What is Reflexology?
Far more than a simple, albeit lovely, foot massage, the practice of Reflexology is incredibly precise and thousands of years old. Scholars have found similar practices in use going back as far as the ancient Chinese and Egyptian cultures. Reflexology maps out specific zones which are predominantly in the feet that correspond to vital organs and bodily systems. Through skilled application, these zones can be manipulated to help relieve blockages and increase the flow of the body’s Ki, or life force - the universal energy that flows through all living things - in other areas of the body. Improved circulation helps decrease pain and stress and aids in relaxation and sleep.
Reflexology massage focuses on applying pressure to very specific areas in the feet, hands, and outer ear for achieving desired effects elsewhere in the body. For example, a cramp in the abdomen may be related to an endochromatic imbalance which a foot massage focusing on the big toes and ankles can soothe. After treatment, patients report feeling pain/stress relief, peace, and tranquility. The peace that is achieved helps the body release tension to be able to better heal itself from stress events. Stress has been linked to a myriad of physical and emotional trauma, which is why receiving massage therapy centered on reflexology can be so beneficial to one’s overall health.
Accidents and Other Loss Events Can and Do Happen
Practitioners of massage therapy reflexology may not consider their practice involved enough to be able to ever have a claim filed against them. Sadly, costly claims can happen in the most mundane fashion. An elderly patient tripping on a bit of loose carpeting, another claiming a session left them in pain, or a property owner claiming you or your students damaged rented property can all easily be cause enough for a claim to be filed. Even if a claim is frivolous, court costs to defend yourself can quickly jump into the thousands of dollars, putting professional and personal finances at serious risk. To protect your ability to continue to practice, reflexologists should always carry an adequate level of reflexology liability insurance.
Reflexology Insurance Coverage
After many successful years in the business of providing massage insurance, Massage Magazine Insurance Plus listened to our customers to include even more modalities, adding healing arts practices like reflexology and other forms of healing touch therapy. We also continue to add additional modalities so be sure to contact us if you don’t see your specific practice listed. We want you to be able to focus on continuing to help people through your specific, beneficial practice, rather than having to worry about the possibility of a future uncertainty interrupting your day-to-day practice. That’s why MMIP reflexology insurance coverage offers some of the most robust protection in the industry, includes an array of additional benefits, and is more affordable than most of the other plans available on the market today. We want you to be successful and help you stay prepared no matter what the universe may throw your way.
Below we’ll break down a few of the key highlights of MMIP’s massage insurance policies:
- $2 Million Per Claim, $3 Million Individual Annual Aggregate
This means that you have a limit of up to $2 Million for a single claim filed and all together you alone have a $3 Million limit each year, no matter how many claims are filed during the term. These coverages apply to both professional liability and general liability claims.
- $100,000 in Rental Damage Coverage
This would apply to a property or space that’s being rented. It’s easy for an accident to occur where you are liable for the damage you or a patient caused to the property while you were providing a treatment.
- $1,000 Stolen Equipment Coverage
It’s sad when things go missing during a session. If something goes missing, have peace of mind knowing your equipment is covered.
- Industry-Leading Coverage + Incredibly Low Premiums:
One year of coverage is normally only $169, but new customers receive an introductory rate of $159. The two-year policy is only $279, a $48 savings over buying two, one-year terms. We also offer student reflexology student insurance at the affordable rate of just $25 for an entire year.
Additional Benefits of Having Reflexology Insurance
For any practitioner of the healing arts, it’s vital to have the proper coverage in the event of a loss or injury claim. Our policies come with robust coverage for both professional liability, which is also referred to as malpractice, as it occurs as a result of your treatment, and general liability, which is commonly known as “slip and fall” insurance for its association with this type of injury giving rise to a claim. Going far beyond this, MMIP’s reflexology insurance coverages have rolled in additional coverages like product liability, rental property damage protection, and stolen equipment protection. Your continued success is our way of life. So we’ve also partnered with some of the best names in the industry to offer you exclusive, members-only discounts on the best gear available, offer free online NCBTMB continuing education, supply an awesome professional website, and even set you up with an identity protection plan.
Upfront, Transparent Pricing
At MMIP, we want you to have all the information you need to make the best decision for you. We’ll never push you into buying our policies but want you to be informed about all the options available. That’s why we list our competitors’ information side-by-side. We continually update these as prices fluctuate so you have the most up-to-date information available. When you fill out our easy online application process and submit payment, you’ll receive instant proof of insurance and immediate access to all our benefits programs plus the additional perks.
Ways To Minimize the Chances of a Claim
While you can never eliminate every contingency for a claim being filed, you can take proactive steps to minimize the chances of a claim ever being filed. Step one is to learn more about reflexology insurance coverage from MMIP. We’re here to help guide you so you can make the best decision for you and your practice. Once you have the peace of mind of a MMIP reflexology insurance policy with instant proof of coverage, take these few steps to help minimize your chances of a claim:
- Keep your studio/place of business safe, clean, and accessible.
You are required by law to provide a reasonable level of security for any visitors to your business. This can be as simple as installing security lights, padlocks, and/or alarms. As well, keeping your business clean and tidy will lower the odds of a claim-event occurring. Not maintaining a clean environment could mean something like a small spill causes a patient to slip and fall, opening you up for a general liability claim.
Communicate with patients before, during, and after the sessions. Address any concerns before they become major.
A patient who has a specific injury or illness that can be exacerbated by a reflexology massage should never be pushed beyond their limits and special care should be exhibited. Learn the patient’s history before treatments, talk them through the procedure, listen while you’re treating them, and then be sure to follow-up after to ensure your patient leaves feeling better than when they arrived. It is critical to always properly document patient communications.
Protect Your Data
In a world of where cybertheft is becoming the norm, business owners need to be mindful of ways to protect their identity from being compromised. Your MMIP reflexology insurance coverage includes Identity Protection but you should consider additional safeguards for your personal and sensitive information to ensure it isn’t stolen.
Be especially mindful for children and elderly patients
Children and the elderly are most susceptible to being injured during a healing hands treatment. Even experienced reflexologists, giving patients their utmost attention can still have instances of pushing a patient too far or not asking the right questions ahead of time to avoid a potential issue. When it comes to these demographics, the patient may not be as able to articulate a particular issue. Make sure you exercise proper preparation before beginning any treatment session.
Here to Help Your Practice Succeed
Our main goal is to provide the tools and support you need to make your practice a complete success. No matter what modality of the healing arts you practice, from yoga through reiki, rest assured we have mapped out the most comprehensive plans available. The additional benefits and perks we include in our plans aren’t offered by other liability insurance companies and are meant to bring value to the important decision to purchase reflexology insurance from MMIP. We even offer free business resources like marketing and sales tips, operations best practices, and a host of other information on some of the more common issues our members have faced in the business of healing. When you’re ready to talk through your massage insurance coverage options, contact us to speak with a knowledgeable policy representative. We’ll help you understand all of your options so you can make the best decision for you and your practice going forward.