Reiki Liability Insurance
How Much Does Reiki Liability Insurance Cost?
1 year
full-time
policy
Built for the full-time Reiki practitioner and wellness professional.
$
169
2 year
full-time
policy
The most cost-effective option that locks-in a $149 per year rate.
$
299
1 year
PART-time
policy
Built for pros who work fewer than 10 hands-on hours per week.
$
159
Reiki Liability Insurance Limits
1 Additional Insured: $10 | Unlimited Additional Insureds: $30
Some Reiki liability insurance carrier policies offer different limits based on your full-time or part-time status. This would mean that if you are a part-time professional, you may have less coverage than a full-time one.
We don’t believe in offering different coverage limits, so all our policies have the same limits. Full-time, part-time, or student, all members enjoy the same great coverage. Our liability insurance program prices are based on how you use the coverage and decide to pay.
Professional Liability Insurance: Also known as "malpractice insurance" or "errors and omissions insurance," covers claims related to professional negligence, including instances like burns from hot stones and other injuries caused directly from your professional services.
General Liability Insurance: Provides protection from claims that may not directly stem from your professional services. For example, if a client simply tripped and fell on your property, this coverage would protect you from the financial fallout of the lawsuit.
This coverage can help protect you if you’re accused of libel, slander, or false advertising.
Provides protection against identity theft and threat incidents that would put personal information at risk. Typically includes credit monitoring, dark web scans, and recovery services if your information is jeopardized.
DO REIKI PRACTITIONERS NEED INSURANCE?
Yes, Reiki practitioners need to have Reiki practitioner insurance because it safeguards you against the unexpected which happens every day. Although Reiki practice is very safe, Reiki insurance coverage provides practitioners with a layer of protection from claims as simple as a client tripping and falling on your premises to claims related to your Reiki services like nausea and fainting from the effects of Reiki.
Additionally, while the practice of Reiki is becoming much more popular, many still view it skeptically. Having Reiki liability insurance improves the professional credibility of your practice.
Insurance Coverage for 500+ Modalities
Massage Magazine Insurance Plus offers general & professional liability insurance coverage that automatically protects you when practicing over 500+ modalities and techniques, such as:
Insurance Reviews from Reiki Practitioners
The opportunity to be insured by MMIP saved me $1,300 per year and helped make it possible to run my own Wellness Center with no liability concerns. I am so grateful to have this insurance option! My stress over insurance expense and coverage is completely gone. Thank you MMIP!
Debbie Merrick
Reiki Practitioner
In Harmony Reiki and Inner Wellness
I am extremely happy to be insured by Massage Magazine Insurance Plus, so much so that I renewed for two years and I always recommend it to others. The feeling of security and safety knowing my Reiki business is protected is a huge benefit plus the price & coverage is the best.
LaTanya Hill
Reiki Master Teacher
Massage Magazine Insurance Plus gives me a very broad range of coverage for a great price. Plus MMIP's customer service team have an amazing customer service attitude. I feel totally protected in this in this new massage environment.
Gary Rosenthal
Mindbody Therapist
Whole Body Health Team
I was very happy when I discovered Massage Magazine Insurance and found out that I no longer need to buy separate insurance for the yoga classes I teach. Now I am covered for my yoga classes and CranioSacral therapy classes all at one low price!
Janet Berryhill
CranioSacral Therapist
Hartwood Institute
Why Choose MMIP for Reiki Liability Insurance Coverage?
Accidents Can Happen
Regardless of your training or experience, accidents can happen. Whether a client has claimed negligence, injured themselves in the lobby, or some other unforeseen event happens, you want to know that your professional and personal lives are protected. That is why Massage Magazine Insurance Plus exists, to give Reiki therapists peace of mind with Reiki therapist insurance.
With Reiki insurance, a legal claim can save a Reiki practitioner their reputation and thousands of dollars, which may ultimately put a bodywork professional out of business. For tips on how to boost your Reiki practice, check out our blog on attracting Reiki clients.
