Oregon Massage Liability Insurance Guidelines
Massage therapy is fast becoming one of the most recognized alternative treatment options that will be paid for by many insurance companies. Because of this, people looking for a career or a career change that offers good pay are considering becoming massage therapists (MTs). There are several factors to consider when someone is thinking about becoming a massage professional in Oregon.
Massage Liability Insurance
Before someone considers the educational requirements, they might want to consider the insurance aspects of being an MT. A type of liability or malpractice insurance, it offers protection against claims from a client.
These claims may include:
• Professional Liability. This is the malpractice portion of the insurance policy, where someone claims negligence or fault on the part of the massage therapist.
• General Liability. This coverage is also known as “slip and fall” insurance.
• Products Liability. This covers when there are allegations of reactions to products.
In today’s lawsuit-happy society, having insurance that covers a therapist monetarily from any of these allegations is important. With millions of dollars being sought in suits and allegations, a lawsuit can ruin a therapist financially, making it impossible to continue in business. Getting massage liability insurance is a great way to secure protection from the unexpected. While Oregon does not currently require this insurance, it is always in the massage practitioner’s best interest to be fully protected in case of a lawsuit.
To become an LMT in the state of Oregon, a person must complete the following requirements:
New Therapists: 500 hours of education.
This can be broken down into the follow segments:
– 200 hours of health sciences. This must include Anatomy and Physiology, Pathology and Kinesiology.
– 300 hours comprised of:
- Massage Therapy and Practical Application
- Clinical Practice
- Business Development
- Hydrotherapy. This is no longer a required subject, but may be included in the educational requirements of the 300 hours.
After a student completes these educational requirements, they will need to take the Oregon Practical Exam and:
– National Certification Board for Therapeutic Massage and Body work
Or – The Federation of State MBLEx (Massage & Bodywork Licensing Exam) exam
People Currently Licensed in Other States
If a therapist is currently licensed in another state and wants to become licensed in Oregon, it is possible to do so without further examination. If you took the state administered practical exam, only the following states are currently considered for possible licensure through the State Endorsement:
– New Hampshire
– North Dakota
– Washington State
For Canada, the following provinces or cities may qualify for the State Endorsement License:
– Newfoundland & Labrador
– Vancouver BC
Both the new student and the person applying for State Endorsement will need to pay an application fee. There are renewal fees and the person renewing their license will need to supply proof of 25 hours of continuing education (CE) credit. All new applicants and renewing practitioners need to have a current CPR card on file. A massage practitioner goes through a lot expense and time to become licensed in the state of Oregon. Protecting that investment is important. That is why it is imperative that all LMPs consider massage liability insurance. It may mean the difference between continuing as a practitioner and going out of business.
Or click here to apply for insurance.
Number of credentialed practitioners in this state: 7,090
Phone: (503) 365-8657
Web Site: http://www.oregon.gov/OBMT
Required Education: 500 hours
Written or Practical Exam: Written and Practical
Exam Administered: MBLEx or NCETMB, State Practical Exam
Renewal Fee: $150 every 2 years (active); $50 (inactive)
CEUs Required: 25 every 2 years, which must include proof of current CPR