Reiki Insurance

What is the practice of Reiki?

Reiki has been used as traditional medicine in Japan for thousands of years. It involves the elemental practice of channeling energy, or life force, known as “Ki.” A Reiki practitioner is one who has mastered the art of tapping into the universal life force to be able to administer it to the patient. Evidence suggests a myriad of health benefits encompassing emotional, physical, and spiritual health and well-being. But Reiki should not be considered a religion. Although “Rei” means from, or of God, Reiki practitioners come from a multitude of different backgrounds and religions. Reiki simply means plugging into the life forces that flow through us all and passing on this beneficial energy to someone in need. Patients report feelings of absolute peace and tranquility after sessions, allowing for the body to focus on healing itself after stressful events. This can be emotional distress such as depression or anxiety or physical distress such as post-surgery recovery. Reiki does not stand at odds with traditional medicines and treatments and should never be used instead of a doctor-prescribed regimen; instead, Reiki complements these treatments allowing for faster recovery times, decreased severity of side effects, and increased positive outlook. 

Ways You Can Avoid Claims

These are some basic steps you can take as a Reiki provider to reduce the chance a claim is filed against you: 

• Providing Adequate Security: All businesses have a legal obligation to maintain a safe and accessible premises for their patrons, not doing so is a legal premise called inadequate security. Simple things like installing locks, security lights, and other safeguards helps diminish premises liability for business owners.

• Avoiding Professional Liability claims: Being mindful of your patients’ needs, medical background, and other factors affecting their overall health helps practitioners avoid claims against the services the patient received. Perhaps an elderly patient was stretched too far or a patient overexerted themselves and feinted, simple missteps can be construed as negligence for providers. Openly communicating with patients before, during, and after treatment can help avoid potential issues.

• Avoiding General Liability claims: often referred to as “slip and fall,” as the name implies, this can occur when a patient injures themselves in, or around, the business. This can come in the form of things like a less mobile patient who trips over an unsecured extension cord or a patient who rolls an ankle on entrance steps that were iced over. You need to exercise reasonable prudence to ensure that people who enter your property won’t be injured.

Please note, this is in no way an exhaustive list and practitioners should consult with an MMIP professional to ensure they have adequate coverage in place in the event of a claim. While performing simple steps like these helps reduce the risk of a claim, they can’t eliminate them altogether. For whichever energy modality you practice, having a form of energy work insurance is vital to protecting your practice when the unthinkable happens. Even masters of Reiki, exercising the utmost care and attention to patients, can find themselves facing a potential claim at some point in their careers. Our affordable plans give you peace of mind while you help patients find their own peace through Reiki treatments. We’ll help walk you through the whole process—contact us now.