Louisiana Massage Liability Insurance Guidelines
Massage practitioner insurance serves as a safety net for massage therapists to protect themselves against potential liabilities. Naturally, no one can control all circumstances, and certainly no one can control or predict the actions of every one of their clients.
Some states require that every massage professional carry insurance in order to obtain a license to practice. Louisiana is one of them, but even if it wasn’t, it is still a good idea to have it. Remember that any reputable massage therapy insurance program will be able to provide you coverage against potential liabilities, which will protect you in your chosen career. A solid insurance program for LMTs will also offer reimbursement for the value of stolen goods, at least up to a certain dollar value. Not only this, but having insurance will provide peace of mind to both you and your customers.
If you live in Louisiana and would like to protect yourself from any liability arising from your massage practice, please contact MMIP. We are here for your professional liability (malpractice), general liability (trip and fall) and product coverages.
The following are Louisiana state resources, including some employment statistics, to help you determine if being a massage therapist is right for you:
Louisiana Massage Therapy Resources:
State of Louisiana massage employment statistics as of May, 2017:
Licensed Therapists: 2,400
Mean Hourly Wage: $15.26
Annual Mean Wage: $31,750
Required Education Hours: 500 hours
Exam Administered: MBLEx
CEUs Required: 12 hours every year
Other Requirements: Liability Insurance
For one low flat fee, massage therapists can receive the quality, comprehensive coverage they deserve, avoiding the costly impact that a lawsuit can bring. Even the most careful massage therapists can make a mistake, or encounter one of those hard-to-please clients that finds fault in a treatment, even if nothing really went wrong.
Required To Have Insurance: NO
Application Process: Online Application for immediate approval.
For additional information about massage therapy in [STATE NAME], follow these links:
State massage association: Louisiana Board of Massage Therapy
State employment stats: https://www.bls.gov/oes/current/oes_la.htm
Compare XXXXXX’s massage therapist employment statistics to other states: