
We bundle everything you need into one incredibly comprehensive policy at one unbelievably affordable price.
Professional Massage Therapy Insurance

Our policy is tailored by years of experience just for Massage Therapists.
As a family owned company with more than 30 years in the business our coverage and our customer service has been tailored to ensure you get the highest quality at the most affordable price.
Every Policy Includes

Additional Member Benefits Included
Free Online NCBTMB CEs
A FREE Custom Website
Industry Discounts
Identity Protection Plan
Discounted Subscriptions to MASSAGE Magazine
Protect Your Career – Get Covered Today!
1 Year
Professional Rate
Save $10 with this first year introductory rate.
$169
$
159
/yr
2 year
professional rate
Pay only $139 a year with this special and renew every other year.
$338
$
279.95
/2 yrs
Exclusive Discounts With Our Industry Partners








Just a Few of the Reasons Over 100,000 Massage Therapists Have Chosen Us
We Offer The Industry-Preferred Type of Coverage
Massage Magazine Insurance Plus offers the industry-preferred Occurrence Form liability coverage and individual aggregate limits that protect you from claims that may arise. Combined with our high insurance limits and superior customer service, our massage insurance gives you the peace of mind that you are protected and if anything does happen, we've got your back.
Occurrence Form Policy
Occurrence Form is the industry-preferred policy type over Claims Made because you are covered for any incident that occurred while your policy was in effect. We offer the Occurrence Form policy so that our customers can rest easy knowing they're protected even if their clients delay making a claim.
Individual Annual Aggregate
We offer individual limits, meaning your policy will protect you up to the amount listed on your policy. Every insured person will have their own coverage, and the claims that others make will not affect the individual coverage amount available. This is unlike shared limits where when the group shared limit is reached for the policy year, anyone who files a claim afterwards will not be covered under their individual limits.

Professional & General Liability Insurance: | $3 million individual annual aggregate |
Additional Benefits: | |
Product Coverage | $2 million |
Rental Damage Insurance | $100,000 |
Stolen Equipment Coverage | $1000 *$250 deductible |
Identity Protection Plan | Yes |
*For customers in the state of Indiana professional liability limits are increased to $2 million per occurrence and $6 million individual annual aggregate for massage therapy services only; General liability limits are increased to $2 million per occurrence and $8 million individual annual aggregate for massage therapy services only.
You Deserve More Than Numbers
Policy numbers aren't everything. You deserve an insurance company that's going to be there for you when you need it and policy numbers that translate into real assistance for you.
With us you can rest easy, because if the worst happens your policy limits include dedicated help from our licensed customer care team, legal defense if needed, and the cost of the claim.
Over 415 Disciplines and Modalities Covered
This includes coverage for multi-discipline practitioners at no additional cost.

High Quality Service - Lowest Price
Your massage liability insurance policy protects you and your practice. Massage Magazine Insurance Plus (MMIP) provides perks and benefits that other liability insurance companies just don’t offer.
When shopping for massage liability insurance, price can be a major deciding factor. But, does more expensive really mean more benefits and coverage? With ABMP and AMTA, membership dues are required in order to obtain liability insurance. With Massage Magazine Insurance Plus, no membership dues are required to become insured, and you receive all of the benefits and comprehensive coverage limits.
AMTA |
ABMP |
|||||
Occurrence-Form Coverage | ✓ | Yes | ✓ | Yes | ✓ | Yes |
Professional Liability Insurance
(Malpractice) |
✘ |
$2 Million Per Occurrence
$6 Million Individual Annual Aggregate
($10 Million Shared Limit) |
✓ |
$2 Million Per Occurrence
$6 Million Individual Annual Aggregate |
✓ |
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate |
General Liability Insurance
(Trip & Fall) |
✘ |
$2 Million Per Occurrence
$6 Million Individual Annual Aggregate
($10 Million Shared Limit) |
✓ |
$2 Million Per Occurrence
$6 Million Individual Annual Aggregate |
✓ |
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate |
Products Individual Annual Aggregate |
✘ |
$6 Million
($10 Million Shared Limit) |
✓ |
$6 Million |
✓ | $2 Million |
CE Hours Included |
✘ |
No |
✓ |
Yes |
✓ | Yes |
Hour Qualification |
✘ |
500 hours |
✘ |
500 Hours—Prof. or Certified
100 Hours—Practitioner level |
✓ | No Hours Required for Insurance |
Required CE hours |
✘ |
48/4 Years |
✘ |
16/2 Years Certified Level |
✓ | No Hours Required for Insurance |
Rental Damage Coverage |
✘ |
100,000 (Fire/Water Legal Liability)
General Liability Limits May Apply |
✘ |
$100,000 (Fire/Water Legal Liability)
General Liability Limits May Apply |
✓ | $100,000 |
Stolen Equipment | ✘ | Optional—Add $100 | ✘ | Optional—Add $95 | ✓ | $1,000 *$250 deductible |
Identity Protection Plan | ✘ | Optional—10% Discount on Lifelock | ✘ | No | ✓ | Yes |
Annual Fee |
$235/yr Professional
$89 first-year Graduate Rate |
$199/yr Professional
$229/yr Certified |
$159/yr Professional
$25 first-year Student |
|||
NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by MMIP as to the accuracy or completeness of this information. |
AMTA | ABMP | MMIP | |
Occurence-Form Coverage | ✓ | ✓ | ✓ |
Professional Liability Insurance (Malpractice) ?AMTA has a shared aggregate policy. | ✓* | ✓ | ✓ |
General Liability Insurance (Trip & Fall) ?AMTA has a shared aggregate policy. | ✓* | ✓ | ✓ |
Products Individual Annual Aggregate ?AMTA has a shared aggregate policy. | ✓* | ✓ | ✓ |
CE hours Included | ✘ | ✓ | ✓ |
Hour Qualification | ✘ | ✘ | ✓ |
Required CE hours | ✘ | ✘ | ✓ |
Rental Damage Coverage ?AMTA and ABMP Liability Limits may apply. | ✓* | ✓* | ✓ |
Stolen Equipment | ✘ | ✘ | ✓ |
Identity Protection Plan | ✘ | ✘ | ✓ |
Annual Fee | $235 | $199/$229 | $159 |
Our Insurance Partners


Have Questions? We Have Answers.
Is there an extra charge for practicing more than one modality?
How soon will my coverage take effect?
What does my massage liability insurance not cover?
How do I add an additional insured to my policy?
After I have stopped practicing, am I still covered?
Who is MASSAGE Magazine Insurance Plus?
Do you cover injuries encountered by hot stone services?
How do I renew my massage liability insurance policy?
Can I add other massage therapists to my massage insurance policy?
Why is a policy with an individual annual aggregate better than a shared annual aggregate?
What is the difference between the types of liability coverage included in a massage liability policy?
Am I required by the state to get massage insurance?
Is Reiki covered under my massage insurance policy?
Are there different levels of massage therapy insurance coverage?
After I have stopped practicing, am I still covered?
If a client falls off my massage table what does my policy cover?
Am I covered internationally by my policy?
Whether I practice in a spa or a client’s home does my policy protect me?
Does Massage Magazine Insurance Plus offer an incentive for referrals?
Is there a limit to the number of your free CEs I can take advantage of?