Health Coach
Liability Insurance
health coach Liability Insurance protects health coach professionals from potential lawsuits related to their practices. This liability insurance provides coverage if a client alleges injury or if misunderstandings about the profession arise. With the right health coach liability insurance, you can practice with confidence, knowing they are protected.
Daily payments are not available. The daily costs represent how much the annual rates would cost the policyholder per day.
Health Coach Liability Insurance Cost
$169 - 1 Year
Our professional health coach liability insurance is tailored by years of experience just for massage therapists. We provide perks and benefits other companies don't - like free CEs, liability insurance coverage for more than 500 modalities, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This liability insurance is designed for professionals who work fewer than 10 hands-on hours per week but still want high-quality health coach liability insurance coverage.
$299 - 2 Year
Protect yourself with our two-year reflexologist liability insurance coverage that saves you $49 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in liability insurance coverage for two years.
Already insured & looking to renew?
What Our Health Coach Insurance Covers
Our health coach insurance provides both professional and general liability coverage and additional safeguards that provide the best all-around protection possible.
Our Liability Insurance for Health Coach Professionals Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
$2,000,000 per occurrence, $3,000,000 per year
Professional Liability Insurance for health coaches: Also called “malpractice coverage” or "public liability" this liability insurance protection is for the actual services you provide during a session. If a client reports an injury from your professional services, they may seek legal action to get compensation. These types of claims would fall under health coach professional liability insurance.
$2,000,000 per occurrence, $3,000,000 per year (included with general liability)
Identity Protection Plan: Today’s health coach therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Exclusive coverage perks and benefits included
500+ Modalities Covered—No Extra Cost
For one low price, you’re covered for over 500 yoga, massage, and beauty modalities like yoga therapy, Pilates, hot stone, reiki, fire cupping, sound healing and more. See all here.
Coverage That Follows You
You are covered wherever you practice in all 50 states, whether it's at your client's home, your office, their office, outdoors, or even online.
Free Continuing Education Courses
Included with your policy is access to 60 hours of FREE NCBTMB-approved online continuing education courses from Panda Massage CEU.
Insurance Marketplace
Get access to affordable health, vision, and dental insurance coverage. Plus get the option to obtain Telehealth allowing you to consult with a physician 24/7/365—with only a $10 copay.
Disciplines and Modalities We Cover
General And Professional Liability Limits
What is A Health Coach?
A health coach is a professional who helps individuals achieve their wellness goals by providing personalized guidance, support, and motivation. They work with clients to develop healthy lifestyle habits, such as balanced nutrition, regular exercise, stress management, and positive behavior changes. Health coaches assess their clients' needs, create customized action plans, and offer ongoing encouragement to maintain progress. They often address issues like weight management, chronic illness prevention, and overall well-being. The benefits of a health coach's profession include empowering clients to make sustainable health improvements, enhancing their quality of life, and preventing potential health problems. Health coaches play a key role in promoting long-term health and wellness through education, accountability, and personalized support.
Do I Need A Health Coach Liability Insurance?
In some states, having liability insurance might be a legal requirement to practice massage therapy. The rules and regulations can vary widely between jurisdictions.
For more information, see our page on massage therapist license requirements by state.
Hear What Our Liability Insurance Members Have To Say
The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Arthur J. Gallagher Risk Management Services, LLC is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Arthur J. Gallagher Risk Management Services, LLC, a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Arthur J. Gallagher Risk Management Services, LLC also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by Arch Specialty Insurance Company, which is rated A+(Superior) by A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 3948 3rd Street South #279, Jacksonville Beach, FL 32250
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