As a massage therapist, you focus on relieving your clients stress and pain and help improve their full body health. But, accidents can happen to even the most experienced professional. Thai massage therapy insurance protects you and your business from the cost of claims and lawsuits, so you can focus on your career.
For as low as $0.41 per day, our Thai massage therapy insurance covers over 450 modalities, and saves professionals up to 30% on coverage.
See for yourself why our Thai massage liability insurance beats the competition.
$169 - 1 Year
Our professional Thai massage insurance policy is tailored by years of experience just for massage therapists. We provide perks and benefits other companies don't - like free CEs, coverage for more than 450 modalities and disciplines, and more.
$149 - Part-Time
Work less hours? Pay lower rates. This policy is designed for beauty and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality massage insurance coverage.
$289 - 2 Year
Protect yourself with our two-year policy that saves you $49 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
What Our Thai Massage Insurance Covers
Thai massage insurance from MMIP provides both liability coverage and additional safeguards that provide the best all-around protection possible.
Our Thai Massage Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. Coverage here applies to injuries or property damage to third-party individuals in and around your place of business. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Rental Damage Coverage: Many Thai massage therapists rent space in order to provide their sessions to clients. All it can take is a simple misstep from a client or other visitor to your space and you’re suddenly facing damages to your rental premises. When this occurs, our protection plan provides all the way up to $150,000 to help cover the costs of repairs.
Professional Liability Insurance: Also called “malpractice coverage” this protection is for the actual services you provide during a session. If a client reports an injury or somehow has their property damaged during treatment, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Stolen/Damaged Equipment Protection: You rely on your equipment in order to provide a session so a robbery-by-force can be both a harrowing experience and also costly having to replace what was taken. That’s why our plan includes up to $2,000 to cover the costs of replacement with a low $250 deductible.
Product Liability Insurance: To provide a great session for your clients, you’ll likely use a number of different instruments and tools. When equipment malfunctions, or a client has a bad reaction to something in one of the products you used, they may require medical attention. Afterwards, the client may demand you pay for all their costs since it was your product that caused their injury. Claims like this would fall under product liability coverage.
Identity Protection Plan: Today’s Thai massage therapists are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Personal Injury & Advertising Coverage: This coverage can provide financial assistance to massage therapists if they become legally obligated to pay damages that arise from claims related to false advertising, libel or slander or copyright infringement. For example, if a MT's marketing materials inadvertently included false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Full Suite Protection: It’s the full suite of protections offered in our plans that provides the best level of security possible from all the types of risks facing today’s Thai massage therapists. We’ve designed our plans to be an effective safeguard so that our members can focus on providing great treatments to clients, rather than what their insurance covers.
Additional Membership Benefits
Free online continuing education courses
Over $1,800 in industry discounts
Access to health, vision, dental, and disability coverage plans
Disciplines and Modalities We Cover
General And Professional Liability Limits
What Is a Thai Massage?
Sabai in Thai means to be comfortable, happy, healthy and well. Thai Massage brings one to a state of sabai by releasing knots, freeing restrictions and lengthening the body in all directions. Massage, acupressure and yoga are blended seamlessly to open energetic channels so the body's natural healing power may flow freely. Benefits include relief from stress, muscle tension, aches and pains; improved circulation; unblocking and balancing of energy flow; detoxification of the internal organs; improved alignment and mood; increased flexibility and range of motion, and a general increase in energy.
(Source: Thai Sabai, www.thaisabai.com)
Do I Need Thai Massage Liability Insurance?
In some states, having liability insurance might be a legal requirement to practice massage therapy. The rules and regulations can vary widely between jurisdictions.
For more information, see our page on massage therapist license requirements by state.
Hear What Our Massage Insurance Members Have To Say
I have used Massage Magazine Insurance Plus for years! Excellent, friendly service and easy renewal process, in addition to affordable rates. In my experience, customer service has always been able to easily resolve any questions or issues with a single phone call. Highly recommend!
I've been very happy with Insurance Plus for my liability insurance needs for nearly a decade. Reasonable pricing, easy process for starting and renewing this coverage, and accessible documents. As a Reiki Master who offers other modalities, I have been pleased with Massage Magazine Insurance Plus and feel grateful.
Although I have never had to make a claim, I have been insured by Insurance Plus since around 1998. I find it meets my commercial needs, extremely affordable compared to other standard insurers available with coverage that gives me a sense of confidence that I am protected. I will continue to be a faithful client.
I'm a Reiki Master Teacher and I've had professional liability insurance with Massage Magazine Insurance Plus for over a decade now. I hope I never have to use, it but I feel secure in having the coverage. It was easy to sign up and anytime I've needed help, the staff is right there to assist. I recommend this insurance to all of my students and colleagues.