West Virginia Massage Licensing and Insurance Requirements
If you are planning on becoming a licensed massage therapist in West Virginia, you have to know the state requirements to practice. Although having a massage liability insurance policy is not one of the prerequisites, it is a good idea for you to look into buying a liability protection policy, once you do become licensed to practice in the state. Not only do you get, at a minimum $1,000,000 in liability coverage with most top providers, you can also purchase other forms of coverage, including injury coverage if a client is injured on site, so that you are not paying anything out of pocket.
When you are trying to become licensed, you have to complete the minimum 500 hour class hours, from a accredited institution, in order to be eligible to sit in for the written licensing exam. Once you finish the hours, you are going to have to pass the NCETMB or the MBLEx, in order to be eligible to practice as a licensed therapist in the state. In addition to passing, you have to keep your license up to date, and will have to know all current rules, laws, and practice regulations when you go in to renew your license. In WV, you have to renew your license every 2 years, at a cost of $200. Additionally, all licensed therapists have to complete the CEUs, every 2 years, 3 of them having to be in ethics.
When deciding on massage insurance coverage, the insurer to buy from, and the type of coverage to buy, it is a good idea to call around, or to compare quotes online, in order to find the best rates, and the best policy coverage and protection, when you are ready to choose the coverage. As a therapist, you not only want to shield any professional liability, it is also a good idea to cover all your bases, and keep as much protection as possible. You are going to find that the monthly cost for your premium, is far less than what you would pay, in the event you were sued for malpractice or for other issues. So, you not only want to have the top protection in place, it is a good idea to buy as much coverage as you can, from a top insurer, no matter what the cost, in order to ensure you are covered in the event of an accident, injury, damage, or other loss.
Or click here to apply for insurance.