California State Licensing Requirements for Massage Practitioners
No state-wide licensing requirements exist in California; however, each local jurisdiction within the state may have different massage permit requirements or business license requirements.
Liability Insurance Requirements
While no state-wide mandates are currently in place, securing insurance protection is a sound business decision and may be required to work in certain locations by landlords, employers, or local jurisdictions.
As a professional bodyworker, liability insurance coverage is vital to your business. Whether you are working as an employee or as an independent contractor, part time or full time, or even if you work from home, you still encounter risks on a daily basis when you deal with the general public.
Regardless of the quality of your clients or the strength of your skills as a massage professional, someone can come in for a massage and ultimately sue you for damages they claim while in your care. Even if an incident didn’t occur due to your own fault, it is still possible that you may be sued. The truth is that no one can predict what may happen.
While there are many benefits of obtaining massage therapy insurance, a few significant points are listed below:
- It provides you and your customers with peace of mind
- It enhances your professional reputation
- It protects your future business earnings
- It protects you against the day-to-day risks of your job
- It protects your personal assets
- It may be an employer or landlord requirement
- No matter who you know, who you are, or how professional you are, you can be named in a claim, and negative outcomes can be avoided with this protection
- It provides you with protection at a low cost
Therapists’ insurance is important, and it should be purchased prior to practicing to ensure maximum peace of mind. The best programs will include professional, general, and product liability coverage, along with additional benefits.
If you practice massage therapy in California and are interested in a solid policy for LMTs, contact Massage Magazine Insurance Plus today! We are the leading company covering California bodyworkers and massage therapists with professional liability (malpractice), general liability (trip and fall), and product coverages.
California Massage Therapy Resources
The following are state resources, including some California employment statistics, to help you determine if being a massage therapist is right for you:
California massage employment statistics as of May, 2017:
Licensed Therapists: 35,004
Mean Hourly Wage: $19.95
Annual Mean Wage: $41,500
Required Education Hours: 500 hours
Written or Practical Exam: Written Exam
Exam Administered: MBLEx
CEUs Required: NONE
Compare California massage therapist employment statistics to other states:
See What Our Insurance Members Are Saying
The opportunity to be insured by MMIP saved me $1,300 per year and helped make it possible to run my own Wellness Center with no liability concerns. I am so grateful to have this insurance option! My stress over insurance expense and coverage is completely gone. Thank you MMIP!
I love Massage Magazine Insurance Plus member because they are an expert leader in the industry of Health and Wellness. Their insurance supports all parts of my business from massage to yoga to Reiki energy balancing and even waxing!
Massage Magazine Insurance Plus gives me a very broad range of coverage for a great price. Plus MMIP's customer service team have an amazing customer service attitude. I feel totally protected in this in this new massage environment.
I was very happy when I discovered Massage Magazine Insurance and found out that I no longer need to buy separate insurance for the yoga classes I teach. Now I am covered for my yoga classes and CranioSacral therapy classes all at one low price!
Over 100,000 Professionals Have Chosen MMIP
Massage Magazine Insurance Plus is proud to be the preferred massage liability provider in California and across the nation
We cover dual practitioners in over 450 disciplines and modalities across all the nation including California
Our massage liability insurance includes coverage for multi-discipline practitioners at no additional cost. While we work hard to ensure you're covered for everything you practice, there are some excluded methods that our policy does not cover.
We offer industry-recommended coverage
Occurrence form is the industry-recommended policy type over "claims-made" because you are covered for any incident that occurred while your policy was in effect, even if the claim were to arise after your policy expired.
Certain costs represent the daily cost of the annual policy for the part-time professional rate. Daily payments are not available.