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Liability Insurance for Tai Chi Practitioners
What is Tai Chi Massage, and how does it differ from other types of massage?
Tai chi, also known as Tai Chi Chuan, is a Chinese martial art that incorporates breathing exercises. Tai Chi is a form of Chinese dance that incorporates stretching and breathing while concentrating on body positions. The form is performed standing up and takes around 10 to 15 minutes to complete. A longer, slower practice is recommended, but it is more difficult to do. Although there are several forms of tai chi to master, it is considered a martial art.
Tai chi consists of a series of gentle postures that flow into one another and can be performed in a variety of ways. Its principles emphasize the link between hands, feet, and body postures in which there is neither excess, deficiency, or imbalance. When used in massage therapy, this can help the practitioner boost stamina while also reducing stress in the legs, shoulders, neck, and feet.
Disciplines and Modalities We Cover
Why Should Tai Chi Practitioners Obtain Coverage?
Even the most skilled practitioners are not exempt to accidents. After receiving a Tai Chi service, a client could potentially slip while entering into your practice. MMIP wants you to concentrate on helping your clients, so you have peace of mind knowing you and your practice are covered in the case of a claim.
Without insurance, a Tai Chi practitioner is vulnerable to a range of possible liability claims, which might cost them their practice or reputation.
Tai Chi Insurance Coverage
With MMIP you'll receive top-rated liability insurance for Tai Chi practitioners, massage therapists, and a range of other wellness professionals for a one-time fee of $169.00. Our insurance cover all types of liabilities, including professional liability, general liability, and product liability.
In addition, we offer occurrence form coverage, which means that any claim filed after your insurance policy has ended will be paid as long as the incident happened while your policy was in active.
Bonus Benefits
We Offer What Others Don't
Massage Magazine Insurance Plus (MMIP) provides it' members with more perks and coverage than any other provider in the massage industry. You'll see why our massage liability insurance surpasses the market when you compare MMIP to the competition.
MMIP | AMTA | ABMP | Hands on Trade | Beauty & Bodywork | ||||||
| Occurrence-Form Coverage | ✓ | Yes | ✓ | Yes | ✓ | Yes | ✓ | Yes | ✘ | No |
Professional Liability Insurance (Malpractice) | ✓ | $2 Million Per Occurrence $3 Million Annual Aggregate | ✘ | $2 Million Per Occurrence $6 Million Annual Aggregate ($10 Million Shared Limit) | ✓ | $2 Million Per Occurrence $6 Million Annual Aggregate | ✓ | $2 Million Per Occurrence | ✓ | $2 Million Per Occurrence $3 Million Annual Aggregate |
General Liability Insurance (Trip & Fall) | ✓ | $2 Million Per Occurrence $3 Million Annual Aggregate | ✘ | $2 Million Per Occurrence $6 Million Annual Aggregate ($10 Million Shared Limit) | ✓ | $2 Million Per Occurrence $6 Million Annual Aggregate | ✓ | $2 Million Per Occurrence $3 Million Annual Aggregate | ✓ | $2 Million Per Occurrence $3 Million Annual Aggregate |
Products Annual Aggregate | ✓ | $2 Million | ✘ | $6 Million ($10 Million Shared Limit) | ✓ | $6 Million | ✓ | $2 Million | ✓ | $3 Million per year |
CE Hours Included | ✓ | Yes | ✘ | No | ✓ | Yes | ✘ | No | ✘ | No |
Hour Qualification | ✓ | No Hours Required for Insurance | ✘ | 500 hours | ✘ | 500 Hours—Prof. or Certified 100 Hours—Practitioner level | ✘ | No | ✘ | No |
Required CE hours | ✓ | No Hours Required for Insurance | ✘ | 48/4 Years | ✘ | 16/2 Years Certified Level | ✘ | No | ✘ | No |
| Identity Protection Plan | ✓ | Yes | ✘ | Optional—10% Discount on Lifelock | ✘ | No | ✘ | No | ✘ | No |
Annual Fee | $169/yr Professional $40 first-year Student | $235/yr Professional $89 first-year Graduate Rate | $199/yr Professional $229/yr Certified | $169/yr Professional $75/yr Student | $96/yr Professional $67/yr Student | |||||
| Get Covered | NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by MMIP as to the accuracy or completeness of this information. | |||||||||
| MMIP | AMTA | ABMP | Hands on Trade | Beauty & Bodywork | |
| Occurence-Form Coverage | ✓ | ✓ | ✓ | ✓ | ✘ |
| Professional Liability Insurance (Malpractice) | ✓ | ✓* | ✓ | ✓ | ✓ |
| General Liability Insurance (Trip & Fall) | ✓ | ✓* | ✓ | ✓ | ✓ |
| Products Individual Annual Aggregate | ✓ | ✓* | ✓ | ✓ | ✓ |
| CE hours Included | ✓ | ✘ | ✓ | ✘ | ✘ |
| Hour Qualification | ✓ | ✘ | ✘ | ✘ | ✘ |
| Required CE hours | ✓ | ✘ | ✘ | ✘ | ✘ |
| Rental Damage Coverage | ✓ | ✓* | ✓* | ✘ | ✘ |
| Stolen Equipment | ✓ | ✘ | ✘ | ✘ | ✘ |
| Identity Protection Plan | ✓ | ✘ | ✘ | ✘ | ✘ |
| Annual Fee | $169 | $235 | $199/$229 | $154 | $96 |
| Get Insured | |||||
NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by MMIP as to the accuracy or completeness of this information.
