North Carolina Massage Liability Insurance Guidelines

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Many massage therapists across North Carolina may not be aware of the benefits of buying massage liability insurance. You will no doubt want to do plenty of research on what it will take to get the MT insurance you need in North Carolina and how much it may cost. This guide has been written to help you get started on acquiring this information and deciding whether to incorporate it in to your practice.

To begin, many people may be curious why they would want to buy an insurance package for the therapeutic massage that they provide. The main reason is that you are providing a health service for people on a regular basis. Many of your patients have existing health conditions, so you will want to provide liability coverage for yourself before you even begin to practice. Otherwise, you may be exposing yourself to unnecessary risks that you may not be able to afford. It can also provide you with legal representation should someone try to file claims against you. This may be important, because you will want to protect the sanctity of your North Carolina massage therapist license.

Before you get ready to apply for a massage liability policy, you will want to make sure that you are fully credentialed to practice massage in NC. There are some strict requirements about who can provide these kinds of services to their clients. You will need to have attended a board approved education training program that was run through various vocational schools all across the state.

There are also multiple different national exams that you may need to take in order to get your application for a license through the state. Even when you obtain your license you will still need to renew it every two years. There are multiple different fees you have to pay, as well as continuing education units that you must obtain. All of this should be done before you even begin practice, much less apply for massage practitioner insurance.

Finally, you may be particularly interested in buying liability insurance if you plan to own your practice. It takes some work to set up an individual practice for yourself, and you wouldn’t want that jeopardized by any kind of lawsuit. Before you decide on one of these plans, you may want to do a little more research into what kind of coverage you may need. It will be important to balance your insurance rates with the type of coverage you receive.


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