Michigan Massage Liability Insurance Guidelines


Message therapy can be a rewarding career for anyone who likes to make people feel good. Although there are a lot of benefits of being trained and licensed for this job, there are also some negatives. For example, there are liabilities that can arise that could potential cost a massage professional his or her career. This is why massage liability insurance, like professional insurance for many other careers, is so important to have. As a professional, this will protect you and your career from anything that comes up unexpectedly.

What is Michigan Massage Liability Insurance?

There’s no way to control what happens during the course of a day, which is why most people have health insurance or auto insurance. Just like it’s possible to get hurt from falling off of the sidewalk, it’s also possible to face situations that could possibly ruin your professional massage career. It’s important to carry massage liability insurance because it provides a safety net for professionals in this line of work. It protects the touch therapist from unexpected situations to ensure they are still able to work well into the future.

Without insurance, professionals are liable to pay for stolen goods, but they will also have to pay for lawyer/legal fees out of pocket if a client were to sue. Most potential liabilities are covered by massage liability insurance, although the specific coverage does depend on the insurance company that is chosen, as well as the plan. It’s strongly recommended to get this coverage in the state of Michigan, as just one problematic situation could result in not being able to work.

Most professional touch therapists in the state get insurance as protection not only for themselves, but also for their clients. Most people are more likely to choose a massage professional who has insurance when compared to one who does not. Along with having the peace of mind that comes with being insured, an LMT may also benefit financially by getting more clients for having insurance in place.

Michigan Massage Therapist Licensing

In the state of Michigan, all massage professionals are required to be licensed with the Department of Licensing and Regulatory Affairs before they begin to work. In addition to this, massage practitioners need to be licensed with the Board of Massage Therapy and Bureau of Health Professions in the state. Applications are readily available online, so they can be filled out easily and turned in to the appropriate offices.

After filling out the necessary paperwork and turning in the proper papers, a background check will be done. Fingerprints are required and a fee will be taken, as well. As soon as applicants are accepted, they will get a copy of their license in the mail. Michigan Massage Therapist Education In order to get licensed to become an MT, applicants first need to get their education. This starts with a GED or high school diploma and ends with passing certain exams. There are community colleges that have courses available, but there are also schools for massage in most towns in Michigan, as well. As long as applicants pass all required certifications, hours of study and exams, they will be able to submit their information to the licensing boards.

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Licensing Info

Number of credentialed practitioners in this state: N/A

*Note: The Michigan Board of Massage Therapy expects to begin the official application and licensure of massage professionals no earlier than Summer 2011.

Phone: (517) 241-9288

Web Site: http://www.michigan.gov/mdch

Required Education: 500 hours

Written or Practical Exam: Written

Exam Administered: N/A

Renewal Fee: N/A

CEUs Required: 18 every 3 years