Maine Massage Liability Insurance Guidelines
For those who want to practice as a licensed massage therapist in Maine, although you are not required to have a Maine massage insurance policy for liability coverage, like any other professional position, it is something that you should look in to. With the right insurer, you can find $1,000,000 in liability coverage, for a low monthly rate; you can also find policies that cover injuries from slip and fall accidents, you can protect the rental property where you run your offices, and you can protect your equipment as well, depending on the type of and extent of the massage therapy insurance policy you choose to buy.
Unlike most other states, in Maine, you do not have to pass the MBLEx or NCETMB to practice; although this is one of the routes you can take, you also have the option to take a second route of obtaining your license, to work as a therapist in the state. You have two options to getting your license. The first way to receive your license is to complete the application by submitting a background check, having your high school diploma (or GED), and having 500 hours of clinical experience under your belt. When you have this experience, you are not going to be required to sit through the licensing exams.
The second route, which is similar to what most other states require, is to have to take the licensing exam. An applicant will first have to complete 500 class hours, from an accredited school, prior to being able to sit in for the licensing exam. Once the hours are completed, you will then sit in for the NCETMB, or you can sit in for the MBLEx. In addition to this, you must submit a 3 X 5 photo of yourself, a certification of CPR course completion, and a check for a background check, as well as application fees. Basically, if you do not have clinical experience, you are going to be required to sit through the 500 hours, plus you have to pass one of the two licensing exams, in order to become licensed to practice in the state.
If you do choose to purchase massage practitioner coverage, you should consider the top insurers, and the type of policies they offer. Not only is this the only way to guard yourself from liability, it is also going to be a requirement with certain employers, if you are looking for work with a top massage therapy office. So, although the state does not require it, many top employers, and bigger offices, are going to require their licensed therapists to at least have the $1,000,000 liability coverage, to remove liability from the employer.
It is not only a good idea to protect yourself and your license; it is the smart thing to do with this type of profession. Insurance is your only shield to a lawsuit, and it is the only way that you can protect your practice and name, if you are sued by a client that walks in to your offices.
Or click here to apply for insurance.
Number of credentialed practitioners in this state: 2,490
Phone: (207) 624-8613
Required Education: 500 hours
Written or Practical Exam: Written
Exam Administered: NCETMB or MBLEx
Renewal Fee: $25 each year
CEUs Required: 0