Physiotherapy Liability Insurance: Move with Assurance, Practice with Protection.
Every session in physiotherapy is a step towards wellness. As you lead patients on their healing journey, it's important to ensure that your practice stands on solid ground. Our Physiotherapy Liability Insurance provides that foundation, offering comprehensive coverage tailored for physiotherapists.
Whether facing potential claims or navigating professional challenges, with our liability insurance for physiotherapy, you can focus on patient care, confident in the knowledge that your practice is shielded from the unexpected.
For as low as $0.41 per day, our physiotherapy insurance covers over 450 modalities, and saves professionals up to 30% on coverage.
See for yourself why our physiotherapists liability insurance beats the competition.
$169 - 1 Year
Our professional physiotherapy Liability insurance policy is tailored by years of experience just for massage therapists. We provide perks and benefits other companies don't - like free CEs, coverage for more than 450 modalities and disciplines, and more.
$149 - Part-Time
Work less hours? Pay lower rates. This policy is designed for beauty and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality massage insurance coverage.
$289 - 2 Year
Protect yourself with our two-year policy that saves you $49 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
What Our Physiotherapist Liability Insurance Covers
Physiotherapy Liability insurance from MMIP provides both liability coverage and additional safeguards that provide the best all-around protection possible.
Our Physiotherapy Liability Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. Coverage here applies to injuries or property damage to third-party individuals in and around your place of business. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Professional Liability Insurance: Also called “malpractice coverage” this protection is for the actual services you provide during a session. If a client reports an injury or somehow has their property damaged during treatment, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Product Liability Insurance: To provide a great session for your clients, you’ll likely use a number of different instruments and tools. When equipment malfunctions, or a client has a bad reaction to something in one of the products you used, they may require medical attention. Afterwards, the client may demand you pay for all their costs since it was your product that caused their injury. Claims like this would fall under product liability coverage.
Identity Protection Plan: Today’s Physiotherapist are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Personal Injury & Advertising Coverage: This coverage can provide financial assistance to massage therapists if they become legally obligated to pay damages that arise from claims related to false advertising, libel or slander or copyright infringement. For example, if a MT's marketing materials inadvertently included false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Full Suite Protection: It’s the full suite of protections offered in our plans that provides the best level of security possible from all the types of risks facing today’s Physiotherapist. We’ve designed our plans to be an effective safeguard so that our members can focus on providing great treatments to clients, rather than what their insurance covers.
Additional Membership Benefits
Free online continuing education courses
Over $1,800 in industry discounts
Access to health, vision, dental, and disability coverage plans
Disciplines and Modalities We Cover
General And Professional Liability Limits
What Is a Physiotherapist?
A physiotherapist, also known as a physical therapist in some regions, is a healthcare professional trained to assess, diagnose, and treat individuals with physical ailments, injuries, or disabilities. physiotherapist utilize a variety of techniques, including manual therapy, exercise prescription, and modalities like heat, cold, and electrical stimulation, to promote mobility, reduce pain, and restore function.
Physiotherapists often work in collaboration with other healthcare professionals to ensure holistic care and can be found in various settings, including hospitals, private clinics, rehabilitation centers, and sports facilities. Their primary goal is to help patients regain or maintain their physical abilities, improve their quality of life, and prevent further injury.
Do I Need Physiotherapy Liability Insurance?
As a physiotherapist, you work closely with patients, guiding them through exercises and treatments to aid their recovery. While your primary intention is to heal, there's always a risk of unintended injuries or perceived negligence. Physiotherapist Liability Insurance provides a safety net, protecting you from potential legal claims and financial liabilities that might arise from your professional services.
Whether a patient experiences an adverse reaction to a treatment or claims an injury due to an exercise you prescribed, this insurance ensures you're covered. It not only safeguards your financial well-being but also bolsters your professional reputation, allowing you to practice with confidence and peace of mind.
Hear What Our Massage Insurance Members Have To Say
I have used Massage Magazine Insurance Plus for years! Excellent, friendly service and easy renewal process, in addition to affordable rates. In my experience, customer service has always been able to easily resolve any questions or issues with a single phone call. Highly recommend!
I've been very happy with Insurance Plus for my liability insurance needs for nearly a decade. Reasonable pricing, easy process for starting and renewing this coverage, and accessible documents. As a Reiki Master who offers other modalities, I have been pleased with Massage Magazine Insurance Plus and feel grateful.
Although I have never had to make a claim, I have been insured by Insurance Plus since around 1998. I find it meets my commercial needs, extremely affordable compared to other standard insurers available with coverage that gives me a sense of confidence that I am protected. I will continue to be a faithful client.
I'm a Reiki Master Teacher and I've had professional liability insurance with Massage Magazine Insurance Plus for over a decade now. I hope I never have to use, it but I feel secure in having the coverage. It was easy to sign up and anytime I've needed help, the staff is right there to assist. I recommend this insurance to all of my students and colleagues.