ALL-INCLUSIVE LIABILITY INSURANCE DESIGNED FOR
Reiki Masters & Practitioners
Coverage that Empowers Your Practice
MASSAGE Magazine Insurance Plus offers Reiki practitioners access to A-rated liability insurance that gives you more than just dependable coverage at an affordable rate.
Covers online distance Reiki healing
Access free online continuing education
Over 415 modalities covered in one policy
Practice in all 50 states with portable coverage
Over $700 in Members Benefits Included
When you sign up with MASSAGE Magazine, you receive all-inclusive access to our uniquely curated membership package which includes discounts on your favorite massage brands, products and software, preferred group rates on additional insurance plans, unlimited NCBTMB-approved continuing education courses and more.
Why do Reiki Practitioners Need Liability Insurance?
Even though no, or minimal, touch may be involved in a Reiki session, liabilities still exist for practitioners. Whether you practice at your clients home, a spa, or online, MASSAGE Magazine's occurrence form coverage provides the peace of mind and protection you need.
Policy Options for Every Phase of Your Career
Our policy options are designed to cover massage therapists through every phase of their career, from school to practice building, and onto established practice growth.
Lock-in a $139/yr price for 2 years!
Massage Modalities We Cover
MASSAGE Magazine automatically covers over 415 massage techniques and modalities including:
Energy Healing Techniques
Chios Energy Healing
What People Are Saying About MMIP
Great for my Reiki practice...
I have a mobile business, but I also work out of my home and this keeps me feeling safe and when I let clients know I’m insured, it lets them know I’m legitimate and serious about my business.
I'm an Energy Worker and a Reiki Practitioner...
I have peace of mind knowing that Massage Insurance Plus has me covered! I've had them from the beginning of my practice.
Quick enrollment & excellent coverage...
I just signed up after getting a thumbs-up from a colleague. She has had this insurance for years and swears by it. Signing up was a snap. Coverage will meet my needs for Reiki!
Rated EXCELLENT on
Reiki Insurance Frequently Asked Questions
What does Reiki insurance cover?
Reiki insurance is designed to actively protect professionals from the many different forms of risks they’ll face every day in the industry. Our Reiki insurance includes:
- General liability - covers policyholders from third party claims relating to an injury and/or property damage. This type of coverage is deliberately broad (hence, “general”) to cover the many different types of accidents that can happen. A new client tripping over your front door mat can be all it takes to suddenly be facing a general liability claim against you.
- Professional liability - covers the policyholder from claims related to malpractice, or the actual services they were performing when the injury and/or property damage occurs.
- Product liability - covers the policyholder from claims relating to a client having an adverse reaction experienced because of a product used during the session.
- Rental Damage liability - This coverage provides added protection to the space that you are practicing in for damage caused by you or one of your customers. Massage Magazine Insurance Plus is one of the few companies that includes this coverage at no extra charge.
- Stolen Equipment -
- ID Protection -
Where can I get CEUs for Reiki massage?
MASSAGE Magazine Insurance Plus is one of the very few reiki insurance programs that comes with unlimited NCBTMB-approved continuing education courses. These courses are designed to be both informative and engaging so you retain more of what’s being taught. Self-paced with insights from industry pros, our CE courses for reiki massage help you stay current and can help count towards the continuing education requirements set by your state board.
Can I get Reiki insurance coverage without being an LMT?
Some states don’t require a license in order to practice reiki massage but every jurisdiction is different so make sure you’re up to date on your state board’s requirements. With that said, we can’t insure something that isn’t legal for you to do, so if a license is required by your state, you'd need that in order to secure reiki insurance coverage.
Can I file a claim after my policy expires?
With MMIP, yes you can. Some policies fall under a claims made policy but ours use the industry-preferred type which is occurrence form. Claims made policies are clear cut - you have to file a claim while the policy is still active in order to be considered. If you have a session on the last day of your policy, but a claim comes days later, you simply wouldn’t be able to file for this claim.
