As a massage therapist, you focus on relieving your clients stress and pain and help improve their full body health. But, accidents can happen to even the most experienced professional. Swedish massage insurance protects you and your business from the cost of claims and lawsuits, so you can focus on your career.
For as low as $0.41 per day, our Swedish massage therapy insurance covers over 450 modalities, and saves professionals up to 30% on coverage.
See for yourself why our Swedish massage liability insurance beats the competition.
$169 - 1 Year
Our professional Swedish tissue massage insurance policy is tailored by years of experience just for massage therapists. We provide perks and benefits other companies don't - like free CEs, coverage for more than 450 modalities and disciplines, and more.
$149 - Part-Time
Work less hours? Pay lower rates. This policy is designed for beauty and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality massage insurance coverage.
$289 - 2 Year
Protect yourself with our two-year policy that saves you $49 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
What Our Swedish Tissue Massage Insurance Covers
Swedish massage insurance from MMIP provides both liability coverage and additional safeguards that provide the best all-around protection possible.
Our Swedish Massage Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. Coverage here applies to injuries or property damage to third-party individuals in and around your place of business. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Rental Damage Coverage: Many Swedish massage therapists rent space in order to provide their sessions to clients. All it can take is a simple misstep from a client or other visitor to your space and you’re suddenly facing damages to your rental premises. When this occurs, our protection plan provides all the way up to $150,000 to help cover the costs of repairs.
Professional Liability Insurance: Also called “malpractice coverage” this protection is for the actual services you provide during a session. If a client reports an injury or somehow has their property damaged during treatment, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Stolen/Damaged Equipment Protection: You rely on your equipment in order to provide a session so a robbery-by-force can be both a harrowing experience and also costly having to replace what was taken. That’s why our plan includes up to $2,000 to cover the costs of replacement with a low $250 deductible.
Product Liability Insurance: To provide a great session for your clients, you’ll likely use a number of different instruments and tools. When equipment malfunctions, or a client has a bad reaction to something in one of the products you used, they may require medical attention. Afterwards, the client may demand you pay for all their costs since it was your product that caused their injury. Claims like this would fall under product liability coverage.
Identity Protection Plan: Today’s Swedish massage therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Personal Injury & Advertising Coverage: This coverage can provide financial assistance to massage therapists if they become legally obligated to pay damages that arise from claims related to false advertising, libel or slander or copyright infringement. For example, if a MT's marketing materials inadvertently included false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Full Suite Protection: It’s the full suite of protections offered in our plans that provides the best level of security possible from all the types of risks facing today’s Swedish massage therapists. We’ve designed our plans to be an effective safeguard so that our members can focus on providing great treatments to clients, rather than what their insurance covers.
Additional Membership Benefits
Free online continuing education courses
Over $1,800 in industry discounts
Access to health, vision, dental, and disability coverage plans
Disciplines and Modalities We Cover
General And Professional Liability Limits
What Is a Swedish Massage?
Swedish Massage refers to a variety of techniques specifically designed to relax muscles by applying pressure to them against deeper muscles and bones, and rubbing in the same direction as the flow of blood returning to the heart. Developed in the 1700s by a Swedish doctor named Per Henrik Ling, the main purpose of Swedish Massage is to increase oxygen flow in the blood and release toxins from the muscles. Swedish Massage shortens recovery time from muscular strain; increases circulation; stretches the ligaments and tendons; stimulates the skin and nervous system, and reduces stress.
Do I Need Swedish Massage Liability Insurance?
In some states, having liability insurance might be a legal requirement to practice massage therapy. The rules and regulations can vary widely between jurisdictions.
For more information, see our page on massage therapist license requirements by state.
Hear What Our Massage Insurance Members Have To Say
I’ve had this insurance for years! I use it for massage business and my dance business. It’s very affordable. I’m happy it covers me nationally too. It has been great for when I have a contract too. I’ve had to provide as second insured to Seattle Tennis Club, The City of Irvine, Cal State LA and many more… I’ve been able to meet all of my needs with this insurance. Sometimes it’s just a matter of having the right wording on the document to satisfy the business I’m subcontracting with.
I have used Massage Magazine Insurance Plus for years! Excellent, friendly service and easy renewal process, in addition to affordable rates. In my experience, customer service has always been able to easily resolve any questions or issues with a single phone call. Highly recommend!
I just signed up last week because I heard great things about the company. The process was very easy and I love reviewing the services. I think that I’m being asked feedback so early is a great sign
Although I have never had to make a claim, I have been insured by Insurance Plus since around 1998. I find it meets my commercial needs, extremely affordable compared to other standard insurers available with coverage that gives me a sense of confidence that I am protected. I will continue to be a faithful client.