No, a single MMIP policy covers more than 450 modalities, which are listed here. You do not need to purchase additional policies or add-ons for additional services.

Your coverage with MMIP goes into effect immediately. If you apply online or by phone, you will be emailed your certificate of insurance within minutes of completing the application.

Your MMIP policy does not cover invasive practices, such as acupuncture, colonic educators or herbal counseling. This policy also does not cover the use of T-bars, charges of sexual harassment or the transmission of HIV or a STD. You can look at a more detailed list of policy exclusions here.

You can add an additional insured to your policy at any time. Click here to request an additional insured to be added or call us at (888) 532-0322.

As long as your policy was in effect at the time of the incident, you are covered under our policy. MMIP offers occurrence form coverage, meaning you are still covered for claims filed after your policy expires, as long as the incident in question occurred during your policy term. Let’s say your policy with MMIP expires on Jan. 31, for example, and you do not renew because you’re no longer in practice. You will still be covered for any claim filed after Jan. 31, as long as the incident happened when you were insured (on or before Jan. 31).

Yes, we offer monthly payment options via PayPal’s Pay Monthly credit program. While this is convenient, we advise paying in full upfront to avoid credit checks. PayPal will divide your total policy cost and a small service fee into monthly installments. Be aware that a credit check is required, and there’s no interest if paid off within six months. After six months, interest may apply.

Yes, you are covered for services at both locations. Our policy protects you whether you’re working in your office or at a client’s home. As long as you're following local or state laws, your coverage applies across all 50 states.

Yes! You can buy a policy now and choose a start date within the next three months. For instance, if you purchase on February 1 but want coverage to begin on March 23, simply choose March 23 as your start date during checkout.

You can access your certificate of insurance by logging into your online member portal and selecting the "Certificate of Insurance" option. If you need assistance, give us a call and we’ll email it to you.

Filing a claim is easy! Contact our Operations Team at sarasota.bsd.operations@ajg.com to get started. They’ll verify your coverage and ask you to complete a Claim Summary Form. Depending on the situation, they may also request additional documentation. We’ll guide you through the next steps.

The difference is based on the number of hours you work with clients each week. If you work 10 or fewer hours, a part-time policy is right for you. If you work more than 10 hours weekly, you'll need a full-time policy. Business tasks like marketing and admin work don't count toward these hours, and both policies offer the same coverage limits.