Professional Esthetician
Beauty Insurance
Shielding Pros with Esthetician Insurance: Your Career, Our Commitment.
The beauty industry offers a world of opportunities and challenges alike. As a dedicated esthetician, you've perfected your craft to deliver unparalleled services to your clients. Yet, unexpected incidents can happen, and that's where our professional esthetician liability insurance comes into play.
Designed with beauty professionals in mind, our liability insurance for estheticians ensures you can concentrate on enhancing beauty while we handle potential liabilities. Secure your peace of mind and your profession with the protection you truly deserve.
For as low as $0.41 per day, our professional liability insurance for estheticians covers most beauty professions, including 450 health & wellness modalities, and saves professionals up to 30% on coverage. See for yourself why our professional esthetician liability insurance beats the competition.
Insurance Policies
$169 - 1 Year
Our professional esthetician insurance policy is tailored by years of experience just for beauty professionals. We provide perks and benefits other companies don't - such as coverage for more than 450 modalities and a policy that follows you nationwide.
$159 - Part-Time
Work less hours? Pay lower rates. This policy is designed for beauty and bodywork professionals who work fewer than 10 hands-on hours per week but still want high-quality esthetician insurance coverage.
$299 - 2 Year
Protect yourself with our two-year policy that saves you $39 over the course of your membership. You get all the same perks and benefits as our standard policy and don't have to worry about a lapse in coverage for two years.
Already insured & looking to renew?
Why Choose Massage Magazine Insurance Plus?
Don't let our name fool you, we cover more than just massage therapy. Whether you're a estheticians, hairstylist, barber, esthetician or nail tech, our tailored esthetician liability insurance provides the protection you need as a esthetician professional. We're proudly backed by one of the nation's leading insurance providers, guaranteeing top-tier coverage and membership benefits. That's just one of the reasons why we're the trusted choice for hundreds of thousands of professionals in the beauty industry nationwide.
Esthetician liability insurance from MMIP provides both general and professional liability coverage along with additional coverages to help safeguard your career and provide the best all-around protection possible.
Our Esthetician Insurance Plans Provide Coverage Under the Following Areas:
General Liability Insurance: This is also known as “slip and fall” insurance because that’s a common type of accident that can cause a claim. When you open your doors and start receiving clients, you’re also opening yourself up to general liability. Coverage here applies to injuries or property damage to third-party individuals in and around your place of business. A client tripping over a loose front door mat and injuring themselves is an example of an event that would fall under this coverage type.
Professional Liability Insurance: Also called “malpractice coverage” this protection is for the actual services you provide during a session. If a client reports an injury or somehow has their property damaged during treatment, they may seek legal action to get compensation. These types of claims would fall under professional liability.
Identity Protection Plan: Today’s esthetician professionals are exposed more than ever to the threat of a cyber incident stealing their personal data. If this occurs, our members get all the way up to $25,000 in identity restoration services.
Personal Injury & Advertising Coverage: This coverage can provide financial assistance to esthetician professionals if they become legally obligated to pay damages that arise from claims related to false advertising, libel or slander or copyright infringement. For example, if a MT's marketing materials inadvertently included false statements that damage another person's reputation, this coverage can help with legal and financial fallouts.
Full Suite Protection: It’s the full suite of protections offered in our plans that provides the best level of security possible from all the types of risks facing today’s esthetician professionals. We’ve designed our plans to be an effective safeguard so that our members can focus on providing great treatments to clients, rather than what their insurance covers.
Additional Membership Benefits
Free online continuing education courses
Free online therapy from BetterHelp
Over $1,800 in industry discounts
Access to health, vision, dental, and disability coverage plans
Common Beauty Professions We Cover
General And Professional Liability Limits
What is esthetician liability insurance?
The beauty industry is a space of transformation and trust. As an esthetician, you provide specialized services that rejuvenate and refresh. However, even with the utmost care and expertise, unforeseen situations can arise. Esthetician Liability Insurance is your protective shield against potential claims or lawsuits stemming from your services. Whether it's an unexpected reaction to a product or a slip in your salon, this insurance ensures that while you continue to bring beauty to life, your financial and professional well-being remains intact. It's not just esthetician insurance; it's peace of mind for every beauty expert.
Our esthetician liability insurance also covers general liabilities, such as accidents or injuries that occur within the salon or workspace. Whether it's a client slipping on a wet floor or an adverse reaction to a skincare product, esthetician insurance provides a safety net, allowing beauty professionals to operate with confidence and peace of mind.
Why do I need esthetician liability insurance?
The beauty industry thrives on precision, skill, and trust. As an esthetician, clients rely on you for expert treatments that enhance their well-being. But even with the highest standards of care, accidents or misunderstandings can occur.
Esthetician Liability Insurance is your defense against the unexpected. It covers potential legal fees, medical expenses, or claims that can arise from unforeseen incidents during your services. Without it, you could face significant financial strain or damage to your professional reputation.
By investing in this insurance, you're not only protecting your livelihood but also ensuring that your focus remains on delivering exceptional beauty experiences, undistracted by potential risks. It's the smart choice for every dedicated esthetician.
Hear What Our Insurance Members Have To Say
I've been with Massage Magazine Insurance Plus for going on 4 years, they are super affordable and offer great coverage. Their sign up and renew processes are so easy and simple. They even allow me to renew for two years at a time which I love! One less thing to think of! 10/10 recommend
Julia S.
Massage Magazine Insurance Plus is a win win for beauty pros! They have fantastic & helpful customer service whom you can understand. The great coverage options are all at reasonable prices with the ability to add extra insured parties if needed. When signing up, the process is pretty self explanatory & renewing is even easier.
You won’t be disappointed at all!!!!
Heather Q.
Massage Magazine Insurance Plus offers great coverage at affordable prices. I have been with MMIP for 3 years and service is professional and prompt.
As a working cosmetologist I recommend to anyone in the beauty industry.
Robin O.
I've been with MMIP for several years.
It's good coverage for a reasonable price.
So easy to renew online.
I highly recommend for your beauty business insurance.
Kathy S.