Reiki Liability Insurance Policy Coverage
For the low annual rate of $169, you’ll receive the most comprehensive coverage available to Reiki practitioners and other health, wellness, and beauty professionals! Our program includes general and professional liability insurance for Reiki:
- Professional liability (Reiki malpractice insurance) coverage
- General liability insurance (trip and fall) coverage
Our Insurance For Reiki Practitioners Offers What Others Don't
Your Reiki insurance policy protects you and your practice. Massage Magazine Insurance Plus (MMIP) provides perks and benefits that other liability insurance companies don’t offer. Compare MMIP to the competition and see why our Reiki and massage liability insurance outweighs other companies.
Bonus Benefits
Ways You Can Avoid Lawsuits
These are some basic steps you can take as a Reiki practitioner to reduce the chance a claim is filed against you:
Please note: This is in no way an exhaustive list and practitioners should consult with an MMIP professional to ensure they have adequate coverage in place in the event of a claim. While performing simple steps like these helps reduce the risk of a claim, they can’t eliminate them altogether. For whichever energy modality you practice, having a form of energy work insurance is vital to protecting your practice when the unthinkable happens. Even masters of Reiki, exercising the utmost care and attention to patients, can find themselves facing a potential claim at some point in their careers. Our affordable insurance plans give you peace of mind while you help patients find their own peace through Reiki treatments. We’ll help walk you through the whole process—contact us now.
Reiki Insurance Frequently Asked Questions
Reiki insurance is designed to actively protect professionals from the many different forms of risks they’ll face every day in the industry. The three main types of coverage comprising our Reiki insurance plan are general liability, professional liability, and personal injury & advertising coverage.
With MMIP, yes, you can. Some policies fall under claims made policy, but ours use the industry-preferred type, which is occurrence form. Claims-made policies are clear-cut - you have to file a claim while the policy is still active to be considered. If you have a session on the last day of your policy, but a claim comes days later, you won’t be able to file for this claim.
Occurrence form coverage takes a more realistic approach and says you can still file a claim after the policy expires as long as the claim event happened during the active term. This important distinction is the difference between full and no coverage, so always make sure your policy uses the occurrence form.
Absolutely. There are many occasions where an additional insured is needed on a policy so we make it easy to add as many additional insureds as is needed.
For example, being added as an additional insured may be required by landlords who don’t want to be held liable for something arising from the activities of their tenants.
With MMIP’s energy work insurance, you’d have up to $2 million to cover the general liability claim costs and any legal defense fees, if necessary.
While some Reiki insurance plans out there do require a certain number of hours of training and/or education, MMIP has no such requirement.
We want our Reiki insurance policies to be as accessible to professionals as possible, no matter where they find themselves in their careers.
Reiki practitioners can get our all-inclusive insurance policy tailored for Reiki for the low annual rate of just $169. You can use our discounted Reiki student insurance policy if you're a student. At just $49 for an entire year of coverage, this professional-caliber policy is one of the best values on the market today.
A smart move is to wait until just before graduating to activate your student insurance policy. That way, you’ll get most of your first year on the job covered, great insurance options, and awesome benefits - all for around $4 per month.
At just $169 per year, or around $13 per month, each policyholder gets millions of dollars worth of insurance coverage types, additional protection mechanisms built-in, and a whole suite of awesome member benefits available immediately.
Compared to the price of a lawsuit, which could include medical bills, rehabilitation costs, lost wages, legal fees, and more, the coverage and peace of mind that comes with securing Reiki insurance is an incredible value.
MMIP created a program that covers the many variations of Reiki and hundreds of additional massage, health, and wellness services. Acupressure, shiatsu, medical qigong, reflexology, and more are all covered under one all-inclusive policy.
Absolutely! In addition to many extra protections above and beyond liability coverage, like identity theft protection, members enjoy access to a full suite of benefits worth hundreds of dollars.
Take advantage of 50 hours of NCBTMB-approved continuing education courses, get a free, custom website up and running, and enjoy exclusive discounts from the top names in massage products and business services.
Massage spas usually carry some insurance for their employees, but this can be a small amount of coverage, and they’ll commonly have shared annual aggregates. This means that other members in the group can deplete the coverage amount before you get a chance to use it.
To get the peace of mind knowing you’re covered no matter what, and at just $169 per year, having your own Reiki insurance policy is the way to go.