Missouri Massage Therapy Insurance
How Much Does Massage Liability Insurance Cost in Missouri?
1 year full-time Professional Rate
$
169
/1yr
Cost to you: $0.46/day
2 year full-time
professional rate
$
289
/2yr
Cost to you: $0.39/day
1 year part-time
professional rate
$
149
/1yr
Cost to you: $0.41/day
Missouri Massage Liability Insurance Guidelines
When it comes to health, many practitioners often think of insurance as a safety net reserved for medical doctors or surgeons. However, massage therapists, with their hands-on approach to healing, equally require this protective shield. Given the intimate nature of massage therapy, practitioners are susceptible to potential legal claims, even when their intentions are purely therapeutic. In a world where legal actions are becoming more frequent, having insurance isn’t just a formality—it’s a necessity.
In Missouri, the Board of Registration of Massage Therapy has delineated clear guidelines for those aspiring to become licensed massage therapists. These guidelines ensure that therapists not only possess the necessary skills but also maintain the highest ethical standards. To be eligible for a license in Missouri, applicants must:
- Adhere to the state's educational requirements, completing at least 500 hours of training.
- Successfully passed the MBLEx written examination.
- Stay updated with the field by completing 12 Continuing Education Units (CEUs) every two years.
- $125 nonrefundable application fee
- $75 provisional license application fee
- $50 provisional license renewal fee
- $50 business license fee
Missouri requires massage therapists to carry liability insurance. The state requires a minimum level of coverage, which is:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
- $25,000 per accident for property
Massage therapists are required to have a $1 million general liability insurance policy. They must also maintain current general liability insurance and provide proof of coverage upon request. This insurance serves as a protective barrier, shielding therapists from potential financial setbacks if unforeseen incidents occur during sessions.
To become a licensed massage therapist in Missouri, you must also complete at least 500 hours of supervised classroom and clinical instruction from an accredited school. The curriculum must include:
- 300 hours of massage theory and practice techniques
- 100 hours of human anatomy and physiology
- 50 hours of business practice, ethics, massage law, and hygiene
- 50 hours of ancillary therapies, such as CPR and first aid
You can complete your training through a school-based program or a board-approved apprenticeship program.
Missouri also offers an online application process for immediate approval, streamlining the licensing procedure for aspiring therapists.
Becoming a licensed massage therapist in Missouri might seem rigorous, but it mirrors the state's commitment to ensuring its therapists are adept, principled, and safeguarded. The obligatory massage liability insurance in Missouri provides both therapists and their clients with a sense of security, emphasizing the presence of a robust safety net. Clients can rest easy, knowing their therapist is both licensed and insured, allowing them to fully immerse in the therapeutic experience.
Missouri Massage Therapy Resources
The following are state resources, including some Missouri employment statistics, to help you determine if being a massage therapist is right for you:
Missouri massage employment statistics as of September 4, 2023: $40.52/hour
Source: Indeed.com
Education Requirements: To become a licensed massage therapist in Missouri, you must complete at least 500 hours of supervised classroom and clinical instruction from an accredited school.
Source: Missouri Massage License Requirements and Renewals
For additional information about massage therapy in Missouri, follow these links:
Board of massage information: Board of Therapeutic Massage
State employment stats: Missouri - May 2022 OEWS State Occupational Employment and Wage Estimates
Everything You Need to Know About Renewals in Missouri
As you prepare to renew your massage therapist license, here's a guide to help you get ready:
Here's everything you need to know about renewing your license in Missouri:
- The Missouri Board of Therapeutic Massage sets a renewal fee of $100 for a massage license. If you're renewing your massage therapist license, the total cost is $150, factoring in a $50 late fee.
- For a paper renewal, reach out to massagether@pr.mo.gov. After obtaining the renewal form, fill it out and return it to the Missouri Board of Therapeutic Massage.
Three Policy Options to Choose From For Missouri Massage Insurance
1 year full-time Professional Rate
$
169
/1yr
Cost to you: $0.46/day
2 year full-time
professional rate
$
289
/2yr
Cost to you: $0.39/day
1 year part-time
professional rate
$
149
/1yr
Cost to you: $0.41/day
Who Is Massage Magazine Insurance Plus?
With a rich history of 38 years in the industry, MASSAGE Magazine created Massage Magazine Insurance Plus as a comprehensive national liability insurance policy for professionals in the fields of health, wellness, and beauty.
Now supported by Arthur J. Gallagher & Co. and Arch Insurance, our members can benefit from enhanced insurance coverage that is both reliable and backed by esteemed partners. Despite these advancements, our dedicated team at MASSAGE Magazine, serving the massage and bodywork industry since 1985, continues to operate the program.
450+ Modalities Covered—No Extra Cost
One policy covers you in over 450 modalities, see all here.
Coverage That Follows You
Coverage automatically follows you nationwide.
Free Continuing Education Courses
Access over 55 hours of FREE NCBTMB-approved CEs from Panda Massage as well as discounts to other leading CE providers.
Insurance Marketplace
With the Insurance Marketplace, you will receive concierge access to health, dental, and vision coverage plans.
See What MMIP Insurance Members Are Saying
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Anna S.
I've been very happy with Insurance Plus for my liability insurance needs for nearly a decade. Reasonable pricing, easy process for starting and renewing this coverage, and accessible documents. As a Reiki Master who offers other modalities, I have been pleased with Massage Magazine Insurance Plus and feel grateful.
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Although I have never had to make a claim, I have been insured by Insurance Plus since around 1998. I find it meets my commercial needs, extremely affordable compared to other standard insurers available with coverage that gives me a sense of confidence that I am protected. I will continue to be a faithful client.
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