Comparing Hands on Trade & MMIP
Why put our massage insurance right next to top competitors like Hands on Trade? Because we support our members through every step of the career, before, during, and even after their policy expires. True support means putting your members first which, for us, means putting all of our information right up front. We’ve done all the legwork so you can check out our plan and Hands On Trade side-by-side and quickly figure out which makes the most sense for you and your career.
Insurance Coverage ComparisonWhen you first look at our massage insurance comparison page, right up front we dive into the coverage options included among different plans like Hands On Trade. We do this because obviously insurance coverage is kinda important when shopping for a plan and for our customers to see how coverage and affordability can go hand-in-hand.
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Individual Annual Aggregate Vs. Shared Annual Aggregate
Don't Get Left Out.
Avoid insurance programs with shared limits.
Much like the game of musical chairs, an insured member with a shared policy, you may find yourself with no seat when the music stops-with no insurance coverage when the money available to pay for claims runs out.
Trying to figure out the right policy for you may seem intimidating, but we’re here to help! It is important to understand your policy and know exactly when your insurance policy is going to cover you in the event of a lawsuit.
Every insurance policy will offer individual limits, however, some policies also have a group shared policy aggregate limit, which some companies will fail to mention.
Individual Limits: Your policy will protect you up to the amount listed on your policy. Every insured person will have their own coverage, and the claims that others make will not affect their individual coverage amount available.
Shared Limits: Each individual policy holder may not have the coverage that they need at a specific time. When the group shared limit is reached for the policy year, anyone who files a claim afterwards will not be covered under their individual limits.