* AMTA has a shared aggregate policy.
Ways You Can Avoid Claims
You may take the following basic precautions as a Tai Chi practitioner to reduce the risk of a lawsuit being launched against you:
- Providing Adequate Security: It is the law for all businesses to provide a secure and accessible environment for their clients. If you don't provide proper security, you're violating the law. Installing locks, security cameras, and other safeguards on the premises can assist company owners in decreasing potential for incidents to occur.
- Claims of Professional Liability to Avoid: Make certain to inspect and collect all of your customers' medical history to minimize unintended responses or sensitivity to treatments.
- General Liability Lawsuits to Avoid: These claims come from "slip and fall" incidents, for example, when a customer slips and falls in your lobby and sustains an injury. It's vital to protect yourself from general liability by clearing the lobby of any obstructions and creating a safe environment for you and your staff.
Please keep in mind that this is not an entire list, and practitioners should speak with an MMIP or a legal professional to ensure they have enough coverage in the event of a claim. Having some sort of liability coverage, regardless of which modality you perform, is critical for protecting your practice in the event of the unthinkable. You can get access to low-cost, full-coverage liability insurance in minutes.—contact us now.
Tai Chi Liability Insurance Frequently Asked Questions
Tai Chi insurance covers you and your practice from the liabilities of running a company. Massage Magazine Insurance Plus's Tai Chi insurance plan covers three types of risks: general liability, professional liability, and product liability.
- Policyholders with general liability insurance are protected from third-party claims involving personal injury or property damage. To cover a wide range of potential incidents, this type of coverage is purposefully broad (thus the word "generic"). A new customer tripping over your front entrance mat is all it takes to initiate a general liability claim.
- Professional liability insurance covers the policyholder against claims of malpractice or if the services they were providing at the time of the accident caused property damage.
- Product liability insurance protects the policyholder against lawsuits arising from a client's negative reaction to a treatment product.
Massage Magazine Insurance Plus is one of the few insurance providers that offer over 55 hours in NCBTMB-approved continuing education courses to our members. We want you to improve your practice, so we offer courses that are both comprehensive and engaging, so you remember more of what you're learning. Our CE courses keep you up to date but please make sure to reference your requirements set by your state board.
Although not all states require a license to provide Tai Chi treatments to clients, each state's criteria varies, so check with your state board to learn what they require. We can't insure something that isn't legal for you to do, therefore if your state requires you to be a licensed massage therapist, then you must first get a license before applying for Tai Chi insurance.
Yes, when you are protected with MMIP. Other Massage liability providers offer a "claims-made" policy, however we offer the industry-preferred "occurrence form" coverage. Claims-made policies only allow you to make a claim while the policy is still in active. Occurrence form coverage has a more practical, full-service approach, providing that if the claim event occurs within the active term, you can still file a claim after the policy has ended.
Yes. There are a variety of instances in which adding an additional insured to a policy can best protect you and your practice, and we make it easy to add as many as you need. Landlords, for example, who don't want to be held liable for something caused by their tenants' practices may require they be listed as an additional insured.
Slip-and-fall accidents are a common source of liability claims for any practice. As this sort of accident and claim is not uncommon, each MMIP policy includes general liability coverage, commonly known as "slip and fall insurance." With MMIP's Tai Chi Liability insurance, you're covered up to $2 million in coverage, which covers both the general liability claim and any legal defense costs, if necessary.
Many insurance policies have minimum hour requirements, however MMIP is an insurance partner that does not. MMIP wants our Hot Stone Liability protection to be available to all practitioners, no matter where they are in their careers.
Tai Chi practitioners can obtain a full coverage, low-cost liability policy as well as unbeatable member benefits for a one-time payment of $169. You may purchase a discounted student insurance policy for only $25 for a year's worth of coverage if you're a student.
This is our most frequently asked questions; it's customary to consider foregoing liability insurance when starting a business, but doing so might have severe and costly repercussions. MMIP provides low-cost, industry-preferred liability insurance for a flat rate of $169 per year, or around $14 per month. Each policy includes a comprehensive range of unmatched benefits, in addition to Members receiving millions of dollars in insurance coverage.
Massage Magazine Insurance Plus covers over 450 additional massage, health, and wellness modalities, such as Hot Stone Massage, Facial massage, lymphatic drainage, Reiki, reflexology, and other services.
Although Tai Chi massage is intended to relax and soothe the body, it posing a risk. For wellness providers, liabilities might range from a slip and fall accident to treatment-related irritation. When dealing with a claim, the repercussions may be devastating to your reputation and practice, which is why having an insurance partner on your side like MMIP can help you every step of the way.
In addition to affordable, full-service coverage, Massage Magazine Insurance Plus offers over $1,500 in member benefits. MMIP also provides it's member with o ver 50 hours of NCBTMB-approved continuing education courses, a comprehensive professional website, and exclusive discounts on massage-related products.
