MASSACHUSETTS MASSAGE INSURANCE
Get professional and general liability insurance without waiting for a quote.
Protect your Massachusetts massage practice with coverage from Massage Magazine Insurance Plus. Our 1-year full-time professional policy is $169/year, with coverage that begins after purchase and immediate proof of insurance.
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Massachusetts Massage Insurance Plans & Pricing
1 year full-time Professional Rate
$
169
/1yr
2 year full-time
professional rate
$
299
/2yr
1 year part-time
professional rate
$
159
/1yr
What Does Massachusetts Massage Insurance Cover?
Professional Liability Insurance
Helps protect against qualifying claims related to the professional massage services you provide, including allegations of negligence or client injury.
General Liability Insurance
Helps protect against qualifying third-party injury claims unrelated to the massage treatment itself, such as a client slipping and falling.
Personal & Advertising Injury Coverage
Helps protect against qualifying claims involving libel, slander, false advertising, and similar issues.
Identity Theft Protection
Includes up to $25,000 in identity theft protection to help if your personal information is compromised.
Why Massachusetts Massage Therapists Choose MMIP
Instant Coverage, No Quote
Get covered without waiting through a quote process. Eligible massage professionals can purchase coverage online and receive proof of insurance after purchase.
Is Massage Insurance Required In Massachusetts?
Massachusetts requires licensed massage therapists to maintain individual professional liability insurance with coverage of at least $1 million per occurrence and $1 million aggregate.
MMIP provides $2 million per occurrence and $3 million aggregate professional and general liability coverage, subject to eligibility and policy terms. This exceeds the individual liability limits stated in Massachusetts’ current massage therapist licensing regulations.
Massage therapists should review the Massachusetts Board of Registration of Massage Therapy’s current licensing requirements and their policy documents when confirming coverage. Separate requirements may apply to massage establishments.
Massachusetts Massage Therapist Licensing Requirements
Massachusetts massage therapists apply for licensure through the Board of Registration of Massage Therapy. For the standard education route, current regulations require completion of a Board-approved course of study that includes at least 650 hours of supervised instruction, along with the state’s other licensing and documentation requirements.
Licensed massage therapists must also complete at least 3 qualified hours of Board-recognized continuing education during the 12 months before their license expires. Current Massachusetts rules specify subject-matter requirements for those hours, so therapists should confirm that the courses they choose satisfy the Board’s current criteria.
MMIP members receive access to 50 free NCBTMB-approved continuing education hours. When selecting courses for Massachusetts license renewal, check that the individual course meets the Board’s current continuing education requirements.
For application requirements, examinations, continuing education details, and other licensing information, visit our Massachusetts Massage Therapy Licensing Requirements guide.
Real Massage Insurance Claims
$112,194 Covered
Back Injury
Coverage Applied:
Professional Liability Insurance
$175,100 Covered
Massage Table Incident
Coverage Applied:
General Liability Insurance
*Claim examples are for illustrative purposes. Actual coverage is determined by the carrier and applicable policy terms and conditions.
Trusted by Leading Companies
Rest assured you and your career are protected with Massage Magazine Insurance Plus. We're A-Rated (Superior) and backed by Arthur J. Gallagher.
BBB A+ Accreditation
Massage Magazine Insurance Plus takes great pride in achieving an A+ accreditation from the Better Business Bureau. Trust is at the heart of our values, and we remain unwavering in our commitment to prioritizing our customer communities Since 2009.
Frequently Asked Questions
MMIP coverage follows the insured practitioner across the United States and across eligible work settings, subject to policy terms, exclusions, and applicable licensing requirements. That can include providing massage services in clients’ homes, workplaces, events, and other locations.
Yes, eligible landlords, spas, employers, event organizations, and other entities may be added as additional insureds when applicable. An additional insured receives certain protection under your policy for qualifying claims involving the additional insured, but it does not give that person or organization a separate insurance policy.
Yes. After purchasing an eligible MMIP policy, you can receive proof of insurance without waiting through a traditional quote process.
Occurrence-form coverage looks at when the qualifying incident happened. An incident that occurs while your policy is active may still be considered if the resulting claim is reported later, subject to the policy’s terms, exclusions, and reporting requirements.
Massachusetts requires licensed massage therapists to maintain individual professional liability insurance with at least $1 million per occurrence and $1 million aggregate coverage.
If you work for a spa, franchise, employer, or another business, review both your own policy and any coverage provided through the workplace rather than assuming the business’s insurance satisfies your individual licensing requirement.
Get Covered Today
Protect your Massachusetts massage practice with liability insurance from Massage Magazine Insurance Plus.
Get your 1-year full-time professional policy for $169/year, with no quote process, coverage after purchase, and immediate proof of insurance.