Massage Therapist Student Insurance

Student liability insurance is massage insurance for students pursuing a career in massage therapy. There are several types of liability insurance, from "trip and fall" coverage and malpractice insurance protection. All of these types of liability can occur in a massage setting.

Professional liability insurance specifically covers claims related to professional services, such as errors or negligence in massage therapy. In contrast, general liability insurance addresses broader claims like bodily injuries or property damage in your practice area.

Your career as a Massage Therapist starts the day of your training. The Massage Therapy Student devotes much time, money, and energy to learning various massage modalities to offer relief to their clients. Sports massage, deep tissue massage, acupressure, and Reiki are specialized techniques that require knowledge of anatomy and have become part of a successful therapist's techniques.

Mistakes happen even under optimal conditions or after the best training. A client may be hard to please and no harm happened. All of these factors widen the scope of potential claims by clients.

That may be true, but students need to check. Even some schools believe their students are covered by the school liability policy, only to discover during a crisis that the student as an individual needs to be covered. It is suggested that students get a copy of the school's policy and check it.

Additionally, if the school does include coverage for their students, it may be only applicable on-site. You may be at risk if you are working on your curriculum while off school grounds.

Massage therapist liability insurance offers additional protection that your school's insurance policy may not fully cover. It provides individual coverage, protecting you against specific claims related to your practice.

You can have clients sign a waiver, but it won't necessarily protect you if you provide negligent services or otherwise act outside the bounds of reasonable care. Your client may get legal advice encouraging the filing of a claim, even if a waiver was signed.

Massage Therapy Insurance for Students is available as soon as you are enrolled in a program and are eligible for student rates as of that date. Massage Magazine Insurance Plus offers policies to students in many disciplines.

Yes. Reiki and other forms of energy healing are among our covered modalities so a student policy will cover you.

Massage Magazine Insurance Plus will cover you in all 50 states, provided you follow all state licensing or certification guidelines.

Yes, even as a student in massage therapy school, it's crucial to have massage therapy liability insurance. It protects against potential claims that can arise during your training and practice sessions.

Massage student liability insurance would cover an incident where the client trips and falls while visiting the student for a massage.

The therapist could be sued if a client claims malpractice due to an injury received during treatment. In addition, a product such as a cream used during a massage might be claimed to have caused an allergic reaction in the client. Massage therapy is a "hands-on" profession, and therapists must protect their practice with student massage insurance.

The first-year student rate of $49 provides industry-preferred massage student liability insurance, along with some protections provided to professionals in the massage field. Students are insured for 12 months and are covered by $2 million of professional and general liability insurance. This includes identity protection, a free professional website, and an industry newsletter.

Massage therapy insurance for students provided by Massage Magazine Insurance Plus was designed specifically for massage therapists. The policy is comprehensive, without any expensive add-ons needed later. It is competitively priced and saves students over 30% compared to competitors. There are no hidden membership fees.

Our program offers occurrence form coverage, which means that you will be protected even after your policy has expired, as long as your massage student liability insurance was in effect when the incident occurred.

It is critical to protect yourself as you begin your training.

The best way for massage students to protect themselves and the future of their practice is by investing in Massage Student Insurance with adequate coverage as soon as they enroll in a training program. Massage Magazine Insurance Plus offers affordable liability massage student insurance that covers students for on- and off-campus massage therapy sessions.

Massage therapy involves physical contact between the therapist and the client, which can be a recipe for misunderstanding and miscommunication. Perhaps the client requests a deep tissue massage and later claims injury from the therapy. Clients might fall on their way out the door and suffer an injury. A massage oil or cream might cause an allergic reaction to the client, which might not show up until later. 

Yes! The student policy is in place for a full year from the initial effective date. If you buy the student policy on July 15th and then graduate on October 15th of the same year, you are covered for 3 months as a student and 9 months as a professional.