As a Aromatherapy therapist, you focus on relieving your clients stress and pain and help improve their full body health. But, accidents can happen to even the most experienced professional. Aromatherapy insurance protects you and your business from the cost of claims and lawsuits, so you can focus on your career.
For as low as $0.41 per day, our Aromatherapy insurance covers over 450 modalities, and saves professionals up to 30% on coverage.
See for yourself why our Aromatherapy liability insurance beats the competition.
$169 - 1 Year
Our professional Aromatherapy insurance policy is tailored by years of experience just for massage therapists. We provide perks and benefits other companies don't - like free CEs, coverage for more than 450 modalities and disciplines, and more.
$149 - Part-Time
Work less hours? Pay lower rates. This policy is designed for beauty and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality massage insurance coverage.
$289 - 2 Year
Protect yourself with our two-year policy that saves you $49 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
What Our Aromatherapy Insurance Covers
Aromatherapy insurance from Massage Magazine Insurance Plus provides both liability coverage and additional safeguards that provide the best all-around protection possible.
Our Aromatherapy Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. Coverage here applies to injuries or property damage to third-party individuals in and around your place of business. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Rental Damage Coverage: Many Aromatherapy therapists rent space in order to provide their sessions to clients. All it can take is a simple misstep from a client or other visitor to your space and you’re suddenly facing damages to your rental premises. When this occurs, our protection plan provides all the way up to $150,000 to help cover the costs of repairs.
Professional Liability Insurance: Also called “malpractice coverage” this protection is for the actual services you provide during a session. If a client reports an injury or somehow has their property damaged during treatment, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Stolen/Damaged Equipment Protection: You rely on your equipment in order to provide a session so a robbery-by-force can be both a harrowing experience and also costly having to replace what was taken. That’s why our plan includes up to $2,000 to cover the costs of replacement with a low $250 deductible.
Product Liability Insurance: To provide a great session for your clients, you’ll likely use a number of different instruments and tools. When equipment malfunctions, or a client has a bad reaction to something in one of the products you used, they may require medical attention. Afterwards, the client may demand you pay for all their costs since it was your product that caused their injury. Claims like this would fall under product liability coverage.
Identity Protection Plan: Today’s Aromatherapy therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Personal Injury & Advertising Coverage: This coverage can provide financial assistance to massage therapists if they become legally obligated to pay damages that arise from claims related to false advertising, libel or slander or copyright infringement. For example, if a MT's marketing materials inadvertently included false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Full Suite Protection: It’s the full suite of protections offered in our plans that provides the best level of security possible from all the types of risks facing today’s Aromatherapy therapists. We’ve designed our plans to be an effective safeguard so that our members can focus on providing great treatments to clients, rather than what their insurance covers.
Additional Membership Benefits
Free online continuing education courses
Free online therapy from BetterHelp
Over $1,800 in industry discounts
Access to health, vision, dental, and disability coverage plans
Disciplines and Modalities We Cover
General And Professional Liability Limits
What Is a Aromatherapy?
Aromatherapy is the practice of using the natural oils extracted from flowers, bark, stems, leaves, roots or other parts of a plant to enhance psychological and physical well-being. Inhaling essential oils is believed to stimulate brain function. When diluted and absorbed through the skin, essential oils travel through the bloodstream and can promote whole-body healing. Aromatherapy can be used for a variety of applications, including pain relief, mood enhancement and increased cognitive function.
(Source: Aromatherapy: the balance and harmony of body and mind, www.aromatherapy.com)
Do I Need Aromatherapy Liability Insurance?
In some states, having liability insurance might be a legal requirement to practice massage therapy. The rules and regulations can vary widely between jurisdictions.
For more information, see our page on massage therapist license requirements by state.
Hear What Our Massage Insurance Members Have To Say
I switched from AMTA to Insurance Plus two years ago. They have the best price for Massage therapist by far, the free CEUs are great. Their service is awesome when you can reach them. They do not 24 hour service so as long as you plan ahead this company is great.
Been with MMIP for more than 10 years. Never had a need to file a claim, so I can't speak to that end. But just buying the original policy and renewing it each year is an easy enough process and it covers the requirements of any entity I've dealt with that requires such a policy.
I want to thank you for providing insurance protection for Reiki practitioners. It enables me to offer my services in a wide variety of locations that might not allow me to provide Reiki without it. It gives everyone peace of mind. And to be honest, I hope I never have need to file a claim; but if I do I know it will be handled professionally.
Great Service…responsive and easy to interact with yet not overly intrusive….outstanding customer service….timely information…. I have been a massage therapist/bodyworker for 40 years…so I really appreciate your service.