Vermont Massage Liability Insurance Guidelines
Professional liability insurance is essential for all massage therapists (MTs) in Vermont. Just like with other public health practitioners, being a massage therapist involves some degree of risk. Each day, you deal with clients in different states of physical well being, in a high-contact modality. There is no way to know if using certain massage techniques or massage products may affect your clients, situations of which could become subjects of lawsuit. To put it simply, you can never tell what can happen in the future, and what your clients may complain about. Therefore, it is a wise idea for you to get massage insurance coverage in Vermont. In the rare instance that things don’t turn out positively, our massage insurance will be there to give you much-needed protection and assistance.
Licensing Requirements for Massage Practitioners in Vermont
The state of Vermont doesn’t have any licensing requirements for MTs. But therapists often obtain a license with FSMTB or certification through the NCBTMB after graduation in order to qualify for employment in specific establishments, and to ensure they can continue their career if they ever move out of state.
Why Is It Important To Carry Massage Practitioner Insurance?
While it’s not mandatory for a massage therapist to have insurance, it’s always recommended; not only because it is quite affordable, but it’s a great way to protect your livelihood. If a client slips and falls (and is injured as a result), you could be held liable for their medical expenses, and even wages/future income. In another situation, if a client develops an adverse reaction to massage products, you’re at risk of being personally sued. In an event such as this, what happens to you, your business, your reputation, and your livelihood, without insurance?
As a professional, you strive to do your best to help clients, and would never intentionally do the wrong thing. However, an accident can happen to anyone, anytime, anywhere. By not having massage insurance, you’re taking a huge, and very risky, chance.
Without proper legal assistance and support, a successful claim for medical expenses, wages, or future loss of income by a client could easily put your career on the line.
Apart from messing up your finances, an injury or medical malpractice claim can ruin your reputation, completely wrecking your chances of enjoying a successful career.
But with massage therapy insurance, your insurance carrier will cover legal fees, court costs, and even pay your claim, allowing your business to remain intact. Whether you are an independent contractor working in your own office, an employee of a spa/chiropractor/physician, or you travel to people’s homes and offices, insurance protection is a necessary addition to your professional practice.
Or click here to apply for insurance.
Number of credentialed practitioners in this state: 310
Phone: (802) 828-1134
Web Site: https://www.sec.state.vt.us/
Required Education: N/A
Written or Practical Exam: N/A
Exam Administered: N/A
Renewal Fee: N/A
CEUs Required: N/A