Kentucky Massage Liability Insurance Guidelines

When it comes time to apply for a massage therapist license in the state of Kentucky, many people have quite a few questions about the process and what can be done to protect the investment in their education. The state of Kentucky has rigid requirements for anyone wishing to obtain or renew their license within the borders of the state. As a result, many people wish to protect their license and their practice. The best way for most people to do this is through the purchase of Kentucky massage insurance.

For those looking to obtain a license for the first time in Kentucky, they must first be able to provide proof of graduation from a program that aligns with the designated curriculum requirements: 35 hours of general course work, 40 hours of pathology, 200+ hours for body work technique and theory, 125 hours of anatomy and physiology, and 200+ hours of business related to massage practice. In addition to the application and certified transcript reflecting completion of the above requirements, the state also requires official proof of passage of a national certification exam, whether that is the MBLEx, NESL, or NCBTMB exam.

For those applying for a Kentucky license who already hold a license in another state, the requirements are different. Applicants with prior credentials are considered to be in one of two categories: applicants from states with equivalent/greater requirements or applicants from states with lesser requirements. Those with equivalent/greater requirements can submit their application with verified credentials to the certifying board. Those with lesser requirements must prove that they have met the requirements required by the state of Kentucky.

Just as the state tries to protect its citizens by having strict license requirements, you should try to protect yourself and your investment in your education. The best way to do this is through investing in massage therapy insurance. These programs are designed to help massage therapists (MTs) across the country protect themselves in case of any potential loss, like client injuries and lawsuits.

As a massage practitioner, you never know when a situation or incident may pose a potential liability for you and your practice. After the rigorous training and education required for licensing in Kentucky, it is safe to say that massage practitioners know what they are doing. However, due to the wide array of treatments and therapies conducted, you never know how a client may react. Don’t risk losing your investment by not protecting yourself and your practice. Investing in insurance will help ensure that you are able to practice in a worry-free environment and focus on helping each individual client.

Applicants for licensing in Kentucky, along with current MTs alike, can both benefit from the protection of having massage practitioner insurance. Don’t let your profession go unprotected; see what these insurance policies can do for your practice today.

The following are Kentucky state resources, including some employment statistics, to help you determine if being a massage therapist is right for you:

Kentucky Massage Therapy Resources:

State of Kentucky massage employment statistics as of May, 2017:
Licensed Therapists: 4,277
Mean Hourly Wage: $25.09
Annual Mean Wage: $52,180
Source: https://www.bls.gov/oes/current/oes_ky.htm

Education Requirements
Required Education Hours: 600 hours
Exam Administered: MBLEx
CEUs Required: 24 hours every 2 years 
Source: https://www.massagetherapylicense.org/state/kentucky-massage-license.html

Other Requirements: Liability Insurance
For one low flat fee, massage therapists can receive the quality, comprehensive coverage they deserve, avoiding the costly impact that a lawsuit can bring. Even the most careful massage therapists can make a mistake, or encounter one of those hard-to-please clients that finds fault in a treatment, even if nothing really went wrong.
Application Process: Online Application for immediate approval.

For additional information about massage therapy in Kentucky, follow these links:
State massage association: Kentucky Board of Licensure for Massage Therapy
State employment stats: https://www.bls.gov/oes/current/oes_ky.htm

Compare Kentucky’s massage therapist employment statistics to other states:
https://www.bls.gov/oes/current/oes319011.htm