New Hampshire Massage Liability Insurance Guidelines
When it comes to practicing massage therapy, few things can protect your practice as well as massage practitioner insurance. As a massage therapist, it is vital that you protect both yourself and your clients from any potential liability while they are in your care. In states like New Hampshire (NH), massage therapy is a strictly regulated field that ensures only qualified individuals are practicing within the state’s borders. In order to protect yourself and your practice, be sure to consider purchasing individual insurance coverage.
License Requirements for MTs
When it comes to licensing, NH has some of the strictest requirements in the northeast. As well as requiring 750 hours of curriculum from an approved program, candidates must have already attained national certification before they can submit an application. Along with the application, there is an application fee and required passage of a national criminal background check. In addition to these basic education requirements, the state also requires a current First Aid and Adult CPR certification. Once the application has been received, and approved, an individual is approved to work within the state.
In order to maintain a license in good standing, all registered massage therapists must renew their license every two years for a fee of $100. In addition, documentation verifying 12 CEU hours biennially must be provided.
Do I Need Massage Insurance in New Hampshire?
While not required by law, liability insurance for massage practitioners is becoming increasingly popular in New Hampshire. Because of the strict requirements set forth by the state licensing board, many massage practitioners want to protect their investment in their work by purchasing liability insurance. These flexible plans come with a variety of different options to suit each individual practices needs.
With massage liability insurance, the insured can trust that a company with a track record of success is protecting their clients. Our protection covers liability when clients allege malpractice or injury due to negligence of the insured. As these individual cases can become increasingly costly for MTs, protection against them is vital.
By carrying insurance as a massage practitioner, you can protect your practice and yourself from costly court fees and lawsuits from clients seeking monetary compensation as a result of your services. You will be able to rest easy knowing that an experienced and knowledgeable team is there to assist you, should any incident arise. As a result, you will be able to better focus on your practice and advancing your career as a massage professional.
As a massage therapist, you help ease many people’s daily burdens. In considering massage insurance, you can ensure that the burden of protecting yourself no longer sits solely in your hands. By working with our professionals, who hold a track record of success in protecting their customers, you can practice with the knowledge that you are protected with some of the best coverage in the industry.
The following are New Hampshire state resources, including some employment statistics, to help you determine if being a massage therapist is right for you:
New Hampshire Massage Therapy Resources:
State of New Hampshire massage employment statistics as of May, 2017:
Licensed Therapists: 1,849
Mean Hourly Wage: $20.38
Annual Mean Wage: $42,380
Required Education Hours: 750 hours
Exam Administered: MBLEx
CEUs Required: 12 hours every 2 years
Other Requirements: Liability Insurance
For one low flat fee, massage therapists can receive the quality, comprehensive coverage they deserve, avoiding the costly impact that a lawsuit can bring. Even the most careful massage therapists can make a mistake, or encounter one of those hard-to-please clients that finds fault in a treatment, even if nothing really went wrong.
Required To Have Insurance: NO
Application Process: Online Application for immediate approval.
For additional information about massage therapy in New Hampshire, follow these links:
State massage association: Advisory Board of Massage Therapy
State employment stats: https://www.bls.gov/oes/current/oes_nh.htm
Compare New Hampshire’s massage therapist employment statistics to other states: