Reiki Membership Association members can enjoy a special $20 discount on Reiki Insurance from Massage Magazine Insurance Plus.
Massage Magazine Insurance Plus offers honest, dependable, and affordable liability insurance for massage therapists, bodyworkers and energy healers. We were fed up with insurance companies offering complicated policies that didn’t have their members in mind, so we decided to create a policy that did. That's why our policy automatically covers over 450+ modalities from massage therapy to cosmetology, sound healing, Reiki, yoga, and more.
Our policy takes less than 5 minutes to sign up for and includes can't-beat benefits like access to free online continuing education courses, over $1,800 in member benefit discounts and access to health insurance coverage for you and your family.
Liability Insurance Limits
1 Additional Insured: $10 | Unlimited Additional Insureds: $30
Some massage insurance policies will offer different limits based on your full-time or part-time status. This would mean that if you are a part-time massage therapist, you may have less coverage than a full-time one.
We don’t believe in offering different coverage limits so all our policies have the same limits. Full-time, part-time, or a student, all members enjoy the same great coverage. Our massage insurance program prices are based on how you will use the coverage and decide to pay.
Professional Liability Insurance: Also known as "malpractice insurance" or "errors and omissions insurance," covers claims related to professional negligence, including instances like burns from hot stones or injuries during a deep tissue massage.
General Liability Insurance: Provides protection from claims that may not directly stem from your professional services. For example, if a client simply tripped and fell on your property, this coverage would protect you from the financial fallout of the lawsuit.
Provides protection against claims related to injuries or damages caused by a product used in your treatment, such as if a client had an allergic reaction from the oil, lotion or other similar product.
This coverage can help protect you if you’re accused of libel, slander, or false advertising.
A type of insurance that provides protection for those who rent or lease a workspace. This type of coverage offers protection against any damage that occurs to the rented or leased premises as a result of the therapist's business activities or actions of their clients.
Provides protection against identity theft and threat incidents that would put personal information at risk. Typically includes credit monitoring, dark web scans, and recovery services if your information is jeopardized.
This provides protection for vital equipment that is stolen or damaged due to theft. If your massage table is stolen, or was damaged while someone attempted theft, stolen equipment coverage will provide coverage for the cost of the replacing or repairing the item.
Special Offer: 1 year Professional Rate
Normally $169/YR, enjoy a $20 discount on coverage
Lock-in a $145 per year rate with our 2-year policy option.
1 year Student policy rate
Built for massage therapy students. Policy doesn't expire upon graduation, lasts full year from purchase.
Join the ranks of Reiki Practitioners protecting their career
MASSAGE Magazine, a publication with over 30 years of trust in the industry, developed Massage Magazine Insurance Plus (MMIP) to provide a single, national massage liability insurance policy for health, wellness, and beauty professionals.
We are proud to partner with RMA in an effort to bring our experience and exceptional level of coverage to you at an exclusively low rate.
Occurrence Form Coverage
All policies are occurrence form coverage.
So if someone hurts themselves getting off your table during your policy period and doesn't let you know they had a medical bill until after your policy has expired you can still file a claim with us and you'll be covered.
450+ Modalities Included
This includes coverage for multi-discipline practitioners at no additional cost.
So if you are a massage therapist who also offers Yoga, Dance, Pilates, Esthetician, Cosmetologist, or Nail Technician services you're still covered!
instant Coverage. instant Certificate.
Don't wait around for approvals or worry about providing education hours.
Our policies are bound in minutes and you can immediately pull down a digital proof of coverage certificate from your member portal.
The opportunity to be insured by MMIP saved me $1,300 per year and helped make it possible to run my own Wellness Center with no liability concerns. I am so grateful to have this insurance option! My stress over insurance expense and coverage is completely gone. Thank you MMIP!
I love Massage Magazine Insurance Plus member because they are an expert leader in the industry of Health and Wellness. Their insurance supports all parts of my business from massage to yoga to Reiki energy balancing and even waxing!
Massage Magazine Insurance Plus gives me a very broad range of coverage for a great price. Plus MMIP's customer service team have an amazing customer service attitude. I feel totally protected in this in this new massage environment.
I was very happy when I discovered Massage Magazine Insurance and found out that I no longer need to buy separate insurance for the yoga classes I teach. Now I am covered for my yoga classes and CranioSacral therapy classes all at one low price!
Not Ready for New Coverage?
You can take advantage of this offer today and set your coverage to start at any point up to 90 days in the future!
Questions? We Have Answers.
Is there an extra charge for practicing more than one modality?
No, a single MMIP policy covers more than 450 modalities, which are listed here. You do not need to purchase additional policies or add-ons for additional services.
How soon will my coverage take effect?
Your coverage with MMIP goes into effect immediately. If you apply online or by phone, you will be emailed your certificate of insurance within minutes of completing the application.
What does my Reiki liability insurance not cover?
Your MMIP policy does not cover invasive practices, such as acupuncture, colonic educators or herbal counseling. This policy also does not cover the use of T-bars, charges of sexual harassment or the transmission of HIV or a STD. You can look at a more detailed list of policy exclusions here.
How do I add an additional insured to my policy?
You can add an additional insured to your policy at any time. Click here to request an additional insured to be added or call us at (888) 532-0322.
After I have stopped practicing, am I still covered?
As long as your policy was in effect at the time of the incident, you are covered under our policy. MMIP offers occurrence form coverage, meaning you are still covered for claims filed after your policy expires, as long as the incident in question occurred during your policy term. Let’s say your policy with MMIP expires on Jan. 31, for example, and you do not renew because you’re no longer in practice. You will still be covered for any claim filed after Jan. 31, as long as the incident happened when you were insured (on or before Jan. 31).