If you work from home as a massage therapist or bodyworker, you may question the need for professional massage therapy liability insurance. It is important to understand that this kind of protection is just as necessary for those touch therapists who practice at home as it is for massage therapists in clinics, spas and other office settings.
When you open a space in your home to massage and bodywork clients, your home becomes a place of business. More than likely, you are taking tax deductions each year on this space, along with any tools of the trade, classes and other purchases necessary for your practice.
Continuing along this line of thought, you can see why having a professional massage liability insurance policy in place is simply another box to check off on the path to a solid, successful practice. Fortunately, payment for this policy also may be written off on your taxes.
This is not to say that professional massage therapy liability insurance has to be pricey. In fact, the annual fee for this type of policy is quite minimal, especially when you consider the level of protection a quality liability insurance program provides.
Often for less than $200 per year, a massage therapist or bodyworker can have the peace of mind that comes with a high quality liability insurance policy. For the touch therapist who works from home, this is across the board coverage.