Professional Beauty
Insurance
Protect Your Beauty & Personal Care Career from Risks with Beauty Liability Insurance!
In the beauty and personal care industry, every detail matters. From a minor slip up to a major mishap, ensuring your career is protected is more important than ever. Don't let our name fool you—with Massage Magazine Insurance Plus, get tailored beauty professional liability insurance solutions that covers dual wellness professionals.
For as low as $0.41 per day, our beauty professional insurance covers most beauty professions, including 450 health & wellness modalities, and saves professionals up to 30% on coverage. See for yourself why our professional beauty professional liability insurance beats the competition.
Insurance Policy Coverage Options
$169 - 1 Year
Our professional beauty insurance policy is tailored by years of experience just for beauty professionals. We provide perks and benefits other companies don't - such as coverage for more than 450 modalities and a policy that follows you nationwide.
$159 - Part-Time
Work less hours? Pay lower rates. This policy is designed for beauty and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality beauty insurance coverage.
$299 - 2 Year
Protect yourself with our two-year policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
Why Choose Massage Magazine Insurance Plus?
Don't let our name fool you, we cover more than just massage therapy. Whether you're a cosmetologist, barber, make up artist, esthetician or nail tech, our tailored professional liability insurance provides the protection you need as a beauty professional. We're proudly backed by one of the nation's leading insurance providers, guaranteeing top-tier coverage and membership benefits. That's just one of the reasons why we're the trusted choice for hundreds of thousands of professionals in the beauty industry nationwide.
Beauty liability insurance from MMIP provides both professional & general liability coverage along with additional coverages to help safeguard your career and provide the best all-around protection possible.
Our Beauty Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. Coverage here applies to injuries or property damage to third-party individuals in and around your place of business. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Professional Liability Insurance: Also called “malpractice coverage” this protection is for the actual services you provide during a session. If a client reports an injury or somehow has their property damaged during treatment, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Personal Injury & Advertising Coverage: This coverage can provide financial assistance to beauty professionals if they become legally obligated to pay damages that arise from claims related to false advertising, libel or slander or copyright infringement. For example, if a MT's marketing materials inadvertently included false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Full Suite Protection: It’s the full suite of protections offered in our plans that provides the best level of security possible from all the types of risks facing today’s beauty professionals. We’ve designed our plans to be an effective safeguard so that our members can focus on providing great treatments to clients, rather than what their insurance covers.
Identity Protection Plan: Today’s beauty professionals are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Common Beauty Professions Our Insurance Covers
General And Professional Liability Limits
What is beauty liability insurance?
Beauty liability insurance refers to a specialized type of insurance coverage designed for professionals in the beauty industry. This insurance helps protect these professionals from potential liabilities and risks associated with their services. These insurances usually cover both general liability insurance and professional liability insurance. Coverages usually consist of legal fees, and medical bills, covering you from customer claims, advertising injury, legal costs, and rising medical costs among many other protections which could cost thousands.
Whether you need cosmetology liability insurance, make up artist professional liability insurance, or any other type of beauty liability insurance, MMIP's insurance plan has you covered!
Why do I need beauty liability insurance?
Professional Beauty liability insurance is more than just a safety net; it's a cornerstone of a responsible beauty business. While some states mandate certain insurances, the benefits extend beyond legal compliance. Having this insurance not only shields you from potentially expensive lawsuits and covers unforeseen accidents but also bolsters your professional credibility.
Many clients view insurance as a mark of professionalism, and landlords often require it in lease agreements. In essence, for peace of mind and to safeguard both your financial and professional standing, beauty liability insurance is highly recommended. Before committing, consult with an insurance expert to tailor coverage to your needs.
Hear What Our Beauty Liability Insurance Customers Have To Say
I've been with Massage Magazine Insurance Plus for going on 4 years, they are super affordable and offer great coverage. Their sign up and renew processes are so easy and simple. They even allow me to renew for two years at a time which I love! One less thing to think of! 10/10 recommend
Julia S.
Massage Magazine Insurance Plus is a win win for beauty pros! They have fantastic & helpful customer service whom you can understand. The great coverage options are all at reasonable prices with the ability to add extra insured parties if needed. When signing up, the process is pretty self explanatory & renewing is even easier.
You won’t be disappointed at all!!!!
Heather Q.
Massage Magazine Insurance Plus offers great coverage at affordable prices. I have been with MMIP for 3 years and service is professional and prompt.
As a working cosmetologist I recommend to anyone in the beauty industry.
Robin O.
I've been with MMIP for several years.
It's good coverage for a reasonable price.
So easy to renew online.
I highly recommend for your beauty and massage insurance.
Kathy S.
Understanding Beauty Insurance
Beauty insurance protects professionals against risks like client injuries, or professional liability claims. Whether you're a beautician, cosmetologist, or salon owner, having liability insurance is important to the future of your career.
Beauty Liability Insurance Coverage
- General Liability Insurance: Covers claims of bodily injury or property damage on your premises. For instance, it protects you if a client slips and falls.
- Professional Liability Insurance: Covers legal costs if a client alleges that your services caused harm or financial loss.
Investing in beauty insurance shows professionalism and builds client trust. With coverage from Massage Magazine Insurance Plus, you can focus on delivering excellent services while we manage the risks.