Wyoming Massage Liability Insurance Guidelines
Getting a massage license in Wyoming is fairly straightforward. As of this date, there is no set standard at the state level for licensing massage therapists. However, they are currently working to change this, as it will protect not only the clients but the practitioners as well. If you are working as a massage therapist, you will want to make sure that you attend and accredited school curriculum, pass your national certifications and have your insurance coverage.
Why Do I Need Insurance?
Insurance for massage professionals is a type of insurance that protects the individual massage practitioner, very similar to malpractice insurance.
It provides protection to the massage business and its employees in the event that a client makes a claim of negligence or malpractice against you. There are three basic types of liability insurance:
· General Liability Insurance. This covers simple “trip and fall” kinds of accidents.
· Professional Liability Insurance. This covers lawsuits related to malpractice, usually related to negligence or wrongdoing on the part of the practitioner.
· Product Liability. This is needed if a client has an adverse reaction to a product such as a massage oil or other product that was used.
Many insurance companies who serve massage and bodywork professionals also have legal representation available that will assist and represent you in case of a claim or lawsuit, While Wyoming does not require this insurance, as a business owner or employee, you will want to protect yourself from any potential financial hardships that a lawsuit or claim can cause.
If The State Has No Requirements, Why Do I Need To Attend an Accredited Massage School?
While Wyoming does not currently require licensure or schooling, they are working to make a 500-hour core educational requirement law. You could be grandfathered in under the new laws; still, it is imperative that you understand the nature of the human body, how it works and how massage is reflected on it.
Also, if you do not have this education from an accredited school, you will not be allowed to take any of the national certification exams. These national certification exams often will work for reciprocity licensing in other states fulfilling at least the educational requirements and examinations by these national certification boards.
A core educational plan should include:
· Anatomy and Physiology
· Clinical Practice
· Hydrotherapy (some states requires this)
Each accredited school will have their own curriculum, but they will have these core classes include along with having hands-on training to learn basic massage practices. You can check with the school to see if they are nationally accredited.
Why Should I Take National Examinations If Wyoming Doesn’t Require It?
Passing national certification exams means that you are qualified to the level of excellence on a national level. These examinations also will bypass some of the requirements for licensure in other states. Plus, having a national certification gives your clients ease of mind and allows certain insurances to be put in place.
The National Certification Examinations that you may take are:
– The Federation of State MBLEx (Massage and Bodywork Licensing Exam)
– National Certification for Therapeutic Massage Bodywork
Although Wyoming does not have educational or practical requirements for massage therapist licensing, they are working on it. Taking classes from a nationally-accredited school and taking the national certification exams will make you ahead of the game when the legislation does pass. When you open your business, you will really want to consider getting massage practitioner insurance. You’ve spent too much time and money to allow a claim to take it away from you.
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