Minnesota Massage Therapy Insurance
How Much Does Massage Liability Insurance Cost in Minnesota?
1 year full-time Professional Rate
$
169
/1yr
Cost to you: $0.46/day
2 year full-time
professional rate
$
289
/2yr
Cost to you: $0.39/day
1 year part-time
professional rate
$
149
/1yr
Cost to you: $0.41/day
Minnesota Massage Liability Insurance Guidelines
If you're a massage therapist in the Land of 10,000 Lakes, you understand the importance of healing and relaxation for your clients. However, protecting yourself and your practice from potential risks and liabilities is equally crucial.
This guide will thoroughly explore the nuances of massage liability insurance in Minnesota. We aim to equip you with the knowledge and tools necessary to make well-informed decisions that protect your career and livelihood in professional massage therapy within the state. Together, we will make sure that you are well-prepared to navigate the complexities of this industry.
Guidelines to be eligible for a Massage Therapy License in Minnesota
Minnesota's eligibility criteria for a massage therapy license typically include 500 hours of specialized education or passing scores on the MBLEx - the Massage & Bodywork Licensing Examination.
However, it's important to note that Minnesota doesn't enforce a statewide requirement for massage therapists to be licensed. Instead, the responsibility of regulation falls under local municipalities.
Each city may have its distinct licensing requirements and practice standards. For instance, cities like Minneapolis and Blaine have specific massage therapy license requirements. You can find more information about this on their respective official websites.
As of January 2023, Minnesota has also introduced new licensing bills for massage and Asian bodywork therapies. The introduction of new licensing bills suggests potential changes in the licensing requirements shortly.
While Minnesota does not have a statewide requirement for massage therapists to carry liability insurance, it is highly recommended. Having coverage is beneficial for any reputed massage therapist.
In some cities, such as Minnetonka, a massage business license may only be granted to an applicant with insurance coverage of at least $1,000,000 for personal liability in massage practice. This highlights the importance of checking with local city ordinances for specific insurance requirements if you plan to practice massage therapy in Minnesota.
If you plan to begin a career in massage therapy within Minnesota, we recommend checking with local officials or the city you intend to practice in for any specific requirements.
Massage Therapy Education Requirements in Minnesota
Massage therapy is a rewarding profession that requires a solid foundation in the knowledge and practice of therapeutic massage techniques. In Minnesota, the path to becoming a massage therapist may vary as the state does not have a specific licensing requirement. However, most cities within the state have their own set of requirements.
Most states, including Minnesota, require massage therapists to have at least 500 hours of related education and training. This education often focuses on anatomy, physiology, kinesiology, and various massage techniques.
Passing the MBLEx exam, the Massage & Bodywork Licensing Examination is another important step towards becoming a Licensed Massage Therapist in Minnesota. Proper preparation for this exam is important to success.
How Much Does it Cost to Become a Massage Therapist in Minnesota?
Becoming a massage therapist in Minnesota involves several costs, including education, examination, and licensing fees. While the state does not enforce a statewide requirement for massage therapists to be licensed, the regulation responsibility falls under local municipalities, each with specific requirements and associated fees.
Education is one of the main expenses you'll encounter on your journey to becoming a massage therapist. Minnesota's estimated tuition for a Massage Therapy program can be around $5,500. Therapy programs often include courses in anatomy, physiology, kinesiology, and various massage techniques.
In addition to education costs, prospective massage therapists must consider the cost of taking the MBLEx (Massage and Bodywork Licensing Examination). The exam, which many states require, costs about $195.
Remember that these are estimated costs; actual prices may vary depending on the institution, city, and any additional requirements or fees. Remember to check with the local municipality where you intend to practice for its specific requirements and fees.
Minnesota Massage Therapy Resources
As a massage therapist in Minnesota, you'll find various valuable resources to support your practice and professional development. Here are some key resources tailored to massage therapists in Minnesota:
Employment statistics
- According to the U.S. Bureau of Labor Statistics (BLS), employment for massage therapists is projected to grow 21 percent from 2019 to 2029, much faster than the average for all occupations. This growth is attributed to an increased demand for massage services as more people learn about the benefits of massage therapy.
- In Minnesota specifically, there were approximately 5,100 massage therapists in 2023. Minnesota's annual mean wage for massage therapists was $61,598 as of September 2023.
- Massage therapists work in various settings, including spas, franchised clinics, physicians' offices, hotels, and fitness centers. About half of all massage therapists were self-employed in 2020.
Education requirements
To become a massage therapist in Minnesota, a solid educational foundation is crucial. While Minnesota does not mandate a specific licensing requirement for massage therapists, most cities within the state have their own education requirements.
Most massage therapy programs require at least 500 hours of study, but some may require more. These hours are typically divided among various areas of focus, such as:
- Anatomy and Physiology: Understanding the human body's structure and function is vital for any massage therapist. This includes studying the body's skeletal, muscular, nervous, circulatory, and other systems.
- Kinesiology: This is the study of the mechanics of body movements. Understanding how muscles work and how they can be manipulated to promote healing and relaxation is essential.
- Pathology: Learning about diseases and how they affect the body can help massage therapists understand when massage is beneficial and when it may be contraindicated.
- Massage and Bodywork Techniques: This practical component involves learning various techniques used in massage therapy, such as Swedish massage, deep tissue massage, sports massage, and others.
- Ethics and Business Practices: This covers professional ethics, client relationships, and business practices relevant to running a massage therapy practice.
