Connecticut Massage Liability Insurance Guidelines
When people hear the term malpractice insurance, they automatically think of doctor error and mistakes on the operating table. Furthermore, malpractice insurance is most often reserved for physicians who practice and perform invasive, delicate, and life-or-death operations. However, malpractice insurance is necessary for a variety of doctors from orthopedic surgeons to professional touch therapists. Massage liability insurance provides safety for massage practitioners in the event that a current or former patient sues them. While massage therapy may appear to be a non-risky endeavor, no one can control or predict the decisions of patients. In an age where suing is second nature when even the most minor problem arises, massage professionals need to have the protection afforded by insurance.
The decision regarding whether or not to have bodyworker insurance is often not left to the practitioner, as many states require that professional bodyworkers have coverage. However, in Connecticut, insurance for massage professionals is optional for every therapist. Even though insurance for bodyworkers is not a requirement to being a licensed masseuse in Connecticut, having coverage can help secure new clients. For clients seeking a long term massage therapist, knowing that the person is both licensed and insured can go a long way in guaranteeing peace of mind. Carrying insurance coverage protects the therapist in the event that their services do more harm than good. Additionally, the insurance offers coverage in the unlikely event a person slips and falls at the office or has any other type of accident while on the premises.
Individuals wanting to become a massage therapist in Connecticut must have completed at least 500 classroom hours of training with a certified instructor. While the applicant has the ability to choose the school and instructor, the person must have been approved by the state to offer massage therapist licensing. It is important to note that the training must have been in-person and not done online. Potential LMTs who have completed an approved educational program can apply for a temporary permit that grants them the ability to practice massage for a limited period before becoming licensed. In addition to the classroom training, the applicant must take and pass the National Certification Board for Therapeutic Massage and Bodywork. This exam covers all aspects of therapeutic massage and ensures that the test taker is prepared and ready to be a therapist.
After passing the exam, individuals can apply directly to the Connecticut Department of Public Health. Along with the completed application individuals must submit a photograph and fee of $375.00. Additional paperwork required includes proof of completion of a massage school and passage of the NCBTMB. As long as the paperwork is complete and the individual has taken the required course work, the state of Connecticut will issue a massage therapists license.
Clearly, while massage insurance is not a requirement of a therapist in Connecticut having the coverage is mutually beneficially for the therapist and the client. For the therapist, insurance offers the peace of mind of knowing that if something goes awry he or she has coverage. On the other hand, clients will be more at ease knowing that their therapist is both licensed and insured.
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Number of credentialed practitioners in this state: 3,024
Phone: (860) 509-7603
Web Site: http://www.dph.state.ct.us
Required Education: 500 hours
Written or Practical Exam: Written
Exam Administered: NCBTMB
CEUs: Required 24 every 4 years