500+ Modalities Covered

Not at all. We offer coverage for over 450 unique modalities. The best part is these are included in your massage insurance policy. No need to pay for multiple policies to be covered. At Massage Magazine Insurance Plus, we don’t punish you for having multiple areas of expertise. 

When you sign up for your massage insurance policy, there is no need to go through an endless cycle of informing us about your modalities. We like to keep things simple, honest, and dependable. You can count on us to cover the services you offer in a single, comprehensive policy. You can put your mind at ease knowing you’re covered with our massage therapy insurance policy.

Most definitely. If you spread your talents between multiple businesses, we make adding them to your policy easy and affordable. You have a couple of options for adding other businesses to your massage insurance. 

First, you can add one or two additional businesses for $10 for one-year terms or $15.95 for two-year terms. This is an excellent option if you go between a few different businesses. 

Second, you can choose the unlimited additional businesses option for $30 for one year. This option is perfect for those bodywork professionals who like to travel around a good bit. With the unlimited additional businesses option, it doesn’t matter if you have three other workplaces or 25. 

We like to keep things simple and affordable for our policyholders. For the same excellent coverage, we offer a range of plans based on how you’ll use your insurance. 

• Professional rate: We offer professional rates for one- or two-year terms. The one-year policy term is as low as $169, while the two-year plan is as low as $299. 

• Part-time rate: If massage or bodywork is just a part-time gig, you’ll pay only $159 for a year of coverage. 

Student rate: If you're still working on developing your bodywork skills in school, we have an option for you. For just $49, you’ll have access to the full suite of benefits and comprehensive liability coverage for one year. You can take advantage of the discounted price for only your first year of coverage.

With over 450 modalities, it can be easy to miss one or get overwhelmed by the information. If you don’t see your area of expertise, there is no need to panic. It’s possible that we can still offer you coverage. In many cases, the modality is categorized under another area in the list of what’s covered. If you don’t see your particular modality on our list above, feel free to give one of our team members a call at 888-994-8563. 

When you speak with one of our representatives, we can let you know exactly what we offer. There is always the possibility that we will still offer coverage even if your modality is not listed. We’ll do everything that we can to help you get the coverage you need.

Let’s be honest; calling your insurance agent every time you start on a new skill or modality would be exhausting. We encourage our policyholders to constantly better themselves and develop new methods of helping their clients. There’s no need to give us a call with each new skill you develop. 

We automatically include coverage on the over 450 modalities above, so there is no need to sweat it if you add a new skill to your resume. While other insurance providers would make you pay additional fees for adding a modality to your services, we think that’s silly. We keep it simple with our policyholders and include the coverage from the beginning.

Yes. Massage Magazine Insurance Plus offers coverage no matter what state you live in. Our aim is to provide comprehensive massage and bodywork insurance to professionals from all over the country. Your coverage even travels from state to state. However, if you move, we do ask that you let us know. 

If you move to a new state, there may be state-specific requirements for practicing massage or bodywork. Of course, each state is different and may have varying levels of practicing requirements. Be certain to do your research on your new home to ensure you meet the qualifications.

There is no exact answer. When you shop for a massage therapist insurance policy, you will want to do your research. Because a liability claim can have a wide range of costs, the coverage amount you need has to provide protection for an equally large field. For many bodywork professionals, a policy offers at least $1 million. However, others may recommend at least $2 million worth of protection. 

MMIP takes it a step beyond what most companies offer. Our massage therapists insurance policy offers up to $2 million per occurrence and an annual maximum of $3 million. This generous coverage limit protects you from multiple claims within a year. Our coverage gives you complete peace of mind knowing that you don’t have to sweat your coverage limit. 

One of the benefits of choosing us for your massage insurance is our generous coverage limits. We go above and beyond the standard for other massage insurance providers, so our policyholders have total assurance in their protection. 

Our policy includes up to $2 million per occurrence for professional and general liability claims with an annual aggregate (maximum) of $3 million. For product liability claims, we cover up to $2 million annually. On top of that, we help protect you from identity theft. You can have complete confidence that your massage insurance plan has adequate coverage for your needs.

From the day you sign up, you’re covered for the entire length of your term. We don’t prorate your insurance policy, so you’ll have the entire term of your coverage. We offer plans for one-year and two-year terms to help meet you where you are. If you like to take things one day at a time, the one-year option might be best for you. However, if you’re the type of person who plans next year’s vacation while on this year’s vacation, the two-year option might be perfect for you. 

No matter which insurance plan you choose, you can be confident that you’re covered for the entire term. If you’re ready to take the next step in your career, get massage insurance today. Signing up only takes a few minutes, and your coverage starts immediately.

The best way to get a discounted rate on massage therapy insurance is to select the two-year option when registering. While the professional rate for one year is $169, the two-year option is only $299. Choosing this option saves you $39 just for planning ahead. 

 

As a budding massage professional, you will likely have many hours of supervised massage application on real clients. While performing under a professional, you could still be held liable if you make a mistake. This means that a client could file a liability lawsuit if your error causes them bodily harm or distress. While you’re still learning the basics of massage, you will need to be protected should you make a major mistake. 

Additionally, many massage therapy schools require their students to be insured to enroll. That’s one reason we offer a student rate for up-and-coming massage therapists. For just $49, you can have access to the same incredible coverage as our professional massage therapy insurance policyholders.

Sometimes, life takes you on a new adventure. When you move to a new city or state, you’ll want to know that your insurance policy will go with you. The best part of being an MMIP member is that you're covered no matter where you travel. If you need to move to a different city or state, your coverage goes with you. There’s no need to purchase a new policy or start all over with your coverage. However, we recommend checking the state’s licensing requirements for your modality to make sure you are ready to practice safely and legally.

Yes, we offer monthly payment options via PayPal’s Pay Monthly credit program. While this is convenient, we advise paying in full upfront to avoid credit checks. PayPal will divide your total policy cost and a small service fee into monthly installments. Be aware that a credit check is required, and there’s no interest if paid off within six months. After six months, interest may apply.

Yes, you are covered for services at both locations. Our policy protects you whether you’re working in your office or at a client’s home. As long as you're following local or state laws, your coverage applies across all 50 states.

Yes! You can buy a policy now and choose a start date within the next three months. For instance, if you purchase on February 1 but want coverage to begin on March 23, simply choose March 23 as your start date during checkout.

You can access your certificate of insurance by logging into your online member portal and selecting the "Certificate of Insurance" option. If you need assistance, give us a call and we’ll email it to you.

Filing a claim is easy! Contact our Operations Team at sarasota.bsd.operations@ajg.com to get started. They’ll verify your coverage and ask you to complete a Claim Summary Form. Depending on the situation, they may also request additional documentation. We’ll guide you through the next steps.

The difference is based on the number of hours you work with clients each week. If you work 10 or fewer hours, a part-time policy is right for you. If you work more than 10 hours weekly, you'll need a full-time policy. Business tasks like marketing and admin work don't count toward these hours, and both policies offer the same coverage limits.

To add an additional insured, contact us by phone at 866-455-5040.