After completing an educational program, prospective massage therapists in Minnesota usually need to pass the MBLEx (Massage & Bodywork Licensing Examination), required by many cities in the state. The exam costs about $195.
Remember to check with the local municipality where you plan to practice for its specific educational requirements.
Continuing education requirements
- Continuing education, including massage therapists, is an important part of any professional's career. While the state of Minnesota does not have a specific continuing education requirement for massage therapists, many cities and professional organizations do.
- For example, the American Massage Therapy Association (AMTA) requires its professional members to complete 48 hours of continuing education every four years. The National Certification Board for Therapeutic Massage & Bodywork (NCBTMB) also has a continuing education requirement of 24 hours every two years.
- Continuing education courses can cover various topics, from specific massage techniques and modalities to business practices, ethics, and research. They can be completed through accredited schools, workshops, online programs, or conferences.
- Even if continuing education is not explicitly required in your area, it's highly recommended. It's a great way to stay updated on the latest research, techniques, and trends in the field, as well as to expand your skillset and improve your practice.
For additional information about massage therapy in Minnesota, follow these links:
- Massage MN: Offers various types of massage, with therapists skilled in blending techniques to create unique sessions.
- Yelp - Massage in Minneapolis, MN: Find the top-rated massage centers near Minneapolis, Minnesota.
- Yelp - Massage Therapy in Minneapolis, MN: Discover the best massage therapy providers near Minneapolis, Minnesota.
- Expertise - Best Minneapolis Massage Therapists: Research-based list of the top massage therapists in Minneapolis.
- Hopkins Wellness: Their massage therapists specialize in treating everyday pain, relieving stress, and improving circulation for better function and movement.
- Minnesota.gov - Massage Therapy Licenses: Get information about massage therapy licensing in Minnesota.
- Massage Therapy License: Learn about Minnesota's requirements for becoming a board-certified massage therapist, including education hours.
- MPLS Health & Wellness NE: Contact for clinical massage for joint or muscle pain treatment.
Everything You Need to Know About Renewals in Minnesota
Renewing your massage therapy license in Minnesota is a straightforward process. However, it's essential to understand the requirements and deadlines to avoid any issues. Here's everything you need to know:
Renewal fees
While Minnesota does not have a statewide regulatory board for massage therapists, some cities require that massage therapists renew their licenses regularly. The renewal requirements will vary depending on the city.
The renewal fees for a massage therapy license can vary greatly depending on the city in Minnesota where you practice. For example, in Minneapolis, the fee to renew a massage and bodywork therapist license is $169.
Renewal steps
- Check Your City's Requirements: As there is no statewide regulation of massage therapists in Minnesota, the requirements for renewal will depend on your specific city's regulations.
- Complete Continuing Education (if required): If your city or professional association requires it, make sure you have completed the necessary continuing education hours.
- Fill Out a Renewal Application: You can usually find the renewal application on your city's website. Make sure to fill out all sections accurately and completely.
- Pay the Renewal Fee: Submit the required renewal fee and your application. This fee will vary depending on your city.
- Submit the Application: Once you have completed and paid the fee, submit your renewal application. Some cities allow online submission, while others may require mail-in applications.
- Keep a Record: After submitting, keep a record of your application and payment receipt for your records.
Remember, submitting your renewal application before the deadline is essential to avoid any late fees or potential issues with your license.
Three Policy Options to Choose From For Minnesota Massage Insurance
1 year full-time Professional Rate
$
169
/1yr
Cost to you: $0.46/day
2 year full-time
professional rate
$
289
/2yr
Cost to you: $0.39/day
1 year part-time
professional rate
$
149
/1yr
Cost to you: $0.41/day
Who Is Massage Magazine Insurance Plus?
With a rich history of 38 years in the industry, MASSAGE Magazine created Massage Magazine Insurance Plus as a comprehensive national liability insurance policy for professionals in the fields of health, wellness, and beauty.
Now supported by Arthur J. Gallagher & Co. and Arch Insurance, our members can benefit from enhanced insurance coverage that is both reliable and backed by esteemed partners. Despite these advancements, our dedicated team at MASSAGE Magazine, serving the massage and bodywork industry since 1985, continues to operate the program.
450+ Modalities Covered—No Extra Cost
One policy covers you in over 450 modalities, see all here.
Coverage That Follows You
Coverage automatically follows you nationwide.
Free Continuing Education Courses
Access over 55 hours of FREE NCBTMB-approved CEs from Panda Massage as well as discounts to other leading CE providers.
Insurance Marketplace
With the Insurance Marketplace, you will receive concierge access to health, dental, and vision coverage plans.
See What MMIP Insurance Members Are Saying
I have used Massage Magazine Insurance Plus for years! Excellent, friendly service and easy renewal process, in addition to affordable rates. In my experience, customer service has always been able to easily resolve any questions or issues with a single phone call. Highly recommend!
Anna S.
I've been very happy with Insurance Plus for my liability insurance needs for nearly a decade. Reasonable pricing, easy process for starting and renewing this coverage, and accessible documents. As a Reiki Master who offers other modalities, I have been pleased with Massage Magazine Insurance Plus and feel grateful.
Erika S.
Although I have never had to make a claim, I have been insured by Insurance Plus since around 1998. I find it meets my commercial needs, extremely affordable compared to other standard insurers available with coverage that gives me a sense of confidence that I am protected. I will continue to be a faithful client.
Helen W.
