No, a single MMIP policy covers more than 350 modalities, which are listed here. You do not need to purchase additional policies or add-ons.

Your coverage with MMIP goes into effect immediately. If you apply online or by phone, you will be emailed your certificate of massage insurance within minutes of completing the application.

Your MMIP policy does not cover invasive practices, such as acupuncture, colonic educators or herbal counseling. This policy also does not cover the use of T-bars, charges of sexual harassment or the transmission of HIV or a STD.

You can add an additional insured to your policy at any time. Click here to request an additional insured to be added or call us.

As long as your policy was in effect at the time of the incident, you are covered under our policy. MMIP offers occurrence form coverage, meaning you are still covered for claims filed after your policy expires, as long as the incident in question occurred during your policy term.

Let’s say your policy with MMIP expires on Jan. 31, for example, and you do not renew because you’re no longer in practice. You will still be covered for any claim filed after Jan. 31, as long as the incident happened when you were insured (on or before Jan. 31).

Yes, you can enjoy 50 hours of free NCBTMB-approved courses. We have teamed up with Niel Asher Education to provide our insured massage therapists with everything you need to remain competitive in your profession.

You will have access to CEUs that will keep you experienced in all of the latest therapies and state-of-the-art modalities. Access to our full library of CEUs is included free with the purchase of your liability insurance policy.

Massage Magazine Insurance Plus offers coverage for all of the most important liability insurance types needed for massage therapists. Providing peace of mind and protection from covered losses. Our liability policies include:

• General Liability insurance (also known as trip and fall coverage): If a client trips leaving your massage space and sustains an injury you are protected under General Liability.
• Professional Liability insurance (also known as malpractice coverage): A massage client may have a minor back injury that they do not disclose to you. After your services, their injury may be worse and they file a claim. Professional Liability protects you in the event of these types of incidences.
• Personal Injury & Advertising Coverage: This coverage can help protect you if you are accused of libel, slander, or false advertising.
  

Licensing and insurance requirements vary from state to state. Depending on your state, the total number of training hours, CEU’s, and prerequisites will determine your eligibility for licensure.

Even though it is highly recommended, only a few states require LMTs to carry liability insurance. View our guide to massage therapist license requirements by state.  

As long as your policy was in effect at the time of the incident, you are covered under our policy. MMIP offers occurrence form coverage, meaning you are still covered for claims filed after your policy expires, as long as the incident in question occurred during your policy term.

Let’s say your policy with MMIP expires on Jan. 31, for example, and you do not renew because you’re no longer in practice. You will still be covered for any claim filed after Jan. 31, as long as the incident happened when you were insured (on or before Jan. 31).

This kind of incident is covered, up to $2 Million per occurrence, under your General Liability coverage from Massage Magazine Insurance Plus. The policy protects you against a legal claim filed and will cover medical bills for your client’s injuries.

Your Massage Magazine Insurance Plus policy does not include coverage internationally. Currently, our policy covers you throughout the 50 United States.

Your massage insurance policy is flexible and travels with you. Whether you are providing massage services to clients in the comfort of their own homes or you are working at a local spa, you are protected.

The massage liability policy from Massage Magazine Insurance Plus provides peace of mind and the ability to grow your massage practice as much as you desire.