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If you’re comparing your options for massage insurance—kudos! This is a great step toward making sure you’re getting a great policy at a great price. We even make it easy to see different plans side-by-side with our handy massage insurance comparison page. One thing you’ll notice as you start perusing plans is that what’s covered varies greatly from one plan to the next. Worse, some plans (not ours!) make it downright difficult to see what’s covered before filling out a long questionnaire. 

Even after you’ve gone through a seemingly endless series of questions, you may find that what’s covered is actually only a “core” group of modalities. This is unfortunately a fairly common practice where a small handful of common modalities are covered under the plan. You may be able to add something outside of those core modalities to your policy for an additional fee or it may just not be covered.

We at MMIP went in an entirely new direction. We wanted to make it super easy to see everything that’s covered, how much it costs, the benefits you get, and so much more right from our site—no insurance questionnaires ever! Transparency starts with making your plan accessible from the get-go. That’s why we showcase more than 450 different massage and wellness modalities that are all covered automatically from the moment you sign up. You can browse through the covered services below to get a better feel for the diversity of options you’ll have.

How Many Modalities Are Covered Under A Massage Insurance Plan?

If you’re comparing your options for massage insurance—kudos! This is a great step toward making sure you’re getting a great policy at a great price. We even make it easy to see different plans side-by-side with our handy massage insurance comparison page. One thing you’ll notice as you start perusing plans is that what’s covered varies greatly from one plan to the next. Worse, some plans (not ours!) make it downright difficult to see what’s covered before filling out a long questionnaire. 

Even after you’ve gone through a seemingly endless series of questions, you may find that what’s covered is actually only a “core” group of modalities. This is unfortunately a fairly common practice where a small handful of common modalities are covered under the plan. You may be able to add something outside of those core modalities to your policy for an additional fee or it may just not be covered.

We at MMIP went in an entirely new direction. We wanted to make it super easy to see everything that’s covered, how much it costs, the benefits you get, and so much more right from our site—no insurance questionnaires ever! Transparency starts with making your plan accessible from the get-go. That’s why we showcase more than 450 different massage and wellness modalities that are all covered automatically from the moment you sign up. You can browse through the covered services below to get a better feel for the diversity of options you’ll have.

Why Covering More Modalities Matters

The core modalities mindset that some massage therapy insurance plans out there employ is a great way for the insurance company to save money, but it hampers what a massage therapist can do within their own practice. Having more modalities that are all covered means you can employ the techniques you know will benefit your client and grow your practice. Having a tailored policy for massage professionals means we totally get that in a single session you might be utilizing multiple modalities. It could be a shiatsu massage that uses cupping, a deep tissue session that ends with Reiki, or gentle stretching combined with aromatherapy and Ayurvedic massage. 

The varieties in massage are endless because the practice is meant to be fluid, responding to the needs of your client and playing to your skillset. Being confined to a small list of covered modalities means you might not be able to offer everything you would like to, which could result in less-than-stellar sessions for your clients. More modalities means more freedom of choice in using your skills and experience to develop a treatment plan for your clients that truly brings about holistic wellness.

A few of the many different massage modalities a therapist may employ on a daily basis include:

• Deep tissue - employing slow strokes with moderate pressure, a therapist is targeting the deeper layers of muscle and connective tissue. Great for stress relief and therapy after a sports-related injury.
• Swedish - easily one of the most popular forms of massage, Swedish massage seeks to relax muscles with a set pattern of pressure and strokes. Increasing blood flow and releasing tension are the main aspects of this popular massage modality. 
• Hot stone - heated stones placed by skilled therapists at specific locations help promote deep muscle relaxation. Hot stone is often used in conjunction with other therapies to increase circulation and relaxation.
• Reflexology - an ancient technique of applying specific pressure to specific areas of the feet, which connect to other areas of the body. Reflexology can be used to promote a wide range of beneficial results.
• Reiki - another ancient practice, energy work involves generating ki and sharing it in a helpful way with a client. Reiki has been shown to promote a variety of benefits such as faster recovery times and a more positive outlook.
• Aromatherapy - utilizing essential oils in massage therapy is often a mainstay of any session. Different oils can garner different results, which is why this therapy is often used in conjunction with a hands-on modality. 
• Myofascial Release - relaxing muscles, improving blood flow and circulation, and stimulating the stretch reflex are all hallmarks of a good myofascial release session.
• Sports massage - firm pressure that focuses on muscles and connective tissue can help athletes recover faster after intense training and gameplay and also help with after-injury treatment. 

Having more modalities covered under one all-inclusive massage insurance plan gives therapists the ultimate level of choice in what therapies would work best with a given client. As each client who walks through the doors of your massage office is unique, every therapy session is going to be unique to meet individual needs. 

Ramping Up The Value For Your Massage Practice

Getting the best value in massage insurance means having a policy that works as hard as you do. With a tailored massage insurance policy that covers more modalities than ever, you can be sure that the full weight of your policy stands behind every session you undertake.

Covering hundreds of modalities all at once is just the start. The coverage that applies to these modalities is worth noting. Millions of dollars in liability protection are coupled with additional safeguards to give your career in massage a safety net against any what-ifs that might pop up. 

Not stopping there, our policies provide a full suite of member benefits that you can start using from the moment you sign up, dedicated support every step of the way, and a streamlined online portal to make it easy to access all of your plan documents all in one place. Getting the best value for massage insurance is all about more coverage, more benefits, and more transparency at a single, flat rate.

Do You Really Need Massage Insurance?

You might be wondering whether you really need insurance as a massage therapist. While many state boards require insurance to maintain a massage license, there are quite a few that don’t have this requirement (make sure you understand your state board’s regulations where you practice). True, you can take a gamble and practice without insurance, but after so many hours of training and work involved in building a successful practice, this is indeed a huge gamble with your career. All it takes is one small slip and your career and even your personal finances could be at risk. 

 Our protection plan for massage therapists includes provisions both for the cost of the claim and for any legal defense fees that might be necessary as a result. Accidents are everywhere and even more so in a profession that’s literally hands-on like massage and bodywork. Even if you are the most careful and experienced massage professional in the world, you could still find yourself facing an incident that was completely out of your control. 

For example, general liability insurance covers accidents like slips and falls. A client walking into your session who slips and falls on a freshly mopped floor, for example, could be all it takes to face a lawsuit. Rather than taking a chance, for generally less than a monthly streaming service subscription you’ll be getting millions of dollars of liability protection, a suite of additional protections, member benefits, and an entire team of insurance professionals here to support you every step of your career.