| More Coverage, More Benefits - Get Peace of Mind That You Are Covered |
Professional Policy for Feng Shui Consultants
What is the practice of Feng Shui?
Feng Shui is a 6,000-year-old practice based on traditional Chinese medicine. The meaning of Feng Shui directly translates to wind and water, and it draws its roots from early Taoism. Modern-day, the practice is widely known and has spread into western cultures as well. The process of Feng Shui improves a person's health by channeling or changing the energy flow or "chi" in a home, office, or any room. Chi has two parts, Yin and Yang, which balance each other out to create a healthy environment. Practicing Feng Shui can include various tactics like moving around furniture, hanging mirrors, or planting greenery to optimize and increase the free flow of energy in a space. Feng Shui can treat a variety of issues or health-related problems. Through the reorganization of space and rechanneling of energy, individuals can improve their mental, physical, and spiritual health. Individuals who struggle with fatigue or stress-related problems specifically can benefit from the implementation of Feng Shui.
Disciplines and Modalities We Cover
Accidents Can Happen
No matter how much of an expert you are at your practice, there is always the chance that accidents can happen. Whether a client injures themselves when you are on the job, or some other unforeseen event occurs, it's essential to protect yourself with comprehensive insurance that will keep you and your livelihood safe. At Massage Magazine Insurance Plus, we provide this peace of mind to our clients to Feng Shui practitioners, by offering top-tier coverage and a supportive community.
Without the safety of insurance, legal claims for incidents can cost thousands of dollars out of pocket and potentially put a Feng Shui practitioner out of work.
Feng Shui Consultant Insurance Coverage
We offer an affordable rate of $169.00 annually for our comprehensive liability insurance for Feng Shui practitioners and consultants. Our coverage is extensive and includes general liability coverage and professional liability coverage,.
To ensure that you are fully protected, we also provide occurrence form coverage so that any claim filed after an expired policy is still covered if the incident took place while the policy was active.
Bonus Benefits
See How We Compare
When it comes to comprehensive coverage, Massage Magazine Insurance Plus (MMIP) offers Feng Shui practitioners and consultants the most complete coverage, in addition to member benefits and industry perks. See how MMIP measures up to other insurance options and find out how our liability insurance beats the competition.
| AMTA | ABMP | Massage Magazine Insurance Plus | Hands on Trade | Beauty and Bodywork Insurance | |
|---|---|---|---|---|---|
| Professional & General Liability Included? | |||||
| Identity Protection Coverage Included? | |||||
| Health, Dental & Vision Coverage Access Included? | |||||
| Free Continuing Education Included? | |||||
| Student Insurance Options? | |||||
| Is Instant Coverage an Option? | |||||
| Unlimited Additional Insureds? | |||||
| Covers Massage, Yoga, Esthetics and Cosmetology? | |||||
| Includes Member Benefit Discounts? | |||||
| Monthly Payment Options? | |||||
| Personal Injury & Advertising Coverage Included? | |||||
| Price | $235/yr | $199/yr | $169/yr | $175/yr | $96/yr |
Benefits of Having Feng Shui Consultant Insurance
You may be wondering why you need Feng Shui insurance and how it can help your business. For Feng Shui practitioners protecting your livelihood through insurance is one of the first essential steps you need to take as a business owner or consultant. Simple accidents or injuries that happen on the job can potentially cause years of stress and thousands of dollars. Partnering with MMIP and ensuring protection through our plans gives you the ability to provide your services without the worry of financial uncertainty because of claims.
In addition to our coverage, we provide meaningful benefits that we have found our community values based on years of business. Our goal is to help support you and your business so you can continue to thrive and support your clients.
Ways You Can Avoid Claims
To protect yourself and your business as a Feng Shui practitioner or consultant there are a few best practices to follow to avoid getting a claim filed against you:
- Create a Safe and Secure Environment: As a business owner, you are required to utilize adequate security for your place of business by making it safe and accessible. Installing locks, security lights, or video cameras can help ensure that you are up to code in this area.
- Avoid Professional Liability Claims: While offering your services, it is essential to be aware of your patient's or client's background or medical needs. Knowing their history will help you avoid making any mistakes that could cause a claim to be filed against you. A key part of this also includes openly communicating with your client throughout any work process to avoid unforeseen issues.
- Avoid General Liability Claims: These kinds of claims are generally known as "slip and fall" claims, where a customer of your business is injured in some way in or around your business. Various types of injuries or accidents can be filed under this claim, so make sure that your business environment is well kept by keeping floors clear of clutter and chords and keeping walkways safe by taking into account different weather elements.
