North Carolina Massage Liability Insurance Guidelines
Many massage therapists across North Carolina may not be aware of the benefits of buying massage liability insurance. You will no doubt want to do plenty of research on what it will take to get the MT insurance you need in North Carolina and how much it may cost. This guide has been written to help you get started on acquiring this information and decide whether to incorporate it in to your practice.
To begin, many people may be curious why they would want to buy an insurance package for the therapeutic massage that they provide. The main reason is that you are providing a health service for people on a regular basis. Many of your patients enter into your care with existing health conditions, so you will want to provide liability coverage for yourself before you even begin to practice. Otherwise, you may be exposing yourself to unnecessary risks that you may not be able to afford. It can also provide you with legal representation should someone try to file claims against you. This may be important, as you will want to protect the sanctity of your North Carolina massage therapist license.
However, before you even apply for a massage liability policy, you will want to make sure that you are fully credentialed to practice massage in NC. There are some strict requirements you need to complete regarding who can provide these kinds of services to their clients, like needing to have attended a board-approved education training program, and passing a national exam. Even when you obtain your license, you will still need to renew it every two years, as well as continuing education units that you must obtain. All of this should be done before you even begin practice, much less apply for massage practitioner insurance.
Finally, you may be particularly interested in buying liability insurance if you plan to open your own practice. It takes some work to set up an individual practice for yourself, and you wouldn’t want that jeopardized by any kind of lawsuit. Before you decide on one of these plans, you may want to do a little more research into what kind of coverage you may need. It will be important to balance your insurance rates with the type of coverage you receive.
Or click here to apply for insurance.
Number of credentialed practitioners in this state: 6,181
Phone: (919) 546-0050
Web Site: https://www.bmbt.org/
Required Education: 500 hours
Written or Practical Exam: Written
Exam Administered: MBLEx or ABTE
Renewal Fee: $100 every 2 years
CEUs Required: 24 every 2 years