Occurrence form coverage takes a more realistic approach and says you can still file a claim after the policy expires as long as the claim event happened during the active term. This important distinction can mean the difference between full coverage and no coverage at all so always make sure your policy uses occurrence form.
Can I add additional insureds to my policy?
Absolutely. There are many occasions where an additional insured is needed on a policy so we make it easy to add as many additional insureds as is needed. As an example, being added as an additional insured may be required by landlords that don’t want to be held liable for something arising from the activities of their tenants.
Does energy work insurance cover slip and fall lawsuits?
Slip and fall accidents are unfortunately an all too common type of claim that can happen to anyone who opens their doors for business. General liability coverage is also called “slip and fall insurance” since this type of injury and ensuing claim event is a common category. If your client gets injured or has their property damaged while seeing you to receive services , they may decide to file suit against you to get restitution. With MMIP’s energy work insurance, you’d have all the way up to $2 million to cover both the costs of the general liability claim and any legal defense fees, if they’re necessary.
Does Reiki insurance have an hour qualification?
While some reiki insurance plans out there do require a certain level of hours of training and/or education, MMIP has no such requirement. We want our reiki insurance policies to be as accessible to professionals as possible, no matter where they find themselves in their careers.
How much does Reiki practitioner insurance cost?
Reiki practitioners can get our all-encompassing insurance policy tailored just for energy work for the low annual rate of just $159. If you’re a student, you can take advantage of our discounted reiki student insurance policy. At just $25 for an entire year of coverage, this professional-caliber policy is one of the best values on the market today.
A smart move is to wait until just before graduating to activate your student insurance policy. That way, you’ll get most of your first year on the job covered, great insurance options, and awesome benefits - all for around $2 per month.
Is Reiki liability insurance worth it?
This is a question we receive often, especially from first time teachers considering foregoing the cost of reiki insurance and just taking their chances. Our reiki insurance policy was tailored for reiki practitioners who want the security of a solid plan safeguarding their practice in the therapy they love. At just $159 per year, or around $13 per month, each policyholder gets millions of dollars worth of insurance coverage types, additional protection mechanisms built-in, and a whole suite of awesome member benefits that are available to use immediately. Compared to the price of a lawsuit which could include medical bills, rehabilitation costs, lost wages, legal fees, and more, the coverage and peace of mind that comes with securing reiki insurance is an incredible value.
What types of services does energy work insurance cover?
We know even within a specialized practice like reiki, there are many different techniques that can be employed to be most beneficial to your client. Yet some policies only cover a limited number of core services and then charge extra or don’t cover anything outside of that. That’s why MMIP created a program that covers not only the many variations of reiki, but literally hundreds of additional massage, health, and wellness services, as well. Acupressure, shiatsu, medical qigong, reflexology, and more are all covered under one all-encompassing policy.
I work for a massage spa, why do I need my own Reiki practitioner insurance?
Massage spas do usually carry some insurance for their employees, but this can be a small amount of coverage and commonly they’ll have shared annual aggregates. This means that the coverage amount can be depleted by other members in the group before you get a chance to use it. To get the peace of mind knowing you’re covered no matter what, and at just $159 per year, having your own reiki insurance policy is the way to go.
Am I covered internationally by my policy?
Your Massage Magazine Insurance Plus policy does not include coverage internationally. Currently, our policy covers you throughout the 50 United States.
Whether I practice in a spa or a client’s home does my policy protect me?
Your massage insurance policy is flexible and travels with you. Whether you are providing massage services to clients in the comfort of their own homes or you are working at a local spa, you are protected.
The massage liability policy from MASSAGE Magazine Insurance Plus provides peace of mind and the ability to grow your massage practice as much as you desire.
Does MASSAGE Magazine Insurance Plus offer an incentive for referrals?
Yes! We greatly welcome referrals. In fact, we offer a free referral bonus if you send another massage therapist to us for liability insurance. Read more information on how to qualify for your free referral bonus.