While these are all valuable things to consider and practice, this is in no way a complete list of ways to protect yourself and your business. To ensure that you are fully protected, consult with an MMIP professional to determine if you have coverage and safeguards in place in the event of a claim. Following best practices will ultimately help you mitigate the risk of having a claim filed against you in the first place. For Feng Shui, it is essential to have protection in place for when accidents or the unthinkable occurs. Our plans are affordable and easy to purchase so that you can provide Feng Shui services to help your clients find harmony while feeling secure in your business. Learn more about our plans-contact us today.
Feng Shui Consultant Insurance Frequently Asked Questions
Feng Shui insurance is comprehensive and protects professionals in the industry from three main types of claims, both general liability and professional liability insurance.
- General Liability Insurance: Just like the name says, this is general coverage to keep you protected if someone or something like property is damaged. This encompasses any third-party claims made against you because of injury or damages.
- Professional Liability Insurance: This protects you from any malpractice claims or any injuries/damages that occur while you are providing your services.
Massage Magazine Insurance Plus works with various experts in the industry to be able to provide insurance programs that include NCBTMB-approved continuing education courses. The courses are innovative and engaging so you can stay up to date on what is happening in your industry. Our CE courses for Fung Shui can be done at your own pace and most likely count towards continuing education requirements set by your state board.
In most states, you do not need a license to practice Fung Shui but every area is different and may require different certifications. Find out more about any requirements your state has by viewing state board's requirements for Fung Shui.
Yes, you can with MMIP. We use the industry-preferred type of policy which is occurrence form. Claims made policies only allow you to file a claim if the claim takes place while your policy is active.
Occurrence form coverage allows you to file a claim after your policy has expired as long as the actual claim incident happened while your policy was active. This can make the difference between no coverage or full coverage and so it's essential to consider.
Of course! There are various reasons your may need to add someone to your policy, so we make it simple to add as many additional insureds as needed. In some cases adding an additional insured may even be required by landlords or others.
With MMIP's energy work insurance, you can be covered all the way up to $2 million for the costs of general liability claims and legal fees. General liability insurance is essential for your business as any type of business that opens its doors for customers is susceptible to general liability claims or "slip and fall" claims if a customer is injured on your premises or in your business.
While some Feng Shui insurance plans may have an hour requirement for coverage, MMIP does not. We make our policies to be accessible to as many professionals as possible, no matter what stage of their career they are at.
Our all-encompassing insurance policy is available to Fung Shui practitioners at the low annual rate of $169. Student practitioners can also take advantage of a discounted Feng Shui student insurance policy. The student's rate is just $25 a year for full coverage and includes various benefits. For students, our great rates and stress-free process are a great way to get started!
This is a very common question among Feng Shui professionals starting out. Our Fung Shui policy is tailored for practitioners and consultants who are looking for peace of mind or safety in their job. For $169 a year our plan provides every policyholder with millions of dollars worth of insurance coverage, protection mechanisms, and a variety of member benefits available immediately. The price of insurance compared to the price of a lawsuit is always the more cost-efficient route!
MMIP has created an insurance program that covers hundreds of services that extend beyond what many would consider "core" services for Feng Shui and energy professionals. While other competitors may offer policies for the most common or "main" services with the option to add more coverage for additional fees, we cover everything from the start! Our coverage extends to a variety of services in the massage, health, and wellness.
While many massage spas carry insurance for their employees, it is most common they have shared annual aggregates. This kind of coverage is used for all employees at a spa and can be depleted before you use or need it. To safeguard yourself and ensure you are covered in the event of any claim, purchasing your own Fung Shui insurance for just $169 a year is worth it.
Since the practice of Feng Shui is focused on reorganizing your home or space to achieve optimal energy balance and flow, you may wonder why liability insurance is important to you. While there is minimal touching involved during the practice of Feng Shui, even the most experienced professionals can run into liability issues and face a claim. Accidents can occur at any time, and protecting yourself with insurance will safeguard your career and practice.
Whether you client slips on a loose rug or has a poor reaction to products you place in their space, claims from these type of events can be devastating to your reputation, finances, and career. Keeping yourself safe with an insurance plan will ensure your success!
Of course! You get a variety of additional coverage and benefits, identity protection, and more! Our extensive list of member benefits is worth hundreds of dollars by itself and is set up to help you succeed. With options for continuing education courses, a free customer website, and discounts from top brands and providers in the industry, you will be able to draw from endless resources.
