Medical Massage
Insurance
Medical Massage Liability Insurance: Protecting Your Healing Hands.
Medical massage practitioners are committed to providing relief and promoting healing. Even in such a healing profession, unexpected challenges can arise. Medical Massage Liability Insurance offers that essential layer of protection, allowing you to concentrate on your patients without worry.
For as low as $0.41 per day, our medical massage therapy insurance covers over 450 modalities, and saves professionals up to 30% on coverage.
See for yourself why our medical massage liability insurance beats the competition.
Insurance Policies
$169 - 1 Year
Our professional medical massage insurance policy is tailored by years of experience just for massage therapists. We provide perks and benefits other companies don't - like free CEs, coverage for more than 450 modalities and disciplines, and more.
$159 - Part-Time
Work less hours? Pay lower rates. This policy is designed for beauty and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality massage insurance coverage.
$299 - 2 Year
Protect yourself with our two-year policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
What Our Medical Massage Insurance Covers
Medical massage insurance from MMIP provides both liability coverage and additional safeguards that provide the best all-around protection possible.
Our Medical Tissue Massage Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. Coverage here applies to injuries or property damage to third-party individuals in and around your place of business. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Professional Liability Insurance: Also called “malpractice coverage” this protection is for the actual services you provide during a session. If a client reports an injury or somehow has their property damaged during treatment, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Product Liability Insurance: To provide a great session for your clients, you’ll likely use a number of different instruments and tools. When equipment malfunctions, or a client has a bad reaction to something in one of the products you used, they may require medical attention. Afterwards, the client may demand you pay for all their costs since it was your product that caused their injury. Claims like this would fall under product liability coverage.
Identity Protection Plan: Today’s medical massage therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Personal Injury & Advertising Coverage: This coverage can provide financial assistance to massage therapists if they become legally obligated to pay damages that arise from claims related to false advertising, libel or slander or copyright infringement. For example, if a MT's marketing materials inadvertently included false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Full Suite Protection: It’s the full suite of protections offered in our plans that provides the best level of security possible from all the types of risks facing today’s medical massage therapists. We’ve designed our plans to be an effective safeguard so that our members can focus on providing great treatments to clients, rather than what their insurance covers.
Additional Membership Benefits
Free online continuing education courses
Free online therapy from BetterHelp
Over $1,800 in industry discounts
Access to health, vision, dental, and disability coverage plans
Disciplines and Modalities We Cover
General And Professional Liability Limits
What Is a Medical Massage?
Medical massage is results-oriented and the session is directed to resolve conditions that have been diagnosed and prescribed by a physician. The therapist may use a variety of modalities or procedures during the treatment, but focuses treatment only on the areas of the body related to the diagnosis and prescription. Since it is beyond therapists' scope of practice to diagnose, they must work from a doctor's prescription if claiming to treat a specific condition. Nonprescribed therapy may also be administered to address clients, where assessment shows soft-tissue imbalances.
(Source: Medical Massage Practitioners of America, www.mmpa.us)
Do I Need Medical Massage Liability Insurance?
As a medical massage practitioner, you are dedicated to the well-being of your clients, using your skills to alleviate pain and promote healing. However, the nature of the profession means you're in close physical contact with clients, and despite your expertise, there's always a potential for misunderstandings, accidents, or unexpected reactions to treatments. Such incidents can lead to legal claims, putting both your financial stability and professional reputation at risk.
Medical Massage Liability Insurance provides a safety net, shielding you from potential legal and financial repercussions. This coverage ensures that in the face of unforeseen challenges, you can continue your practice with confidence, focusing on what you do best—helping and healing—without the looming worry of liabilities.
For more information, see our page on massage therapist license requirements by state.
Hear What Our Massage Insurance Members Have To Say
I have used Massage Magazine Insurance Plus for years! Excellent, friendly service and easy renewal process, in addition to affordable rates. In my experience, customer service has always been able to easily resolve any questions or issues with a single phone call. Highly recommend!
Anna S.
I've been very happy with Insurance Plus for my liability insurance needs for nearly a decade. Reasonable pricing, easy process for starting and renewing this coverage, and accessible documents. As a Reiki Master who offers other modalities, I have been pleased with Massage Magazine Insurance Plus and feel grateful.
Ericka S.
Although I have never had to make a claim, I have been insured by Insurance Plus since around 1998. I find it meets my commercial needs, extremely affordable compared to other standard insurers available with coverage that gives me a sense of confidence that I am protected. I will continue to be a faithful client.
Helen W.
I'm a Reiki Master Teacher and I've had professional liability insurance with Massage Magazine Insurance Plus for over a decade now. I hope I never have to use, it but I feel secure in having the coverage. It was easy to sign up and anytime I've needed help, the staff is right there to assist. I recommend this insurance to all of my students and colleagues.
Mary R.